Vroom (VRM) Interest Coverage Ratio (2019 - 2026)
Vroom (VRM) posted Interest Coverage Ratio of 0.44 for Q1 2026, down 159.63% sequentially from 0.74 in Q4 2025, and down 238.45% YoY from 0.32 in Q1 2025.
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Vroom (VRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Vroom has reported Interest Coverage Ratio for 8 years, with the latest figure at 0.44 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 238.45% year-over-year to 0.44 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.64 (up 96.54% YoY) and the FY2025 annual result came in at 0.12, down 112.3% from the prior year.
- Interest Coverage Ratio eased to 0.44 in Q1 2026 per VRM's latest filing, from 0.74 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 11.24 in Q4 2023 and troughed at 33.68 in Q1 2022.
- A 5-year average of 2.73 and a median of 0.24 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio soared 274.96% in 2023, then slumped 5495.94% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 6.43 in 2022, then jumped by 274.96% to 11.24 in 2023, then sank by 54.51% to 5.11 in 2024, then plunged by 85.62% to 0.74 in 2025, then plunged by 159.63% to 0.44 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.44, 0.74, and 4.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Vroom | 48.05 Mn | -86.03 Mn | - | 1.50 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.50 |
| Mar 31, 2026 | -14.56 |
| Dec 31, 2025 | -12.51 |
| Sep 30, 2025 | -37.24 |
| Jun 30, 2025 | -11.71 |
| Mar 31, 2025 | -12.13 |
| Sep 30, 2024 | -22.50 |
| Jun 30, 2024 | -11.44 |
| Mar 31, 2024 | -30.80 |
| Dec 31, 2023 | 107.77 |
| Sep 30, 2023 | -26.68 |
| Jun 30, 2023 | -5.46 |
| Mar 31, 2023 | -9.17 |
| Dec 31, 2022 | -6.43 |
| Sep 30, 2022 | -8.05 |
| Jun 30, 2022 | -10.50 |
| Mar 31, 2022 | -33.68 |
| Dec 31, 2021 | -17.33 |
| Sep 30, 2021 | -13.38 |
| Jun 30, 2021 | -16.45 |