Waterstone Financial, Inc. (WSBF) Loans - Loss Allowance (2012 - 2026)
Waterstone Financial's Loans - Loss Allowance was $17.88 million in Q2 2026, up 0.5% from $17.8 million a year earlier and up 1.0% from the prior quarter.
Waterstone Financial, Inc. (WSBF) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at Waterstone Financial came in at $17.48 million, down 4.2% from FY2024.
- Loans - Loss Allowance shows a five-year compound annual growth rate of -1.5% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $18.25 million in FY2024 (-1.6%), $18.55 million in FY2023 (+4.5%), $17.76 million in FY2022 (+12.5%) and $15.78 million in FY2021 (-16.2%).
- The Q2 2026 figure marks the highest quarterly Loans - Loss Allowance since Q1 2025.
- Compared with a year earlier, Loans - Loss Allowance was higher in 1 of the last eight quarters, with an average decline of 2.3%.
- The best year-over-year quarter for Loans - Loss Allowance over five years was Q4 2022 (growth of 12.5%); the worst was Q4 2021 (a decline of 16.2%).
- Per Business Quant data, WSBF's Loans - Loss Allowance in the three quarters before Q2 2026 was $17.71 million (Q1 2026), $17.48 million (Q4 2025) and $17.67 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.88 Mn |
| Mar 31, 2026 | 17.71 Mn |
| Dec 31, 2025 | 17.48 Mn |
| Sep 30, 2025 | 17.67 Mn |
| Jun 30, 2025 | 17.80 Mn |
| Mar 31, 2025 | 17.91 Mn |
| Dec 31, 2024 | 18.25 Mn |
| Sep 30, 2024 | 18.20 Mn |
| Jun 30, 2024 | 18.41 Mn |
| Mar 31, 2024 | 18.55 Mn |
| Dec 31, 2023 | 18.55 Mn |
| Sep 30, 2023 | 18.55 Mn |
| Jun 30, 2023 | 18.37 Mn |
| Mar 31, 2023 | 17.74 Mn |
| Dec 31, 2022 | 17.76 Mn |
| Sep 30, 2022 | 17.45 Mn |
| Jun 30, 2022 | 17.27 Mn |
| Mar 31, 2022 | 16.91 Mn |
| Dec 31, 2021 | 15.78 Mn |
| Sep 30, 2021 | 16.79 Mn |
Waterstone Financial, Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=WSBF&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "WSBF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=WSBF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();