Vroom (VRM) Interest Coverage Ratio (2019 - 2026)
Vroom (VRM) posted Interest Coverage Ratio of 14.56 for Q1 2026, down 16.32% sequentially from 12.51 in Q4 2025, and down 20.05% YoY from 18.21 in Q1 2025.
Vroom (VRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Vroom (VRM) has 8 years of Interest Coverage Ratio data on file, last reported at 14.56 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 20.05% year-over-year to 14.56 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 18.0 (up 36.19% YoY) and the FY2025 annual result came in at 4.04, up 31.82% from the prior year.
- Interest Coverage Ratio declined to 14.56 in Q1 2026 per VRM's latest filing, from 12.51 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 96.07 in Q4 2023, with the low at 37.24 in Q3 2025.
- Average Interest Coverage Ratio over 5 years is 5.75, with a median of 12.32 recorded in 2025.
- Year-over-year, Interest Coverage Ratio soared 603.83% in 2022 and tumbled 235.92% in 2024.
- Vroom's Interest Coverage Ratio stood at 87.31 in 2022, then grew by 10.04% to 96.07 in 2023, then plunged by 123.42% to 22.5 in 2024, then soared by 44.38% to 12.51 in 2025, then dropped by 16.32% to 14.56 in 2026.
- Business Quant data shows VRM's Interest Coverage Ratio at 14.56 in Q1 2026, 12.51 in Q4 2025, and 37.24 in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Vroom | 40,250.00 | -132.76 Mn | - | -14.56 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -14.56 |
| Dec 31, 2025 | -12.51 |
| Sep 30, 2025 | -37.24 |
| Jun 30, 2025 | -11.71 |
| Mar 31, 2025 | -12.13 |
| Sep 30, 2024 | -22.50 |
| Jun 30, 2024 | -11.44 |
| Mar 31, 2024 | -30.80 |
| Dec 31, 2023 | 96.07 |
| Sep 30, 2023 | -26.68 |
| Jun 30, 2023 | -34.45 |
| Mar 31, 2023 | -9.17 |
| Dec 31, 2022 | 87.31 |
| Sep 30, 2022 | -8.05 |
| Jun 30, 2022 | -10.50 |
| Mar 31, 2022 | -33.68 |
| Dec 31, 2021 | -17.33 |
| Sep 30, 2021 | -13.38 |
| Jun 30, 2021 | -16.45 |
| Mar 31, 2021 | -19.81 |