Winchester Bancorp (WSBK) Loans - Loss Allowance (2023 - 2026)
Winchester Bancorp (WSBK) posted quarterly Loans - Loss Allowance of $4.5 million for Q1 2026, up 26.03% year-over-year from $3.6 million in Q1 2025, and up 3.21% quarter-over-quarter from $4.4 million in Q4 2025.
Winchester Bancorp (WSBK) Loans - Loss Allowance (2023 - 2026) Analysis & Trends
Winchester Bancorp (WSBK) has reported Loans - Loss Allowance for 4 consecutive years, with $4.5 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 26.03% year-over-year to $4.5 million; the TTM figure through Mar 2026 stood at $4.5 million (up 26.03% YoY), while the FY2025 annual figure was $4.2 million, up 20.28% from the prior year.
- Loans - Loss Allowance improved to $4.5 million in Q1 2026 per WSBK's latest filing, from $4.4 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $4.5 million in Q1 2026 and bottomed at $3.1 million in Q4 2023.
- Historically, Loans - Loss Allowance has averaged $3.8 million across 4 years, with a median of $3.6 million in 2024.
- On a YoY basis, Loans - Loss Allowance climbed as much as 29.68% in 2025 and fell as far as 13.39% in 2025.
- Winchester Bancorp's Loans - Loss Allowance stood at $3.1 million in 2023, then climbed by 18.21% to $3.6 million in 2024, then grew by 20.94% to $4.4 million in 2025, then climbed by 3.21% to $4.5 million in 2026.
- Business Quant data shows WSBK's Loans - Loss Allowance at $4.5 million in Q1 2026, $4.4 million in Q4 2025, and $4.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Winchester Bancorp | 116.83 Mn | 61.88 Mn | - | 4.54 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.54 Mn |
| Dec 31, 2025 | 4.40 Mn |
| Sep 30, 2025 | 4.36 Mn |
| Jun 30, 2025 | 4.15 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Dec 31, 2024 | 3.64 Mn |
| Sep 30, 2024 | 3.36 Mn |
| Jun 30, 2024 | 3.45 Mn |
| Mar 31, 2024 | 3.18 Mn |
| Dec 31, 2023 | 3.08 Mn |