Wafd (WAFD) Loans - Loss Allowance (2014 - 2025)
Wafd (WAFD) reported Loans - Loss Allowance of $198.77 million for fiscal Q3 2025 (quarter ended Jun 30, 2025), down 2.5% from $203.82 million a year earlier and down 1.9% from the prior quarter.
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Analysis
Wafd (WAFD) Loans - Loss Allowance (2014 - 2025) Analysis & Trends
At the end of FY2024 (ended Sep 30, 2024), Wafd posted Loans - Loss Allowance of $203.75 million, up 15.0% from FY2023.
- Loans - Loss Allowance has increased for nine consecutive fiscal years, with a five-year compound annual growth rate of 6.4% (FY2019 to FY2024).
- By fiscal year, Loans - Loss Allowance came in at $177.21 million in FY2023 (+2.5%), $172.81 million in FY2022 (+0.9%), $171.3 million in FY2021 (+2.6%) and $166.96 million in FY2020 (+11.8%).
- The fiscal Q3 2025 figure ranks as the lowest quarterly Loans - Loss Allowance since fiscal Q1 2024.
- Year over year, Loans - Loss Allowance gained in seven of the last eight quarters, with growth averaging 7.4%.
- The high point for year-over-year Loans - Loss Allowance in five years was fiscal Q1 2021 (growth of 15.4%); the low point was fiscal Q3 2025 (a decline of 2.5%).
- Per Business Quant data, the three fiscal quarters before Q3 2025 came in at $202.71 million (Q2 2025), $204.52 million (Q1 2025) and $203.75 million (Q4 2024).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Wafd | 2.21 Bn | -525.04 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2025 | 198.77 Mn |
| Mar 31, 2025 | 202.71 Mn |
| Dec 31, 2024 | 204.52 Mn |
| Sep 30, 2024 | 203.75 Mn |
| Jun 30, 2024 | 203.82 Mn |
| Mar 31, 2024 | 201.58 Mn |
| Dec 31, 2023 | 179.32 Mn |
| Sep 30, 2023 | 177.21 Mn |
| Jun 30, 2023 | 178.07 Mn |
| Mar 31, 2023 | 177.42 Mn |
| Dec 31, 2022 | 176.80 Mn |
| Sep 30, 2022 | 172.81 Mn |
| Mar 31, 2022 | 171.38 Mn |
| Dec 31, 2021 | 171.41 Mn |
| Sep 30, 2021 | 171.30 Mn |
| Jun 30, 2021 | 170.78 Mn |
| Mar 31, 2021 | 172.65 Mn |
| Dec 31, 2020 | 170.19 Mn |
| Sep 30, 2020 | 166.96 Mn |
| Mar 31, 2020 | 157.10 Mn |
API Access
Wafd Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=WAFD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "WAFD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=WAFD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();