Velocity Financial (VEL) Total Debt (2019 - 2026)
Velocity Financial (VEL) posted Total Debt of $570.9 million for Q2 2026, little changed on a QoQ basis from $572.4 million in Q1 2026, and up 99.78% year-over-year from $285.8 million in Q2 2025.
Analysis
Velocity Financial (VEL) Total Debt (2019 - 2026) Analysis & Trends
Velocity Financial has reported Total Debt for 8 years, with the latest figure at $570.9 million in Q2 2026.
- On a quarterly basis, Total Debt rose 99.78% year-over-year to $570.9 million in Q2 2026; TTM through Jun 2026 was $570.9 million, a 99.78% increase from a year earlier, with the FY2025 full-year figure at $286.7 million, up 0.65% from the prior year.
- Total Debt was $570.9 million for Q2 2026 at Velocity Financial, roughly flat from $572.4 million in the prior quarter.
- The five-year high for Total Debt was $3.7 billion in Q1 2024, with the low at $209.0 million in Q1 2022.
- Average Total Debt over 5 years is $1.2 billion, with a median of $286.0 million recorded in 2025.
- The sharpest annual moves came in 2022 and 2025: Total Debt soared 1709.17% in 2022, then sank 92.26% in 2025.
- Over 5 years, Total Debt stood at $2.9 billion in 2022, then increased by 19.05% to $3.5 billion in 2023, then tumbled by 91.88% to $284.8 million in 2024, then climbed by 0.65% to $286.7 million in 2025, then jumped by 99.14% to $570.9 million in 2026.
- The last three Total Debt figures came in at $570.9 million (Q2 2026), $572.4 million (Q1 2026), and $286.7 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 46.15 Bn | 43.05 Bn | - | 16.64 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 30.33 Bn | 30.33 Bn | - | - |
| 3 | Figure Technology Solutions | 7.94 Bn | 6.40 Bn | 196.67 Mn | 1.39 Bn |
| 4 | PennyMac Financial Services | 3.45 Bn | 2.70 Bn | 480.08 Mn | 4.84 Bn |
| 5 | Federal Agricultural Mortgage | 2.40 Bn | 1.36 Bn | - | 69.47 Bn |
| 6 | UWM Holdings | 2.01 Bn | 2.36 Bn | - | 2.98 Bn |
| 7 | Walker & Dunlop | 1.26 Bn | 1.11 Bn | - | 820.95 Mn |
| 8 | CNFinance Holdings | 1.25 Bn | 1.25 Bn | - | 59.12 Mn |
| 9 | Velocity Financial | 630.27 Mn | -6.82 Bn | - | 570.88 Mn |
| 10 | Onity | 266.14 Mn | 69.84 Mn | - | 5.69 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 570.88 Mn |
| Mar 31, 2026 | 572.44 Mn |
| Dec 31, 2025 | 286.68 Mn |
| Sep 30, 2025 | 286.22 Mn |
| Jun 30, 2025 | 285.76 Mn |
| Mar 31, 2025 | 285.29 Mn |
| Dec 31, 2024 | 284.83 Mn |
| Sep 30, 2024 | 284.37 Mn |
| Jun 30, 2024 | 283.91 Mn |
| Mar 31, 2024 | 3.69 Bn |
| Dec 31, 2023 | 3.51 Bn |
| Sep 30, 2023 | 3.38 Bn |
| Jun 30, 2023 | 3.21 Bn |
| Mar 31, 2023 | 210.16 Mn |
| Dec 31, 2022 | 2.95 Bn |
| Sep 30, 2022 | 209.54 Mn |
| Jun 30, 2022 | 209.23 Mn |
| Mar 31, 2022 | 208.96 Mn |
| Dec 31, 2021 | 162.85 Mn |
| Sep 30, 2021 | 163.45 Mn |