Synchrony Financial SYF
NYSE SYF
$75.03 +0.61 (+0.82%)
At close: Sep 18, 2026 · 4:00 PM EDT

Synchrony Financial (SYF) EBIT (2013 - 2026)

Synchrony Financial's (SYF) quarterly EBIT came in at $2.2 billion in Q2 2026, down 6.89% on a YoY basis from $2.3 billion in Q2 2025, and up 7.25% quarter-over-quarter from $2.0 billion in Q1 2026.

Analysis

Synchrony Financial (SYF) EBIT (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF) has reported EBIT for 14 consecutive years, with $2.2 billion the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, EBIT fell 6.89% year-over-year to $2.2 billion; the trailing twelve-month figure through Jun 2026 stood at $8.5 billion (down 1.67% YoY), and the FY2025 full-year result was $8.8 billion, down 4.69% from the prior year.
  • EBIT improved to $2.2 billion in Q2 2026 per SYF's latest filing, from $2.0 billion in the prior quarter.
  • Across five years, EBIT topped out at $2.9 billion in Q1 2024 and bottomed at $1.3 billion in Q3 2022.
  • Historically, EBIT has averaged $1.9 billion across 5 years, with a median of $2.0 billion in 2025.
  • The sharpest annual moves came in 2022 and 2024: EBIT declined 29.84% in 2022, then jumped 88.26% in 2024.
  • Over 5 years, EBIT stood at $1.3 billion in 2022, then climbed by 20.77% to $1.6 billion in 2023, then climbed by 28.91% to $2.1 billion in 2024, then retreated by 7.94% to $1.9 billion in 2025, then increased by 12.26% to $2.2 billion in 2026.
  • According to Business Quant data, EBIT over the past three periods registered $2.2 billion, $2.0 billion, and $1.9 billion for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 2.16 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 147.26 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 127.00 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 150.50 Mn
5 Slm 4.72 Bn -77.52 Mn - 349.70 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 237.15 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 474.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 350.46 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 54.82 Mn
10 Navient 1.64 Bn 275.03 Mn - 599.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 2.16 Bn
Mar 31, 2026 2.02 Bn
Dec 31, 2025 1.93 Bn
Sep 30, 2025 2.44 Bn
Jun 30, 2025 2.32 Bn
Mar 31, 2025 2.07 Bn
Dec 31, 2024 2.09 Bn
Sep 30, 2024 2.20 Bn
Jun 30, 2024 2.02 Bn
Mar 31, 2024 2.87 Bn
Dec 31, 2023 1.62 Bn
Sep 30, 2023 1.83 Bn
Jun 30, 2023 1.64 Bn
Mar 31, 2023 1.53 Bn
Dec 31, 2022 1.34 Bn
Sep 30, 2022 1.34 Bn
Jun 30, 2022 1.34 Bn
Mar 31, 2022 1.47 Bn
Dec 31, 2021 1.27 Bn
Sep 30, 2021 1.74 Bn