Velocity Financial VEL
NYSE VEL
$16.04 -0.04 (-0.25%)
At close: Sep 18, 2026 · 4:00 PM EDT

Velocity Financial (VEL) Free Cash Flow (2019 - 2026)

Velocity Financial (VEL) posted Free Cash Flow of $3.6 million for Q2 2026, down 69.75% on a QoQ basis from $12.0 million in Q1 2026, and down 51.96% year-over-year from $7.6 million in Q2 2025.

Analysis

Velocity Financial (VEL) Free Cash Flow (2019 - 2026) Analysis & Trends

Velocity Financial has reported Free Cash Flow for 8 years, with the latest figure at $3.6 million in Q2 2026.

  • On a quarterly basis, Free Cash Flow fell 51.96% year-over-year to $3.6 million in Q2 2026; TTM through Jun 2026 was $22.5 million, a 15.24% decrease from a year earlier, with the FY2025 full-year figure at $17.9 million, down 52.28% from the prior year.
  • Free Cash Flow was $3.6 million for Q2 2026 at Velocity Financial, down from $12.0 million in the prior quarter.
  • The five-year high for Free Cash Flow was $44.4 million in Q2 2023, with the low at -$17.6 million in Q3 2024.
  • Average Free Cash Flow over 5 years is $9.3 million, with a median of $9.1 million recorded in 2024.
  • The largest YoY upside for Free Cash Flow was 3885.35% in 2023 against a maximum downside of 201.75% in 2023.
  • Over 5 years, Free Cash Flow stood at $40.0 million in 2022, then sank by 34.82% to $26.1 million in 2023, then gained by 27.34% to $33.2 million in 2024, then slumped by 113.7% to -$4.5 million in 2025, then surged by 180.14% to $3.6 million in 2026.
  • The last three Free Cash Flow figures came in at $3.6 million (Q2 2026), $12.0 million (Q1 2026), and -$4.5 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - -1.25 Bn
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - 9.25 Bn
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn -41.39 Mn
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 2.13 Bn
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 40.40 Mn
6 UWM Holdings 2.01 Bn 2.36 Bn - 334.58 Mn
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 1.17 Bn
8 CNFinance Holdings 1.25 Bn 1.25 Bn - -
9 Velocity Financial 630.27 Mn -6.82 Bn - 3.64 Mn
10 Onity 266.14 Mn 69.84 Mn - -516.90 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 3.64 Mn
Mar 31, 2026 12.04 Mn
Dec 31, 2025 -4.55 Mn
Sep 30, 2025 11.39 Mn
Jun 30, 2025 7.58 Mn
Mar 31, 2025 3.46 Mn
Dec 31, 2024 33.17 Mn
Sep 30, 2024 -17.64 Mn
Jun 30, 2024 11.39 Mn
Mar 31, 2024 10.54 Mn
Dec 31, 2023 26.05 Mn
Sep 30, 2023 -9.78 Mn
Jun 30, 2023 44.36 Mn
Mar 31, 2023 -11.98 Mn
Dec 31, 2022 39.97 Mn
Sep 30, 2022 -4.50 Mn
Jun 30, 2022 1.11 Mn
Mar 31, 2022 11.77 Mn
Dec 31, 2021 18.02 Mn
Sep 30, 2021 18.68 Mn