Velocity Financial (VEL) Cash & Equivalents (2019 - 2026)
Velocity Financial (VEL) recorded Cash & Equivalents of $76.12 million in Q2 2026, down 4.3% from $79.56 million a year earlier and down 12.6% from the prior quarter.
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Analysis
Velocity Financial (VEL) Cash & Equivalents (2019 - 2026) Analysis & Trends
At the end of FY2025, Velocity Financial reported Cash & Equivalents of $92.1 million, up 84.6% from FY2024.
- Annual Cash & Equivalents has a five-year compound annual growth rate of 47.3% (FY2020 to FY2025).
- Across earlier years, Cash & Equivalents came in at $49.9 million in FY2024 (+23.0%), $40.57 million in FY2023 (-10.3%), $45.25 million in FY2022 (+25.8%) and $35.97 million in FY2021 (+171.0%).
- The Q2 2026 figure is the lowest quarterly Cash & Equivalents since Q1 2025.
- On a year-over-year basis, Cash & Equivalents rose in seven of the last eight quarters, with growth averaging 57.8%.
- Peak year-over-year performance for Cash & Equivalents in the last five years was growth of 171.0% in Q4 2021, against a decline of 26.5% in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $87.05 million (Q1 2026), $92.1 million (Q4 2025) and $98.96 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.94 Bn | 29.62 Bn | - | 3.10 Bn |
| 2 | Orix | 41.70 Bn | 42.20 Bn | - | 6.08 Bn |
| 3 | Royalty Pharma | 32.87 Bn | 32.78 Bn | - | 811.99 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Affirm Holdings | 23.86 Bn | 17.55 Bn | - | 1.63 Bn |
| 6 | Synchrony Financial | 23.33 Bn | -44.64 Bn | - | 16.19 Bn |
| 7 | Royal Gold | 19.87 Bn | 19.09 Bn | 390.45 Mn | 182.47 Mn |
| 8 | Annaly Capital Management | 13.89 Bn | 4.98 Bn | - | 2.91 Bn |
| 9 | Ares Capital | 13.54 Bn | 10.98 Bn | - | 383.00 Mn |
| 10 | Velocity Financial | 573.29 Mn | 222.69 Mn | - | 76.12 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 76.12 Mn |
| Mar 31, 2026 | 87.05 Mn |
| Dec 31, 2025 | 92.10 Mn |
| Sep 30, 2025 | 98.96 Mn |
| Jun 30, 2025 | 79.56 Mn |
| Mar 31, 2025 | 51.68 Mn |
| Dec 31, 2024 | 49.90 Mn |
| Sep 30, 2024 | 44.09 Mn |
| Jun 30, 2024 | 47.37 Mn |
| Mar 31, 2024 | 34.83 Mn |
| Dec 31, 2023 | 40.57 Mn |
| Sep 30, 2023 | 29.39 Mn |
| Jun 30, 2023 | 33.99 Mn |
| Mar 31, 2023 | 39.40 Mn |
| Dec 31, 2022 | 45.25 Mn |
| Sep 30, 2022 | 26.37 Mn |
| Jun 30, 2022 | 46.25 Mn |
| Mar 31, 2022 | 36.63 Mn |
| Dec 31, 2021 | 35.97 Mn |
| Sep 30, 2021 | 35.50 Mn |
API Access
Velocity Financial Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=VEL&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "VEL", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=VEL&period=max&api_key=YOUR_API_KEY");
const data = await res.json();