Velocity Financial (VEL) Net Cash Flow (2019 - 2026)
Velocity Financial's (VEL) quarterly Net Cash Flow came in at -$137.2 million in Q1 2026, down 3878.22% year-on-year from $3.6 million in Q1 2025, and down 204.38% quarter-over-quarter from $131.4 million in Q4 2025.
Velocity Financial (VEL) Net Cash Flow (2019 - 2026) Analysis & Trends
Velocity Financial's Net Cash Flow history runs 8 years deep, the most recent figure standing at -$137.2 million for Q1 2026.
- On a quarterly basis, Net Cash Flow fell 3878.22% year-over-year to -$137.2 million in Q1 2026; TTM through Mar 2026 was $37.6 million, a 143.83% increase from a year earlier, with the FY2025 full-year figure at $178.4 million, up 1903.9% from the prior year.
- Net Cash Flow declined to -$137.2 million in Q1 2026 per VEL's latest filing, from $131.4 million in the prior quarter.
- Across five years, Net Cash Flow topped out at $131.4 million in Q4 2025 and bottomed at -$137.2 million in Q1 2026.
- The 5-year median for Net Cash Flow is $3.6 million (2024), against an average of $3.8 million.
- Across the five-year window, Net Cash Flow slumped 4264.49% in 2023 and surged 3582.46% in 2025, its largest moves.
- Year by year, Net Cash Flow stood at $21.2 million in 2022, then fell by 29.88% to $14.8 million in 2023, then tumbled by 75.94% to $3.6 million in 2024, then jumped by 3582.46% to $131.4 million in 2025, then slumped by 204.38% to -$137.2 million in 2026.
- Per Business Quant, the three latest VEL Net Cash Flow figures stand at -$137.2 million (Q1 2026), $131.4 million (Q4 2025), and $20.6 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 41.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 2.68 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | -858.00 Mn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | -82.17 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | -109.95 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -137.19 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | -79.37 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -20.29 Mn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 42.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -137.19 Mn |
| Mar 31, 2026 | -137.19 Mn |
| Dec 31, 2025 | 131.43 Mn |
| Dec 31, 2025 | 131.43 Mn |
| Sep 30, 2025 | 20.62 Mn |
| Sep 30, 2025 | 20.62 Mn |
| Jun 30, 2025 | 22.73 Mn |
| Jun 30, 2025 | 22.73 Mn |
| Mar 31, 2025 | 3.63 Mn |
| Mar 31, 2025 | 3.63 Mn |
| Dec 31, 2024 | 3.57 Mn |
| Dec 31, 2024 | 3.57 Mn |
| Sep 30, 2024 | -12.40 Mn |
| Sep 30, 2024 | -12.40 Mn |
| Jun 30, 2024 | 20.61 Mn |
| Jun 30, 2024 | 20.61 Mn |
| Mar 31, 2024 | -2.88 Mn |
| Mar 31, 2024 | -2.88 Mn |
| Dec 31, 2023 | 14.83 Mn |
| Dec 31, 2023 | 14.83 Mn |