Vroom (VRM) Interest Coverage Ratio (2019 - 2026)
Vroom (VRM) posted Interest Coverage Ratio of 0.44 for Q1 2026, down 159.63% sequentially from 0.74 in Q4 2025, and down 238.45% YoY from 0.32 in Q1 2025.
Vroom (VRM) Interest Coverage Ratio (2019 - 2026) Analysis & Trends
Vroom has reported Interest Coverage Ratio for 8 years, with the latest figure at 0.44 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 238.45% year-over-year to 0.44 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.64 (up 96.54% YoY) and the FY2025 annual result came in at 0.12, down 112.3% from the prior year.
- Interest Coverage Ratio eased to 0.44 in Q1 2026 per VRM's latest filing, from 0.74 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 11.24 in Q4 2023 and troughed at 33.68 in Q1 2022.
- A 5-year average of 2.73 and a median of 0.24 in 2023 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio soared 274.96% in 2023, then slumped 5495.94% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 6.43 in 2022, then jumped by 274.96% to 11.24 in 2023, then sank by 54.51% to 5.11 in 2024, then plunged by 85.62% to 0.74 in 2025, then plunged by 159.63% to 0.44 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 0.44, 0.74, and 4.06 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Vroom | 48.43 Mn | -85.65 Mn | - | 0.94 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.94 |
| Mar 31, 2026 | -0.44 |
| Dec 31, 2025 | 0.74 |
| Sep 30, 2025 | 4.06 |
| Jun 30, 2025 | 1.89 |
| Mar 31, 2025 | 0.32 |
| Sep 30, 2024 | 5.11 |
| Jun 30, 2024 | 3.40 |
| Mar 31, 2024 | -2.28 |
| Dec 31, 2023 | 11.24 |
| Sep 30, 2023 | -3.52 |
| Jun 30, 2023 | -5.46 |
| Mar 31, 2023 | -0.04 |
| Dec 31, 2022 | -6.43 |
| Sep 30, 2022 | -8.05 |
| Jun 30, 2022 | -10.50 |
| Mar 31, 2022 | -33.68 |
| Dec 31, 2021 | -17.33 |
| Sep 30, 2021 | -13.38 |
| Jun 30, 2021 | -10.27 |