Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026)

Velocity Financial's (VEL) quarterly Asset Utilization Ratio came in at 0.05 in Q1 2026, down 18.09% year-on-year from 0.07 in Q1 2025, and down 4.43% quarter-over-quarter from 0.05 in Q4 2025.

Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026) Analysis & Trends

Velocity Financial's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.05 for Q1 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 18.09% year-over-year to 0.05 in Q1 2026; TTM through Mar 2026 was 0.05, a 18.09% decrease from a year earlier, with the FY2025 full-year figure at 0.06, down 5.48% from the prior year.
  • Asset Utilization Ratio eased to 0.05 in Q1 2026 per VEL's latest filing, from 0.05 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.03 in Q2 2022 and bottomed at 0.05 in Q1 2026.
  • The 5-year median for Asset Utilization Ratio is 0.04 (2024), against an average of 0.04.
  • Across the five-year window, Asset Utilization Ratio grew 19.85% in 2022 and dropped 28.23% in 2024, its largest moves.
  • Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then increased by 7.08% to 0.04 in 2023, then fell by 28.23% to 0.05 in 2024, then declined by 8.04% to 0.05 in 2025, then declined by 4.43% to 0.05 in 2026.
  • Per Business Quant, the three latest VEL Asset Utilization Ratio figures stand at 0.05 (Q1 2026), 0.05 (Q4 2025), and 0.05 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Rocket Companies 38.33 Bn 35.64 Bn - 0.14
2 Federal National Mortgage Association Fannie Mae 35.67 Bn 35.67 Bn - 0.01
3 Federal Home Loan Mortgage 18.11 Bn 13.64 Bn - 0.01
4 PennyMac Financial Services 4.41 Bn 3.76 Bn 523.89 Mn 0.04
5 CNFinance Holdings 3.28 Bn 3.20 Bn - -
6 Walker & Dunlop 1.64 Bn 1.44 Bn - 0.23
7 Velocity Financial 681.36 Mn -6.51 Bn - -0.05
8 UWM Holdings 540.43 Mn 116.43 Mn - 0.19
9 Better Home & Finance Holding 362.34 Mn 298.07 Mn - 0.09
10 Onity 340.51 Mn 215.81 Mn - 0.02

Historic Data

Download Data
DateValue
Mar 31, 2026 -0.05
Dec 31, 2025 -0.05
Sep 30, 2025 -0.05
Jun 30, 2025 -0.05
Mar 31, 2025 -0.05
Dec 31, 2024 -0.05
Sep 30, 2024 -0.04
Jun 30, 2024 -0.04
Mar 31, 2024 -0.04
Dec 31, 2023 -0.04
Sep 30, 2023 -0.05
Jun 30, 2023 -0.04
Mar 31, 2023 -0.04
Dec 31, 2022 -0.04
Sep 30, 2022 -0.04
Jun 30, 2022 -0.03
Mar 31, 2022 -0.03
Dec 31, 2021 -0.03
Sep 30, 2021 -0.04
Jun 30, 2021 -0.04