Velocity Financial VEL
NYSE VEL
$16.04 -0.04 (-0.25%)
At close: Sep 18, 2026 · 4:00 PM EDT

Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026)

Velocity Financial (VEL) posted Asset Utilization Ratio of 0.04 for Q2 2026, down 1.84% on a QoQ basis from 0.04 in Q1 2026, and down 9.99% year-over-year from 0.05 in Q2 2025.

Analysis

Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026) Analysis & Trends

Velocity Financial has reported Asset Utilization Ratio for 7 years, with the latest figure at 0.04 in Q2 2026.

  • On a quarterly basis, Asset Utilization Ratio fell 9.99% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 9.99% decrease from a year earlier, with the FY2025 full-year figure at 0.05, down 10.14% from the prior year.
  • Asset Utilization Ratio was 0.04 for Q2 2026 at Velocity Financial, down from 0.04 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.0 in Q1 2022, with the low at 0.04 in Q2 2026.
  • Average Asset Utilization Ratio over 5 years is 0.03, with a median of 0.04 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio surged 37.09% in 2022, then plunged 2016.99% in 2023.
  • Over 5 years, Asset Utilization Ratio stood at 0.01 in 2022, then plunged by 407.14% to 0.04 in 2023, then slipped by 6.47% to 0.04 in 2024, then dropped by 7.11% to 0.04 in 2025, then dropped by 5.0% to 0.04 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.04 (Q2 2026), 0.04 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Rocket Companies 46.15 Bn 43.05 Bn - 0.17
2 Federal National Mortgage Association Fannie Mae 30.33 Bn 30.33 Bn - 0.01
3 Figure Technology Solutions 7.94 Bn 6.40 Bn 196.67 Mn 0.19
4 PennyMac Financial Services 3.45 Bn 2.70 Bn 480.08 Mn 0.07
5 Federal Agricultural Mortgage 2.40 Bn 1.36 Bn - 0.01
6 UWM Holdings 2.01 Bn 2.36 Bn - 0.19
7 Walker & Dunlop 1.26 Bn 1.11 Bn - 0.23
8 CNFinance Holdings 1.25 Bn 1.25 Bn - 0.04
9 Velocity Financial 630.27 Mn -6.82 Bn - -0.04
10 Onity 266.14 Mn 69.84 Mn - 0.08
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 -0.04
Mar 31, 2026 -0.04
Dec 31, 2025 -0.04
Sep 30, 2025 -0.04
Jun 30, 2025 -0.04
Mar 31, 2025 -0.04
Dec 31, 2024 -0.04
Sep 30, 2024 -0.04
Jun 30, 2024 -0.04
Mar 31, 2024 -0.04
Dec 31, 2023 -0.04
Sep 30, 2023 -0.04
Jun 30, 2023 -0.03
Mar 31, 2023 -0.02
Dec 31, 2022 -0.01
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.00
Sep 30, 2021 0.00