Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026)
Velocity Financial's (VEL) quarterly Asset Utilization Ratio came in at 0.05 in Q1 2026, down 18.09% year-on-year from 0.07 in Q1 2025, and down 4.43% quarter-over-quarter from 0.05 in Q4 2025.
Velocity Financial (VEL) Asset Utilization Ratio (2020 - 2026) Analysis & Trends
Velocity Financial's Asset Utilization Ratio history runs 7 years deep, the most recent figure standing at 0.05 for Q1 2026.
- On a quarterly basis, Asset Utilization Ratio fell 18.09% year-over-year to 0.05 in Q1 2026; TTM through Mar 2026 was 0.05, a 18.09% decrease from a year earlier, with the FY2025 full-year figure at 0.06, down 5.48% from the prior year.
- Asset Utilization Ratio eased to 0.05 in Q1 2026 per VEL's latest filing, from 0.05 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.03 in Q2 2022 and bottomed at 0.05 in Q1 2026.
- The 5-year median for Asset Utilization Ratio is 0.04 (2024), against an average of 0.04.
- Across the five-year window, Asset Utilization Ratio grew 19.85% in 2022 and dropped 28.23% in 2024, its largest moves.
- Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then increased by 7.08% to 0.04 in 2023, then fell by 28.23% to 0.05 in 2024, then declined by 8.04% to 0.05 in 2025, then declined by 4.43% to 0.05 in 2026.
- Per Business Quant, the three latest VEL Asset Utilization Ratio figures stand at 0.05 (Q1 2026), 0.05 (Q4 2025), and 0.05 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 0.14 |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 0.01 |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 0.01 |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 0.04 |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 0.23 |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | -0.05 |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 0.19 |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 0.09 |
| 10 | Onity | 340.51 Mn | 215.81 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -0.05 |
| Dec 31, 2025 | -0.05 |
| Sep 30, 2025 | -0.05 |
| Jun 30, 2025 | -0.05 |
| Mar 31, 2025 | -0.05 |
| Dec 31, 2024 | -0.05 |
| Sep 30, 2024 | -0.04 |
| Jun 30, 2024 | -0.04 |
| Mar 31, 2024 | -0.04 |
| Dec 31, 2023 | -0.04 |
| Sep 30, 2023 | -0.05 |
| Jun 30, 2023 | -0.04 |
| Mar 31, 2023 | -0.04 |
| Dec 31, 2022 | -0.04 |
| Sep 30, 2022 | -0.04 |
| Jun 30, 2022 | -0.03 |
| Mar 31, 2022 | -0.03 |
| Dec 31, 2021 | -0.03 |
| Sep 30, 2021 | -0.04 |
| Jun 30, 2021 | -0.04 |