Velocity Financial (VEL) EBIT (2019 - 2026)
Velocity Financial (VEL) posted quarterly EBIT of $131.3 million for Q1 2026, up 40.45% year-over-year from $93.5 million in Q1 2025, and down 32.43% quarter-over-quarter from $194.3 million in Q4 2025.
Velocity Financial (VEL) EBIT (2019 - 2026) Analysis & Trends
Velocity Financial's EBIT history runs 8 years deep, the most recent figure standing at $131.3 million for Q1 2026.
- In Q1 2026, EBIT rose 40.45% year-over-year to $131.3 million; the TTM figure through Mar 2026 stood at $577.9 million (up 56.48% YoY), while the FY2025 annual figure was $511.3 million, up 39.15% from the prior year.
- EBIT for Q1 2026 stood at $131.3 million, down from $194.3 million in the prior quarter.
- The five-year high for EBIT was $194.3 million in Q4 2025, with the low at $44.7 million in Q1 2022.
- The 5-year median for EBIT is $84.3 million (2024), against an average of $90.6 million.
- The sharpest annual moves came in 2022 and 2023: EBIT soared 156.8% in 2022, then fell 0.78% in 2023.
- Velocity Financial's EBIT stood at $83.9 million in 2022, then slipped by 0.78% to $83.3 million in 2023, then advanced by 19.31% to $99.4 million in 2024, then soared by 95.53% to $194.3 million in 2025, then tumbled by 32.43% to $131.3 million in 2026.
- Business Quant data shows VEL's EBIT at $131.3 million in Q1 2026, $194.3 million in Q4 2025, and $130.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 655.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 38.30 Bn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 33.04 Bn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 14.64 Mn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 18.88 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 128.81 Mn |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -313.98 Mn |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | 88.00 Mn |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | 30.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 147.33 Mn |
| Mar 31, 2026 | 131.29 Mn |
| Dec 31, 2025 | 194.31 Mn |
| Sep 30, 2025 | 130.42 Mn |
| Jun 30, 2025 | 121.90 Mn |
| Mar 31, 2025 | 93.48 Mn |
| Dec 31, 2024 | 99.37 Mn |
| Sep 30, 2024 | 91.26 Mn |
| Jun 30, 2024 | 85.22 Mn |
| Mar 31, 2024 | 84.29 Mn |
| Dec 31, 2023 | 83.29 Mn |
| Sep 30, 2023 | 68.96 Mn |
| Jun 30, 2023 | 66.41 Mn |
| Mar 31, 2023 | 60.93 Mn |
| Dec 31, 2022 | 83.95 Mn |
| Sep 30, 2022 | 52.62 Mn |
| Jun 30, 2022 | 47.72 Mn |
| Mar 31, 2022 | 44.72 Mn |
| Dec 31, 2021 | 32.69 Mn |
| Sep 30, 2021 | 35.74 Mn |