Westamerica Bancorporation (WABC) Loans - Loss Allowance (2009 - 2026)
Westamerica Bancorporation's (WABC) quarterly Loans - Loss Allowance came in at $10.8 million in Q2 2026, down 21.74% year-over-year from $13.8 million in Q2 2025, and down 3.24% quarter-over-quarter from $11.2 million in Q1 2026.
Analysis
Westamerica Bancorporation (WABC) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Westamerica Bancorporation (WABC) has reported Loans - Loss Allowance for 18 consecutive years, with $10.8 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance fell 21.74% year-over-year to $10.8 million in Q2 2026; TTM through Jun 2026 was $10.8 million, a 21.74% decrease from a year earlier, with the FY2025 full-year figure at $11.6 million, down 21.7% from the prior year.
- Loans - Loss Allowance was $10.8 million for Q2 2026 at Westamerica Bancorporation, down from $11.2 million in the prior quarter.
- Over five years, Loans - Loss Allowance peaked at $22.9 million in Q1 2022 and troughed at $10.8 million in Q2 2026.
- A 5-year average of $16.4 million and a median of $15.9 million in 2024 frame the typical range for Loans - Loss Allowance.
- Across the five-year window, Loans - Loss Allowance retreated 2.38% in 2022 and fell 22.58% in 2025, its largest moves.
- Over 5 years, Loans - Loss Allowance stood at $20.3 million in 2022, then decreased by 16.85% to $16.9 million in 2023, then decreased by 12.37% to $14.8 million in 2024, then declined by 21.7% to $11.6 million in 2025, then retreated by 6.77% to $10.8 million in 2026.
- The last three Loans - Loss Allowance figures came in at $10.8 million (Q2 2026), $11.2 million (Q1 2026), and $11.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 1.49 Bn |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 1.48 Bn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.45 Bn |
| 10 | Westamerica Bancorporation | 1.38 Bn | -757.17 Mn | - | 10.79 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.79 Mn |
| Mar 31, 2026 | 11.15 Mn |
| Dec 31, 2025 | 11.57 Mn |
| Sep 30, 2025 | 11.86 Mn |
| Jun 30, 2025 | 13.79 Mn |
| Mar 31, 2025 | 13.91 Mn |
| Dec 31, 2024 | 14.78 Mn |
| Sep 30, 2024 | 15.32 Mn |
| Jun 30, 2024 | 15.95 Mn |
| Mar 31, 2024 | 15.88 Mn |
| Dec 31, 2023 | 16.87 Mn |
| Sep 30, 2023 | 17.74 Mn |
| Jun 30, 2023 | 18.48 Mn |
| Mar 31, 2023 | 19.51 Mn |
| Dec 31, 2022 | 20.28 Mn |
| Sep 30, 2022 | 21.22 Mn |
| Jun 30, 2022 | 22.31 Mn |
| Mar 31, 2022 | 22.93 Mn |
| Dec 31, 2021 | 23.51 Mn |
| Sep 30, 2021 | 23.88 Mn |