Synchrony Financial (SYF) EBIT (2013 - 2026)
Synchrony Financial posted quarterly EBIT of $2.0 billion for Q1 2026, down 2.66% year-on-year from $2.1 billion in Q1 2025, and up 4.68% on a QoQ basis from $1.9 billion in Q4 2025.
Synchrony Financial (SYF) EBIT (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of EBIT data on file, last reported at $2.0 billion in Q1 2026.
- For the quarter ending Q1 2026, EBIT fell 2.66% year-over-year to $2.0 billion; the trailing twelve-month figure through Mar 2026 stood at $8.7 billion (up 3.76% YoY), and the FY2025 full-year result was $8.8 billion, down 4.69% from the prior year.
- EBIT for Q1 2026 stood at $2.0 billion, up from $1.9 billion in the prior quarter.
- Across five years, EBIT topped out at $2.9 billion in Q1 2024 and bottomed at $891.0 million in Q1 2023.
- The 5-year median for EBIT is $2.0 billion (2026), against an average of $1.8 billion.
- The widest annual swing landed in 2022, when EBIT slumped 42.41%; it then surged 222.22% in 2024.
- A 5-year view of EBIT shows it stood at $2.0 billion in 2022, then retreated by 20.37% to $1.6 billion in 2023, then advanced by 28.91% to $2.1 billion in 2024, then fell by 7.94% to $1.9 billion in 2025, then grew by 4.68% to $2.0 billion in 2026.
- The last three EBIT figures came in at $2.0 billion (Q1 2026), $1.9 billion (Q4 2025), and $2.4 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 7.23 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 4.91 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 88.43 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 2.02 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 37.32 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 746.00 Mn |
| 10 | Credit Acceptance | 6.46 Bn | 6.44 Bn | 562.70 Mn | 139.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.02 Bn |
| Dec 31, 2025 | 1.93 Bn |
| Sep 30, 2025 | 2.44 Bn |
| Jun 30, 2025 | 2.32 Bn |
| Mar 31, 2025 | 2.07 Bn |
| Dec 31, 2024 | 2.09 Bn |
| Sep 30, 2024 | 2.20 Bn |
| Jun 30, 2024 | 2.02 Bn |
| Mar 31, 2024 | 2.87 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 1.83 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 891.00 Mn |
| Dec 31, 2022 | 2.04 Bn |
| Sep 30, 2022 | 1.00 Bn |
| Jun 30, 2022 | 1.14 Bn |
| Mar 31, 2022 | 1.31 Bn |
| Dec 31, 2021 | 1.12 Bn |
| Sep 30, 2021 | 1.74 Bn |
| Jun 30, 2021 | 1.72 Bn |