Velocity Financial, Inc. (VEL) Free Cash Flow (2019 - 2026)
Velocity Financial's Free Cash Flow was $3.64 million in Q2 2026, down 52.0% from $7.58 million a year earlier and down 69.8% from the prior quarter.
Velocity Financial, Inc. (VEL) Free Cash Flow (2019 - 2026) Analysis & Trends
On a trailing twelve-month basis, Velocity Financial's Free Cash Flow was $22.53 million through Jun 30, 2026, down 15.2% year-over-year; for FY2025, it came in at $17.88 million, down 52.3% from FY2024.
- Free Cash Flow shows a five-year compound annual growth rate of -19.9% (FY2020 to FY2025).
- In earlier years, Free Cash Flow was $37.47 million in FY2024 (-23.0%), $48.66 million in FY2023 (+0.6%), $48.35 million in FY2022 (-15.9%) and $57.49 million in FY2021 (+6.1%).
- Quarterly Free Cash Flow has moved between -$17.64 million (Q3 2024) and $44.36 million (Q2 2023) over five years.
- Compared with a year earlier, Free Cash Flow was higher in two of the last five quarters, with growth averaging 24.7%.
- The best year-over-year quarter for Free Cash Flow over five years was Q1 2026 (growth of 248.5%); the worst was Q2 2022 (a decline of 89.3%).
- Per Business Quant data, VEL's Free Cash Flow in the three quarters before Q2 2026 was $12.04 million (Q1 2026), -$4.55 million (Q4 2025) and $11.39 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 3.64 Mn |
| Mar 31, 2026 | 12.04 Mn |
| Dec 31, 2025 | -4.55 Mn |
| Sep 30, 2025 | 11.39 Mn |
| Jun 30, 2025 | 7.58 Mn |
| Mar 31, 2025 | 3.46 Mn |
| Dec 31, 2024 | 33.17 Mn |
| Sep 30, 2024 | -17.64 Mn |
| Jun 30, 2024 | 11.39 Mn |
| Mar 31, 2024 | 10.54 Mn |
| Dec 31, 2023 | 26.05 Mn |
| Sep 30, 2023 | -9.78 Mn |
| Jun 30, 2023 | 44.36 Mn |
| Mar 31, 2023 | -11.98 Mn |
| Dec 31, 2022 | 39.97 Mn |
| Sep 30, 2022 | -4.50 Mn |
| Jun 30, 2022 | 1.11 Mn |
| Mar 31, 2022 | 11.77 Mn |
| Dec 31, 2021 | 18.02 Mn |
| Sep 30, 2021 | 18.68 Mn |
Velocity Financial, Inc. Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();