Synchrony Financial (SYF) Free Cash Flow (2013 - 2026)

Synchrony Financial (SYF) has 14 years of Free Cash Flow data on file, last reported at $2.4 billion in Q2 2026.

• Quarterly Free Cash Flow fell 5.47% year-over-year to $2.4 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $9.7 billion (down 1.84% YoY) and the FY2025 annual result came in at $9.9 billion, changed 0.03% from the prior year.
• Free Cash Flow improved to $2.4 billion in Q2 2026, from $2.2 billion in the prior quarter.
• In the past five years, Free Cash Flow ranged from a high of $2.8 billion in Q3 2024 to a low of $1.4 billion in Q1 2022.
• A 5-year average of $2.2 billion and a median of $2.3 billion in 2023 frame the typical range for Free Cash Flow.
• Annual changes were most pronounced in 2022 — Free Cash Flow decreased 24.09% — and 2023, when it jumped 51.9%.
• Tracing SYF's Free Cash Flow over 5 years: stood at $1.8 billion in 2022, then advanced by 25.45% to $2.3 billion in 2023, then increased by 1.55% to $2.4 billion in 2024, then climbed by 4.29% to $2.5 billion in 2025, then declined by 1.39% to $2.4 billion in 2026.
• The last three Free Cash Flow figures came in at $2.4 billion (Q2 2026), $2.2 billion (Q1 2026), and $2.5 billion (Q4 2025), per Business Quant data.