Synchrony Financial (SYF) EBIT (2013 - 2026)
Synchrony Financial's (SYF) quarterly EBIT came in at $2.2 billion in Q2 2026, down 6.89% YoY from $2.3 billion in Q2 2025, and up 7.25% on a QoQ basis from $2.0 billion in Q1 2026.
Synchrony Financial (SYF) EBIT (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of EBIT data on file, last reported at $2.2 billion in Q2 2026.
- Quarterly EBIT fell 6.89% year-over-year to $2.2 billion in Q2 2026, while the trailing twelve-month figure through Jun 2026 was $8.5 billion (down 1.67% YoY) and the FY2025 annual result came in at $8.8 billion, down 4.69% from the prior year.
- EBIT grew to $2.2 billion in Q2 2026, from $2.0 billion in the prior quarter.
- In the past five years, EBIT ranged from a high of $2.9 billion in Q1 2024 to a low of $1.3 billion in Q3 2022.
- A 5-year average of $1.9 billion and a median of $2.0 billion in 2025 frame the typical range for EBIT.
- Annual changes were most pronounced in 2022 — EBIT dropped 29.84% — and 2024, when it soared 88.26%.
- Tracing SYF's EBIT over 5 years: stood at $1.3 billion in 2022, then gained by 20.77% to $1.6 billion in 2023, then gained by 28.91% to $2.1 billion in 2024, then declined by 7.94% to $1.9 billion in 2025, then climbed by 12.26% to $2.2 billion in 2026.
- The last three EBIT figures came in at $2.2 billion (Q2 2026), $2.0 billion (Q1 2026), and $1.9 billion (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.88 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.59 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 11.07 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.16 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 88.43 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -933.54 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 759.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.16 Bn |
| Mar 31, 2026 | 2.02 Bn |
| Dec 31, 2025 | 1.93 Bn |
| Sep 30, 2025 | 2.44 Bn |
| Jun 30, 2025 | 2.32 Bn |
| Mar 31, 2025 | 2.07 Bn |
| Dec 31, 2024 | 2.09 Bn |
| Sep 30, 2024 | 2.20 Bn |
| Jun 30, 2024 | 2.02 Bn |
| Mar 31, 2024 | 2.87 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 1.83 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 1.53 Bn |
| Dec 31, 2022 | 1.34 Bn |
| Sep 30, 2022 | 1.34 Bn |
| Jun 30, 2022 | 1.34 Bn |
| Mar 31, 2022 | 1.47 Bn |
| Dec 31, 2021 | 1.27 Bn |
| Sep 30, 2021 | 1.74 Bn |