Synchrony Financial (SYF) Net Cash Flow (2013 - 2026)

Synchrony Financial has reported Net Cash Flow for 14 years, with the latest figure at $5.6 billion in Q1 2026.

• For the quarter ending Q1 2026, Net Cash Flow fell 29.49% year-over-year to $5.6 billion; the trailing twelve-month figure through Mar 2026 stood at -$2.1 billion (down 179.59% YoY), and the FY2025 full-year result was $262.0 million, down 21.56% from the prior year.
• Net Cash Flow for Q1 2026 stood at $5.6 billion, up from -$1.3 billion in the prior quarter.
• The five-year high for Net Cash Flow was $7.9 billion in Q1 2025, with the low at -$3.9 billion in Q3 2025.
• Historically, Net Cash Flow has averaged $701.0 million across 5 years, with a median of -$699.0 million in 2024.
• Annual changes were most pronounced in 2022 — Net Cash Flow soared 238.31% — and 2023, when it tumbled 2187.31%.
• Synchrony Financial's Net Cash Flow stood at -$2.6 billion in 2022, then surged by 47.59% to -$1.4 billion in 2023, then plunged by 134.01% to -$3.2 billion in 2024, then jumped by 60.64% to -$1.3 billion in 2025, then surged by 539.84% to $5.6 billion in 2026.
• The last three Net Cash Flow figures came in at $5.6 billion (Q1 2026), -$1.3 billion (Q4 2025), and -$3.9 billion (Q3 2025), per Business Quant data.