Synchrony Financial (SYF) Asset Utilization Ratio (2014 - 2026)
Synchrony Financial's (SYF) Asset Utilization Ratio came in at 0.16 for Q3 2026, down 0.3% from 0.16 a year earlier and unchanged from the prior quarter.
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Analysis
Synchrony Financial (SYF) Asset Utilization Ratio (2014 - 2026) Analysis & Trends
Since Q3 2014, Synchrony Financial has reported Asset Utilization Ratio for 49 quarters.
- In prior years, Synchrony Financial's Asset Utilization Ratio was 0.16 in FY2024 (+5.9%), 0.16 in FY2023 (-2.6%), 0.16 in FY2022 (+4.1%) and 0.15 in FY2021 (+4.1%).
- The Q3 2026 figure stands as the lowest quarterly Asset Utilization Ratio since Q2 2025.
- On a year-over-year basis, Asset Utilization Ratio increased in three of the last eight quarters, with growth averaging 0.9%.
- The strongest year-over-year quarter for Asset Utilization Ratio in the past five years was Q4 2024, with growth of 9.1%; the weakest was Q2 2023, with a decline of 7.8%.
- According to Business Quant data, Asset Utilization Ratio for the three prior quarters was 0.16 (Q2 2026), 0.16 (Q1 2026) and 0.16 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 40.99 Bn | 9.71 Bn | 12.74 Bn | 0.49 |
| 2 | Rocket Companies | 35.89 Bn | 35.89 Bn | - | - |
| 3 | Royalty Pharma | 29.95 Bn | 26.91 Bn | - | 0.13 |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 0.01 |
| 5 | Affirm Holdings | 24.55 Bn | 18.24 Bn | - | 0.29 |
| 6 | Synchrony Financial | 24.01 Bn | -43.61 Bn | - | 0.16 |
| 7 | Royal Gold | 19.26 Bn | 18.43 Bn | 390.45 Mn | 0.16 |
| 8 | Annaly Capital Management | 13.94 Bn | 4.90 Bn | - | 0.02 |
| 9 | Ares Capital | 13.71 Bn | 11.46 Bn | - | 0.10 |
| 10 | Federal Home Loan Mortgage | 13.42 Bn | 13.42 Bn | - | 0.01 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.16 |
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.16 |
| Sep 30, 2025 | 0.16 |
| Jun 30, 2025 | 0.15 |
| Mar 31, 2025 | 0.15 |
| Dec 31, 2024 | 0.16 |
| Sep 30, 2024 | 0.16 |
| Jun 30, 2024 | 0.16 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.15 |
| Mar 31, 2023 | 0.15 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.16 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.16 |
API Access
Synchrony Financial Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "SYF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=SYF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();