Velocity Financial (VEL) EBIT (2019 - 2026)
Velocity Financial (VEL) reported EBIT of $128.81 million for Q2 2026, up 19.8% from $107.51 million a year earlier and up 6.3% from the prior quarter.
Velocity Financial (VEL) EBIT (2019 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Velocity Financial's EBIT came in at $503.75 million, up 35.3% year-over-year; for FY2025, it came in at $454.74 million, up 43.5% from FY2024.
- EBIT has increased for five consecutive years, with a five-year compound annual growth rate of 81.4% (FY2020 to FY2025).
- By year, EBIT came in at $316.82 million in FY2024 (+34.3%), $235.87 million in FY2023 (+52.4%), $154.82 million in FY2022 (+289.1%) and $39.79 million in FY2021 (+72.0%).
- Five-year quarterly EBIT spans a low of $4.02 million in Q1 2022 and a high of $137.76 million in Q4 2025.
- Year over year, EBIT has now increased in each of the last 13 quarters, with growth averaging 36.3% over the last eight quarters.
- The high point for year-over-year EBIT in five years was Q3 2023 (growth of 326.2%); the low point was Q1 2022 (a decline of 12.7%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $121.18 million (Q1 2026), $137.76 million (Q4 2025) and $116 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 1.32 Bn |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 410.84 Mn |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 663.22 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 39.18 Bn |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 303.73 Mn |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 187.05 Mn |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 2.16 Bn |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 442.45 Mn |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | - |
| 10 | Velocity Financial | 657.22 Mn | 319.62 Mn | - | 8.39 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.39 Mn |
| Jun 30, 2026 | 7.20 Mn |
| Mar 31, 2026 | 6.49 Mn |
| Dec 31, 2025 | 11.48 Mn |
| Sep 30, 2025 | 7.60 Mn |
| Jun 30, 2025 | 5.93 Mn |
| Mar 31, 2025 | 5.85 Mn |
| Dec 31, 2024 | 7.66 Mn |
| Sep 30, 2024 | 3.92 Mn |
| Jun 30, 2024 | 3.68 Mn |
| Mar 31, 2024 | 4.16 Mn |
| Dec 31, 2023 | 88.90 Mn |
| Sep 30, 2023 | 48.74 Mn |
| Jun 30, 2023 | 46.27 Mn |
| Mar 31, 2023 | 51.95 Mn |
| Dec 31, 2022 | 34.12 Mn |
| Sep 30, 2022 | 42.91 Mn |
| Jun 30, 2022 | 45.28 Mn |
| Mar 31, 2022 | 32.51 Mn |
| Dec 31, 2021 | 37.07 Mn |
Velocity Financial EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=VEL&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();