Velocity Financial (VEL) Total Debt (2019 - 2026)
Velocity Financial (VEL) posted quarterly Total Debt of $572.4 million for Q1 2026, up 100.65% year-over-year from $285.3 million in Q1 2025, and up 99.68% quarter-over-quarter from $286.7 million in Q4 2025.
Velocity Financial (VEL) Total Debt (2019 - 2026) Analysis & Trends
Velocity Financial's Total Debt history runs 8 years deep, the most recent figure standing at $572.4 million for Q1 2026.
- In Q1 2026, Total Debt rose 100.65% year-over-year to $572.4 million; the TTM figure through Mar 2026 stood at $572.4 million (up 100.65% YoY), while the FY2025 annual figure was $286.7 million, up 0.65% from the prior year.
- Total Debt for Q1 2026 stood at $572.4 million, up from $286.7 million in the prior quarter.
- The five-year high for Total Debt was $3.7 billion in Q1 2024, with the low at $209.0 million in Q1 2022.
- The 5-year median for Total Debt is $285.8 million (2025), against an average of $1.2 billion.
- The sharpest annual moves came in 2022 and 2025: Total Debt jumped 1709.17% in 2022, then sank 92.26% in 2025.
- Velocity Financial's Total Debt stood at $2.9 billion in 2022, then climbed by 19.05% to $3.5 billion in 2023, then tumbled by 91.88% to $284.8 million in 2024, then gained by 0.65% to $286.7 million in 2025, then jumped by 99.68% to $572.4 million in 2026.
- Business Quant data shows VEL's Total Debt at $572.4 million in Q1 2026, $286.7 million in Q4 2025, and $286.2 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | 16.64 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 181.73 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 4.84 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | 390.05 Mn |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 820.95 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 570.88 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 2.98 Bn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | 3.63 Bn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 2.13 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 570.88 Mn |
| Mar 31, 2026 | 572.44 Mn |
| Dec 31, 2025 | 286.68 Mn |
| Sep 30, 2025 | 286.22 Mn |
| Jun 30, 2025 | 285.76 Mn |
| Mar 31, 2025 | 285.29 Mn |
| Dec 31, 2024 | 284.83 Mn |
| Sep 30, 2024 | 284.37 Mn |
| Jun 30, 2024 | 283.91 Mn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.51 Bn |
| Sep 30, 2023 | 3.38 Bn |
| Jun 30, 2023 | 3.21 Bn |
| Mar 31, 2023 | 210.16 Mn |
| Dec 31, 2022 | 2.95 Bn |
| Sep 30, 2022 | 209.54 Mn |
| Jun 30, 2022 | 209.23 Mn |
| Mar 31, 2022 | 208.96 Mn |
| Dec 31, 2021 | 162.85 Mn |
| Sep 30, 2021 | 163.45 Mn |