Synchrony Financial (SYF) Net Cash Flow (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Net Cash Flow data on file, last reported at -$3.4 billion in Q2 2026.

• Quarterly Net Cash Flow fell 34.63% year-over-year to -$3.4 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was -$2.9 billion (down 296.19% YoY) and the FY2025 annual result came in at $262.0 million, down 21.56% from the prior year.
• Net Cash Flow eased to -$3.4 billion in Q2 2026, from $5.6 billion in the prior quarter.
• In the past five years, Net Cash Flow ranged from a high of $7.9 billion in Q1 2025 to a low of -$3.9 billion in Q3 2025.
• A 5-year average of $475.2 million and a median of -$984.5 million in 2024 frame the typical range for Net Cash Flow.
• Annual changes were most pronounced in 2022 — Net Cash Flow soared 238.31% — and 2023, when it tumbled 2187.31%.
• Tracing SYF's Net Cash Flow over 5 years: stood at -$2.6 billion in 2022, then surged by 47.59% to -$1.4 billion in 2023, then plunged by 134.01% to -$3.2 billion in 2024, then jumped by 60.64% to -$1.3 billion in 2025, then sank by 164.8% to -$3.4 billion in 2026.
• The last three Net Cash Flow figures came in at -$3.4 billion (Q2 2026), $5.6 billion (Q1 2026), and -$1.3 billion (Q4 2025), per Business Quant data.