Royal Bank Of Canada (RY) Interest income - Loans (2014 - 2025)

Royal Bank Of Canada (RY) recorded quarterly Interest income - Loans of -$13.7 billion in Q3 2025, down 695.54% quarter-over-quarter from -$1.7 billion in Q2 2025, and down 65.5% on a YoY basis from -$39.7 billion in Q3 2024.

Royal Bank Of Canada (RY) Interest income - Loans (2014 - 2025) Analysis & Trends

Royal Bank Of Canada's Interest income - Loans history runs 12 years deep, the most recent figure standing at -$13.7 billion for Q3 2025.

  • In Q3 2025, Interest income - Loans fell 65.5% year-over-year to -$13.7 billion; the TTM figure through Jul 2025 stood at -$41.9 billion (down 14.18% YoY), while the FY2021 annual figure was -$43.7 billion, down 26.71% from the prior year.
  • Interest income - Loans was -$13.7 billion for Q3 2025 at Royal Bank Of Canada, down from -$1.7 billion in the prior quarter.
  • In the past five years, Interest income - Loans ranged from a high of -$480.6 million in Q2 2021 to a low of -$26.9 billion in Q2 2022.
  • Historically, Interest income - Loans has averaged -$11.6 billion across 5 years, with a median of -$11.3 billion in 2025.
  • The sharpest annual moves came in 2021 and 2022: Interest income - Loans surged 98.57% in 2021, then plunged 5501.56% in 2022.
  • A 5-year view of Interest income - Loans shows it stood at -$15.1 billion in 2021, then fell by 12.76% to -$17.1 billion in 2022, then jumped by 79.42% to -$3.5 billion in 2023, then slumped by 135.71% to -$8.3 billion in 2024, then plunged by 65.5% to -$13.7 billion in 2025.
  • The last three Interest income - Loans figures came in at -$13.7 billion (Q3 2025), -$1.7 billion (Q2 2025), and -$18.2 billion (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Canadian Imperial Bank Of Commerce 1,329,940,501.22 Bn 1,329,940,501.43 Bn - -
2 Hsbc Holdings 37,228.00 Bn 37,228.45 Bn - -
3 Royal Bank Of Canada 2,913.28 Bn 2,841.72 Bn - -
4 Toronto Dominion Bank 959.65 Bn 952.85 Bn - -
5 Bank Of Montreal 416.15 Bn 416.15 Bn - -
6 Bank Of America 390.60 Bn -216.10 Bn 29.24 Bn 15.48 Bn
7 Barclays 379.37 Bn -269.24 Bn - -
8 Mitsubishi Ufj Financial 271.88 Bn -414.40 Bn 3.81 Bn -
9 Wells Fargo & Company 252.38 Bn 177.30 Bn - 13.81 Bn
10 Citigroup 242.69 Bn -1,942.31 Bn 19.85 Bn 15.39 Bn

Historic Data

Download Data
DateValue
Jul 31, 2025 -13.71 Bn
Apr 30, 2025 -1.72 Bn
Jan 31, 2025 -18.16 Bn
Jul 31, 2024 -8.28 Bn
Apr 30, 2024 -20.56 Bn
Jan 31, 2024 -4.32 Bn
Jul 31, 2023 -3.51 Bn
Apr 30, 2023 -5.71 Bn
Jan 31, 2023 -3.49 Bn
Jul 31, 2022 -17.07 Bn
Apr 30, 2022 -26.92 Bn
Jan 31, 2022 -18.06 Bn
Oct 31, 2021 -15.14 Bn
Jul 31, 2021 -19.51 Bn
Apr 30, 2021 -480.55 Mn
Jan 31, 2021 -8.84 Bn
Oct 31, 2020 -3.91 Bn
Jul 31, 2020 12.62 Bn
Apr 30, 2020 -33.55 Bn
Jan 31, 2020 -8.84 Bn