Velocity Financial (VEL) Free Cash Flow (2019 - 2026)

Velocity Financial's (VEL) quarterly Free Cash Flow came in at $12.0 million in Q1 2026, up 248.5% year-on-year from $3.5 million in Q1 2025, and up 364.94% quarter-over-quarter from -$4.5 million in Q4 2025.

Velocity Financial (VEL) Free Cash Flow (2019 - 2026) Analysis & Trends

Velocity Financial's Free Cash Flow history runs 8 years deep, the most recent figure standing at $12.0 million for Q1 2026.

  • On a quarterly basis, Free Cash Flow rose 248.5% year-over-year to $12.0 million in Q1 2026; TTM through Mar 2026 was $26.5 million, a 12.88% decrease from a year earlier, with the FY2025 full-year figure at $17.9 million, down 52.28% from the prior year.
  • Free Cash Flow improved to $12.0 million in Q1 2026 per VEL's latest filing, from -$4.5 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $44.4 million in Q2 2023 and bottomed at -$17.6 million in Q3 2024.
  • The 5-year median for Free Cash Flow is $10.5 million (2024), against an average of $9.7 million.
  • Biggest YoY gain for Free Cash Flow was 3885.35% in 2023; the steepest drop was 201.75% in 2023.
  • Year by year, Free Cash Flow stood at $40.0 million in 2022, then plunged by 34.82% to $26.1 million in 2023, then rose by 27.34% to $33.2 million in 2024, then sank by 113.7% to -$4.5 million in 2025, then surged by 364.94% to $12.0 million in 2026.
  • Per Business Quant, the three latest VEL Free Cash Flow figures stand at $12.0 million (Q1 2026), -$4.5 million (Q4 2025), and $11.4 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 1.81 Bn
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 16.48 Bn
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 3.87 Bn
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn -1.34 Bn
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - -1.15 Bn
7 Velocity Financial 681.36 Mn -6.51 Bn - 12.04 Mn
8 UWM Holdings 540.43 Mn 116.43 Mn - -2.25 Bn
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - -127.52 Mn
10 Onity 340.51 Mn 215.81 Mn - -1.59 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 12.04 Mn
Mar 31, 2026 12.04 Mn
Dec 31, 2025 -4.55 Mn
Dec 31, 2025 -4.55 Mn
Sep 30, 2025 11.39 Mn
Sep 30, 2025 11.39 Mn
Jun 30, 2025 7.58 Mn
Jun 30, 2025 7.58 Mn
Mar 31, 2025 3.46 Mn
Mar 31, 2025 3.46 Mn
Dec 31, 2024 33.17 Mn
Dec 31, 2024 33.17 Mn
Sep 30, 2024 -17.64 Mn
Sep 30, 2024 -17.64 Mn
Jun 30, 2024 11.39 Mn
Jun 30, 2024 11.39 Mn
Mar 31, 2024 10.54 Mn
Mar 31, 2024 10.54 Mn
Dec 31, 2023 26.05 Mn
Dec 31, 2023 26.05 Mn