Westamerica Bancorporation (WABC) Loans - Loss Allowance (2009 - 2026)
Westamerica Bancorporation's Loans - Loss Allowance came in at $10.79 million for Q2 2026, down 21.7% from $13.79 million a year earlier and down 3.2% from the prior quarter.
Westamerica Bancorporation (WABC) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
At the end of FY2025, Westamerica Bancorporation's Loans - Loss Allowance was $11.57 million, down 21.7% from FY2024.
- Loans - Loss Allowance has declined in each of the last five years, with a five-year compound annual growth rate of -13.5% (FY2020 to FY2025).
- Going back by year, Loans - Loss Allowance was $14.78 million in FY2024 (-12.4%), $16.87 million in FY2023 (-16.8%), $20.28 million in FY2022 (-13.7%) and $23.51 million in FY2021 (-1.4%).
- The Q2 2026 figure represents the lowest quarterly Loans - Loss Allowance in data going back to Q4 2009.
- Year-over-year, Loans - Loss Allowance has declined for 22 consecutive quarters, with an average decline of 17.2% over the last eight quarters.
- The year-over-year decline in Loans - Loss Allowance has ranged between 1.1% (Q3 2021) and 22.6% (Q3 2025) over the last five years.
- Business Quant data shows WABC's Loans - Loss Allowance at $11.15 million (Q1 2026), $11.57 million (Q4 2025) and $11.86 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.79 Mn |
| Mar 31, 2026 | 11.15 Mn |
| Dec 31, 2025 | 11.57 Mn |
| Sep 30, 2025 | 11.86 Mn |
| Jun 30, 2025 | 13.79 Mn |
| Mar 31, 2025 | 13.91 Mn |
| Dec 31, 2024 | 14.78 Mn |
| Sep 30, 2024 | 15.32 Mn |
| Jun 30, 2024 | 15.95 Mn |
| Mar 31, 2024 | 15.88 Mn |
| Dec 31, 2023 | 16.87 Mn |
| Sep 30, 2023 | 17.74 Mn |
| Jun 30, 2023 | 18.48 Mn |
| Mar 31, 2023 | 19.51 Mn |
| Dec 31, 2022 | 20.28 Mn |
| Sep 30, 2022 | 21.22 Mn |
| Jun 30, 2022 | 22.31 Mn |
| Mar 31, 2022 | 22.93 Mn |
| Dec 31, 2021 | 23.51 Mn |
| Sep 30, 2021 | 23.88 Mn |
Westamerica Bancorporation Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=WABC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "WABC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=WABC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();