Velocity Financial (VEL) Free Cash Flow (2019 - 2026)
Velocity Financial (VEL) posted quarterly Free Cash Flow of $12.0 million for Q1 2026, up 248.5% year-over-year from $3.5 million in Q1 2025, and up 364.94% quarter-over-quarter from -$4.5 million in Q4 2025.
Velocity Financial (VEL) Free Cash Flow (2019 - 2026) Analysis & Trends
Velocity Financial's Free Cash Flow history runs 8 years deep, the most recent figure standing at $12.0 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 248.5% year-over-year to $12.0 million; the TTM figure through Mar 2026 stood at $26.5 million (down 12.88% YoY), while the FY2025 annual figure was $17.9 million, down 52.28% from the prior year.
- Free Cash Flow for Q1 2026 stood at $12.0 million, up from -$4.5 million in the prior quarter.
- The five-year high for Free Cash Flow was $44.4 million in Q2 2023, with the low at -$17.6 million in Q3 2024.
- The 5-year median for Free Cash Flow is $10.5 million (2024), against an average of $9.7 million.
- Peak annual rise in Free Cash Flow reached 3885.35% in 2023, while the deepest fall reached 201.75% in 2023.
- Velocity Financial's Free Cash Flow stood at $40.0 million in 2022, then sank by 34.82% to $26.1 million in 2023, then increased by 27.34% to $33.2 million in 2024, then slumped by 113.7% to -$4.5 million in 2025, then jumped by 364.94% to $12.0 million in 2026.
- Business Quant data shows VEL's Free Cash Flow at $12.0 million in Q1 2026, -$4.5 million in Q4 2025, and $11.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.55 Bn | 36.45 Bn | - | -1.25 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.61 Bn | 36.61 Bn | - | 9.25 Bn |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 2.76 Bn |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 2.13 Bn |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 1.17 Bn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 3.64 Mn |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 334.58 Mn |
| 9 | Onity | 303.25 Mn | 106.95 Mn | - | -516.90 Mn |
| 10 | loanDepot | 205.70 Mn | -105.44 Mn | - | 510.27 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 3.64 Mn |
| Jun 30, 2026 | 3.64 Mn |
| Mar 31, 2026 | 12.04 Mn |
| Mar 31, 2026 | 12.04 Mn |
| Dec 31, 2025 | -4.55 Mn |
| Dec 31, 2025 | -4.55 Mn |
| Sep 30, 2025 | 11.39 Mn |
| Sep 30, 2025 | 11.39 Mn |
| Jun 30, 2025 | 7.58 Mn |
| Jun 30, 2025 | 7.58 Mn |
| Mar 31, 2025 | 3.46 Mn |
| Mar 31, 2025 | 3.46 Mn |
| Dec 31, 2024 | 33.17 Mn |
| Dec 31, 2024 | 33.17 Mn |
| Sep 30, 2024 | -17.64 Mn |
| Sep 30, 2024 | -17.64 Mn |
| Jun 30, 2024 | 11.39 Mn |
| Jun 30, 2024 | 11.39 Mn |
| Mar 31, 2024 | 10.54 Mn |
| Mar 31, 2024 | 10.54 Mn |