Velocity Financial (VEL) Cash & Equivalents (2019 - 2026)
Velocity Financial's (VEL) quarterly Cash & Equivalents came in at $87.1 million in Q1 2026, up 282.07% year-on-year from $22.8 million in Q1 2025, and down 44.6% quarter-over-quarter from $157.1 million in Q4 2025.
Velocity Financial (VEL) Cash & Equivalents (2019 - 2026) Analysis & Trends
Velocity Financial's Cash & Equivalents history runs 8 years deep, the most recent figure standing at $87.1 million for Q1 2026.
- On a quarterly basis, Cash & Equivalents rose 282.07% year-over-year to $87.1 million in Q1 2026; TTM through Mar 2026 was $87.1 million, a 282.07% increase from a year earlier, with the FY2025 full-year figure at $157.1 million, up 214.89% from the prior year.
- Cash & Equivalents slipped to $87.1 million in Q1 2026 per VEL's latest filing, from $157.1 million in the prior quarter.
- Across five years, Cash & Equivalents topped out at $157.1 million in Q4 2025 and bottomed at $9.2 million in Q2 2022.
- The 5-year median for Cash & Equivalents is $21.4 million (2023), against an average of $34.9 million.
- Across the five-year window, Cash & Equivalents slumped 59.06% in 2022 and jumped 282.07% in 2026, its largest moves.
- Year by year, Cash & Equivalents stood at $16.8 million in 2022, then grew by 27.09% to $21.4 million in 2023, then surged by 133.61% to $49.9 million in 2024, then jumped by 214.89% to $157.1 million in 2025, then sank by 44.6% to $87.1 million in 2026.
- Per Business Quant, the three latest VEL Cash & Equivalents figures stand at $87.1 million (Q1 2026), $157.1 million (Q4 2025), and $18.8 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 2.69 Bn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | - |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 4.47 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 219.51 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | 47.68 Mn |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 192.53 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 87.05 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 424.00 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 64.27 Mn |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 124.70 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 87.05 Mn |
| Dec 31, 2025 | 157.13 Mn |
| Sep 30, 2025 | 18.85 Mn |
| Jun 30, 2025 | 17.63 Mn |
| Mar 31, 2025 | 22.79 Mn |
| Dec 31, 2024 | 49.90 Mn |
| Sep 30, 2024 | 23.17 Mn |
| Jun 30, 2024 | 32.29 Mn |
| Mar 31, 2024 | 34.83 Mn |
| Dec 31, 2023 | 21.36 Mn |
| Sep 30, 2023 | 17.70 Mn |
| Jun 30, 2023 | 16.79 Mn |
| Mar 31, 2023 | 16.64 Mn |
| Dec 31, 2022 | 16.81 Mn |
| Sep 30, 2022 | 14.53 Mn |
| Jun 30, 2022 | 9.22 Mn |
| Mar 31, 2022 | 36.63 Mn |
| Dec 31, 2021 | 35.97 Mn |
| Sep 30, 2021 | 35.50 Mn |
| Jun 30, 2021 | 7.92 Mn |