Waterstone Financial (WSBF) Loans - Loss Allowance (2012 - 2026)
Waterstone Financial (WSBF) reported Loans - Loss Allowance of $17.7 million for Q1 2026, down 1.09% on a YoY basis from $17.9 million in Q1 2025, and up 1.32% quarter-over-quarter from $17.5 million in Q4 2025.
Waterstone Financial (WSBF) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
Waterstone Financial has reported Loans - Loss Allowance for 15 years, with the latest figure at $17.7 million in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance fell 1.09% year-over-year to $17.7 million; the trailing twelve-month figure through Mar 2026 stood at $17.7 million (down 1.09% YoY), and the FY2025 full-year result was $17.5 million, down 4.21% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $17.7 million, up from $17.5 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $18.6 million in Q3 2023, with the low at $16.9 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $17.9 million across 5 years, with a median of $17.8 million in 2025.
- Annual changes were most pronounced in 2022 — Loans - Loss Allowance increased 12.54% — and 2025, when it decreased 4.21%.
- Waterstone Financial's Loans - Loss Allowance stood at $17.8 million in 2022, then climbed by 4.46% to $18.5 million in 2023, then fell by 1.63% to $18.2 million in 2024, then declined by 4.21% to $17.5 million in 2025, then gained by 1.32% to $17.7 million in 2026.
- The last three Loans - Loss Allowance figures came in at $17.7 million (Q1 2026), $17.5 million (Q4 2025), and $17.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Waterstone Financial | 339.82 Mn | 293.47 Mn | - | 17.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.71 Mn |
| Dec 31, 2025 | 17.48 Mn |
| Sep 30, 2025 | 17.67 Mn |
| Jun 30, 2025 | 17.80 Mn |
| Mar 31, 2025 | 17.91 Mn |
| Dec 31, 2024 | 18.25 Mn |
| Sep 30, 2024 | 18.20 Mn |
| Jun 30, 2024 | 18.41 Mn |
| Mar 31, 2024 | 18.55 Mn |
| Dec 31, 2023 | 18.55 Mn |
| Sep 30, 2023 | 18.55 Mn |
| Jun 30, 2023 | 18.37 Mn |
| Mar 31, 2023 | 17.74 Mn |
| Dec 31, 2022 | 17.76 Mn |
| Sep 30, 2022 | 17.45 Mn |
| Jun 30, 2022 | 17.27 Mn |
| Mar 31, 2022 | 16.91 Mn |
| Dec 31, 2021 | 15.78 Mn |
| Sep 30, 2021 | 16.79 Mn |
| Jun 30, 2021 | 17.41 Mn |