Velocity Financial (VEL) Net Cash Flow (2019 - 2026)

Velocity Financial's (VEL) quarterly Net Cash Flow came in at -$137.2 million in Q1 2026, down 3878.22% year-on-year from $3.6 million in Q1 2025, and down 204.38% quarter-over-quarter from $131.4 million in Q4 2025.

Velocity Financial (VEL) Net Cash Flow (2019 - 2026) Analysis & Trends

Velocity Financial's Net Cash Flow history runs 8 years deep, the most recent figure standing at -$137.2 million for Q1 2026.

  • On a quarterly basis, Net Cash Flow fell 3878.22% year-over-year to -$137.2 million in Q1 2026; TTM through Mar 2026 was $37.6 million, a 143.83% increase from a year earlier, with the FY2025 full-year figure at $178.4 million, up 1903.9% from the prior year.
  • Net Cash Flow declined to -$137.2 million in Q1 2026 per VEL's latest filing, from $131.4 million in the prior quarter.
  • Across five years, Net Cash Flow topped out at $131.4 million in Q4 2025 and bottomed at -$137.2 million in Q1 2026.
  • The 5-year median for Net Cash Flow is $3.6 million (2024), against an average of $3.8 million.
  • Across the five-year window, Net Cash Flow slumped 4264.49% in 2023 and surged 3582.46% in 2025, its largest moves.
  • Year by year, Net Cash Flow stood at $21.2 million in 2022, then fell by 29.88% to $14.8 million in 2023, then tumbled by 75.94% to $3.6 million in 2024, then jumped by 3582.46% to $131.4 million in 2025, then slumped by 204.38% to -$137.2 million in 2026.
  • Per Business Quant, the three latest VEL Net Cash Flow figures stand at -$137.2 million (Q1 2026), $131.4 million (Q4 2025), and $20.6 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Cash Flow (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 41.00 Mn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 2.68 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - -858.00 Mn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -82.17 Mn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -109.95 Mn
7 Velocity Financial 681.36 Mn -6.51 Bn - -137.19 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - -79.37 Mn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -20.29 Mn
10 Onity 340.51 Mn 215.81 Mn - 42.60 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -137.19 Mn
Mar 31, 2026 -137.19 Mn
Dec 31, 2025 131.43 Mn
Dec 31, 2025 131.43 Mn
Sep 30, 2025 20.62 Mn
Sep 30, 2025 20.62 Mn
Jun 30, 2025 22.73 Mn
Jun 30, 2025 22.73 Mn
Mar 31, 2025 3.63 Mn
Mar 31, 2025 3.63 Mn
Dec 31, 2024 3.57 Mn
Dec 31, 2024 3.57 Mn
Sep 30, 2024 -12.40 Mn
Sep 30, 2024 -12.40 Mn
Jun 30, 2024 20.61 Mn
Jun 30, 2024 20.61 Mn
Mar 31, 2024 -2.88 Mn
Mar 31, 2024 -2.88 Mn
Dec 31, 2023 14.83 Mn
Dec 31, 2023 14.83 Mn