Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026)
Velocity Financial (VEL) posted quarterly Asset Utilization Ratio of 0.06 for Q1 2026, down 24.02% year-over-year from 0.07 in Q1 2025, and down 3.98% quarter-over-quarter from 0.05 in Q4 2025.
Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
Velocity Financial's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.06 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 24.02% year-over-year to 0.06; the TTM figure through Mar 2026 stood at 0.06 (down 24.02% YoY), while the FY2025 annual figure was 0.06, down 5.48% from the prior year.
- Asset Utilization Ratio for Q1 2026 stood at 0.06, down from 0.05 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.03 in Q2 2022, with the low at 0.06 in Q1 2026.
- The 5-year median for Asset Utilization Ratio is 0.05 (2022), against an average of 0.05.
- The sharpest annual moves came in 2022 and 2023: Asset Utilization Ratio gained 6.84% in 2022, then slumped 46.26% in 2023.
- Velocity Financial's Asset Utilization Ratio stood at 0.05 in 2022, then increased by 0.71% to 0.05 in 2023, then decreased by 0.45% to 0.05 in 2024, then dropped by 13.95% to 0.05 in 2025, then decreased by 3.98% to 0.06 in 2026.
- Business Quant data shows VEL's Asset Utilization Ratio at 0.06 in Q1 2026, 0.05 in Q4 2025, and 0.05 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.98 Bn | 36.88 Bn | - | 0.17 |
| 2 | Federal National Mortgage Association Fannie Mae | 36.67 Bn | 36.67 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.43 Bn | 14.11 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 3.91 Bn | 3.16 Bn | 480.08 Mn | 0.07 |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 0.23 |
| 7 | Velocity Financial | 712.05 Mn | -6.74 Bn | - | -0.04 |
| 8 | UWM Holdings | 477.90 Mn | -20.51 Mn | - | 0.19 |
| 9 | Onity | 303.29 Mn | 106.99 Mn | - | 0.08 |
| 10 | loanDepot | 204.75 Mn | -106.39 Mn | - | 0.18 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.04 |
| Mar 31, 2026 | -0.06 |
| Dec 31, 2025 | -0.05 |
| Sep 30, 2025 | -0.05 |
| Jun 30, 2025 | -0.05 |
| Mar 31, 2025 | -0.05 |
| Dec 31, 2024 | -0.05 |
| Sep 30, 2024 | -0.05 |
| Jun 30, 2024 | -0.05 |
| Mar 31, 2024 | -0.05 |
| Dec 31, 2023 | -0.05 |
| Sep 30, 2023 | -0.05 |
| Jun 30, 2023 | -0.05 |
| Mar 31, 2023 | -0.05 |
| Dec 31, 2022 | -0.05 |
| Sep 30, 2022 | -0.04 |
| Jun 30, 2022 | -0.03 |
| Mar 31, 2022 | -0.03 |
| Dec 31, 2021 | -0.03 |
| Sep 30, 2021 | -0.03 |