Velocity Financial (VEL) Total Debt (2019 - 2026)

Velocity Financial's (VEL) quarterly Total Debt came in at $572.4 million in Q1 2026, up 100.65% year-on-year from $285.3 million in Q1 2025, and up 99.68% quarter-over-quarter from $286.7 million in Q4 2025.

Velocity Financial (VEL) Total Debt (2019 - 2026) Analysis & Trends

Velocity Financial's Total Debt history runs 8 years deep, the most recent figure standing at $572.4 million for Q1 2026.

  • On a quarterly basis, Total Debt rose 100.65% year-over-year to $572.4 million in Q1 2026; TTM through Mar 2026 was $572.4 million, a 100.65% increase from a year earlier, with the FY2025 full-year figure at $286.7 million, up 0.65% from the prior year.
  • Total Debt grew to $572.4 million in Q1 2026 per VEL's latest filing, from $286.7 million in the prior quarter.
  • Across five years, Total Debt topped out at $3.7 billion in Q1 2024 and bottomed at $209.0 million in Q1 2022.
  • The 5-year median for Total Debt is $285.8 million (2025), against an average of $1.2 billion.
  • Across the five-year window, Total Debt jumped 1709.17% in 2022 and slumped 92.26% in 2025, its largest moves.
  • Year by year, Total Debt stood at $2.9 billion in 2022, then grew by 19.05% to $3.5 billion in 2023, then slumped by 91.88% to $284.8 million in 2024, then advanced by 0.65% to $286.7 million in 2025, then surged by 99.68% to $572.4 million in 2026.
  • Per Business Quant, the three latest VEL Total Debt figures stand at $572.4 million (Q1 2026), $286.7 million (Q4 2025), and $286.2 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 10.43 Bn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - -
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 194.26 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 1.43 Bn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - 390.05 Mn
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 825.82 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - 572.44 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - 86.70 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 198.80 Mn
10 Onity 340.51 Mn 215.81 Mn - 2.05 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 572.44 Mn
Dec 31, 2025 286.68 Mn
Sep 30, 2025 286.22 Mn
Jun 30, 2025 285.76 Mn
Mar 31, 2025 285.29 Mn
Dec 31, 2024 284.83 Mn
Sep 30, 2024 284.37 Mn
Jun 30, 2024 283.91 Mn
Mar 31, 2024 3.69 Bn
Dec 31, 2023 3.51 Bn
Sep 30, 2023 3.38 Bn
Jun 30, 2023 3.21 Bn
Mar 31, 2023 210.16 Mn
Dec 31, 2022 2.95 Bn
Sep 30, 2022 209.54 Mn
Jun 30, 2022 209.23 Mn
Mar 31, 2022 208.96 Mn
Dec 31, 2021 162.85 Mn
Sep 30, 2021 163.45 Mn
Jun 30, 2021 164.05 Mn