Synchrony Financial (SYF) EBIT (2013 - 2026)
Synchrony Financial (SYF) recorded EBIT of $2.16 billion in Q2 2026, down 6.9% from $2.32 billion a year earlier but up 7.2% from the prior quarter.
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Analysis
Synchrony Financial (SYF) EBIT (2013 - 2026) Analysis & Trends
On a TTM basis, Synchrony Financial's EBIT came in at $8.54 billion as of Jun 30, 2026, down 1.7% year-over-year; for FY2025, it came in at $8.76 billion, down 4.7% from FY2024.
- Annual EBIT has a five-year compound annual growth rate of 20.4% (FY2020 to FY2025).
- Across earlier years, EBIT came in at $9.19 billion in FY2024 (+38.9%), $6.62 billion in FY2023 (+20.6%), $5.48 billion in FY2022 (-16.1%) and $6.54 billion in FY2021 (+88.8%).
- Quarterly EBIT has ranged from $1.27 billion in Q4 2021 to $2.87 billion in Q1 2024 over the past five years.
- On a year-over-year basis, EBIT has declined for three consecutive quarters, with growth averaging 3.7% over the last eight quarters.
- Peak year-over-year performance for EBIT in the last five years was growth of 119.7% in Q3 2021, against a decline of 29.8% in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $2.02 billion (Q1 2026), $1.93 billion (Q4 2025) and $2.44 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 655.00 Mn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 840.19 Mn |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 133.12 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 147.26 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 2.16 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 38.30 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 279.94 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 2.16 Bn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 33.04 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.16 Bn |
| Mar 31, 2026 | 2.02 Bn |
| Dec 31, 2025 | 1.93 Bn |
| Sep 30, 2025 | 2.44 Bn |
| Jun 30, 2025 | 2.32 Bn |
| Mar 31, 2025 | 2.07 Bn |
| Dec 31, 2024 | 2.09 Bn |
| Sep 30, 2024 | 2.20 Bn |
| Jun 30, 2024 | 2.02 Bn |
| Mar 31, 2024 | 2.87 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 1.83 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 1.53 Bn |
| Dec 31, 2022 | 1.34 Bn |
| Sep 30, 2022 | 1.34 Bn |
| Jun 30, 2022 | 1.34 Bn |
| Mar 31, 2022 | 1.47 Bn |
| Dec 31, 2021 | 1.27 Bn |
| Sep 30, 2021 | 1.74 Bn |
API Access
Synchrony Financial EBIT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();