Synchrony Financial (SYF) Asset Utilization Ratio (2014 - 2026)

Synchrony Financial (SYF) has 13 years of Asset Utilization Ratio data on file, last reported at 0.16 in Q2 2026.

• Quarterly Asset Utilization Ratio rose 3.22% year-over-year to 0.16 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 0.16 (up 3.22% YoY) and the FY2025 annual result came in at 0.16, down 2.56% from the prior year.
• Asset Utilization Ratio was little changed at 0.16 in Q2 2026, from 0.16 in the prior quarter.
• In the past five years, Asset Utilization Ratio ranged from a high of 0.17 in Q2 2022 to a low of 0.15 in Q4 2023.
• A 5-year average of 0.16 and a median of 0.16 in 2022 frame the typical range for Asset Utilization Ratio.
• Annual changes were most pronounced in 2023 — Asset Utilization Ratio declined 5.61% — and 2024, when it grew 6.53%.
• Tracing SYF's Asset Utilization Ratio over 5 years: stood at 0.16 in 2022, then declined by 2.98% to 0.15 in 2023, then grew by 6.53% to 0.16 in 2024, then declined by 1.33% to 0.16 in 2025, then decreased by 1.29% to 0.16 in 2026.
• The last three Asset Utilization Ratio figures came in at 0.16 (Q2 2026), 0.16 (Q1 2026), and 0.16 (Q4 2025), per Business Quant data.