Winchester Bancorp (WSBK) Loans - Loss Allowance (2023 - 2026)
Winchester Bancorp's (WSBK) quarterly Loans - Loss Allowance came in at $4.5 million in Q1 2026, up 26.03% year-over-year from $3.6 million in Q1 2025, and up 3.21% quarter-over-quarter from $4.4 million in Q4 2025.
Analysis
Winchester Bancorp (WSBK) Loans - Loss Allowance (2023 - 2026) Analysis & Trends
Winchester Bancorp (WSBK) has reported Loans - Loss Allowance for 4 consecutive years, with $4.5 million the latest figure, recorded in Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 26.03% year-over-year to $4.5 million in Q1 2026; TTM through Mar 2026 was $4.5 million, a 26.03% increase from a year earlier, with the FY2025 full-year figure at $4.2 million, up 20.28% from the prior year.
- Loans - Loss Allowance was $4.5 million for Q1 2026 at Winchester Bancorp, up from $4.4 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $4.5 million in Q1 2026 and troughed at $3.1 million in Q4 2023.
- A 4-year average of $3.8 million and a median of $3.6 million in 2024 frame the typical range for Loans - Loss Allowance.
- The widest YoY moves for Loans - Loss Allowance: up 29.68% in 2025, down 13.39% in 2025.
- Over 4 years, Loans - Loss Allowance stood at $3.1 million in 2023, then gained by 18.21% to $3.6 million in 2024, then advanced by 20.94% to $4.4 million in 2025, then gained by 3.21% to $4.5 million in 2026.
- The last three Loans - Loss Allowance figures came in at $4.5 million (Q1 2026), $4.4 million (Q4 2025), and $4.4 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 1.49 Bn |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 1.48 Bn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.45 Bn |
| 10 | Winchester Bancorp | 116.34 Mn | 61.39 Mn | - | 4.54 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 4.54 Mn |
| Dec 31, 2025 | 4.40 Mn |
| Sep 30, 2025 | 4.36 Mn |
| Jun 30, 2025 | 4.15 Mn |
| Mar 31, 2025 | 3.60 Mn |
| Dec 31, 2024 | 3.64 Mn |
| Sep 30, 2024 | 3.36 Mn |
| Jun 30, 2024 | 3.45 Mn |
| Mar 31, 2024 | 3.18 Mn |
| Dec 31, 2023 | 3.08 Mn |