Velocity Financial VEL
NYSE VEL
$16.04 -0.04 (-0.25%)
At close: Sep 18, 2026 · 4:00 PM EDT

Velocity Financial (VEL) Total Debt (2019 - 2026)

Velocity Financial (VEL) posted Total Debt of $570.9 million for Q2 2026, little changed on a QoQ basis from $572.4 million in Q1 2026, and up 99.78% year-over-year from $285.8 million in Q2 2025.

Analysis

Velocity Financial (VEL) Total Debt (2019 - 2026) Analysis & Trends

Velocity Financial has reported Total Debt for 8 years, with the latest figure at $570.9 million in Q2 2026.

  • On a quarterly basis, Total Debt rose 99.78% year-over-year to $570.9 million in Q2 2026; TTM through Jun 2026 was $570.9 million, a 99.78% increase from a year earlier, with the FY2025 full-year figure at $286.7 million, up 0.65% from the prior year.
  • Total Debt was $570.9 million for Q2 2026 at Velocity Financial, roughly flat from $572.4 million in the prior quarter.
  • The five-year high for Total Debt was $3.7 billion in Q1 2024, with the low at $209.0 million in Q1 2022.
  • Average Total Debt over 5 years is $1.2 billion, with a median of $286.0 million recorded in 2025.
  • The sharpest annual moves came in 2022 and 2025: Total Debt soared 1709.17% in 2022, then sank 92.26% in 2025.
  • Over 5 years, Total Debt stood at $2.9 billion in 2022, then increased by 19.05% to $3.5 billion in 2023, then tumbled by 91.88% to $284.8 million in 2024, then climbed by 0.65% to $286.7 million in 2025, then jumped by 99.14% to $570.9 million in 2026.
  • The last three Total Debt figures came in at $570.9 million (Q2 2026), $572.4 million (Q1 2026), and $286.7 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - 16.64 Bn
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - -
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn 1.39 Bn
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 4.84 Bn
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 69.47 Bn
6 UWM Holdings 2.01 Bn 2.36 Bn - 2.98 Bn
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 820.95 Mn
8 CNFinance Holdings 1.25 Bn 1.25 Bn - 59.12 Mn
9 Velocity Financial 630.27 Mn -6.82 Bn - 570.88 Mn
10 Onity 266.14 Mn 69.84 Mn - 5.69 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 570.88 Mn
Mar 31, 2026 572.44 Mn
Dec 31, 2025 286.68 Mn
Sep 30, 2025 286.22 Mn
Jun 30, 2025 285.76 Mn
Mar 31, 2025 285.29 Mn
Dec 31, 2024 284.83 Mn
Sep 30, 2024 284.37 Mn
Jun 30, 2024 283.91 Mn
Mar 31, 2024 3.69 Bn
Dec 31, 2023 3.51 Bn
Sep 30, 2023 3.38 Bn
Jun 30, 2023 3.21 Bn
Mar 31, 2023 210.16 Mn
Dec 31, 2022 2.95 Bn
Sep 30, 2022 209.54 Mn
Jun 30, 2022 209.23 Mn
Mar 31, 2022 208.96 Mn
Dec 31, 2021 162.85 Mn
Sep 30, 2021 163.45 Mn