Synchrony Financial (SYF) Free Cash Flow (2013 - 2026)

Synchrony Financial (SYF) has reported Free Cash Flow for 14 consecutive years, with $2.4 billion the latest figure, recorded in Q2 2026.

• For the quarter ending Q2 2026, Free Cash Flow fell 5.47% year-over-year to $2.4 billion; the trailing twelve-month figure through Jun 2026 stood at $9.7 billion (down 1.84% YoY), and the FY2025 full-year result was $9.9 billion, changed 0.03% from the prior year.
• Free Cash Flow advanced to $2.4 billion in Q2 2026 per SYF's latest filing, from $2.2 billion in the prior quarter.
• Across five years, Free Cash Flow topped out at $2.8 billion in Q3 2024 and bottomed at $1.4 billion in Q1 2022.
• Historically, Free Cash Flow has averaged $2.2 billion across 5 years, with a median of $2.3 billion in 2023.
• The sharpest annual moves came in 2022 and 2023: Free Cash Flow slipped 24.09% in 2022, then surged 51.9% in 2023.
• Over 5 years, Free Cash Flow stood at $1.8 billion in 2022, then grew by 25.45% to $2.3 billion in 2023, then gained by 1.55% to $2.4 billion in 2024, then increased by 4.29% to $2.5 billion in 2025, then retreated by 1.39% to $2.4 billion in 2026.
• According to Business Quant data, Free Cash Flow over the past three periods registered $2.4 billion, $2.2 billion, and $2.5 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.