Royal Bank Of Canada (RY) Interest income - Loans (2009 - 2026)
Royal Bank Of Canada's Interest income - Loans came in at $10.17 billion for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 0.4% from $10.21 billion a year earlier but up 2.3% from the prior quarter.
Royal Bank Of Canada (RY) Interest income - Loans (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jul 31, 2026, Royal Bank Of Canada reported Interest income - Loans of $40.36 billion, up 0.1% year-over-year; for FY2025 (ended Oct 31, 2025), it was $40.03 billion, up 0.8% from FY2024.
- Interest income - Loans has increased in each of the last four fiscal years, with a five-year compound annual growth rate of 18.1% (FY2020 to FY2025).
- Going back by fiscal year, Interest income - Loans was $39.72 billion in FY2024 (+23.2%), $32.24 billion in FY2023 (+56.1%), $20.65 billion in FY2022 (+19.9%) and $17.22 billion in FY2021 (-1.2%).
- The five-year range for quarterly Interest income - Loans is $4.3 billion (fiscal Q4 2021) to $10.55 billion (fiscal Q4 2024).
- Year-over-year, Interest income - Loans increased in three of the last eight quarters, with growth averaging 3.6%.
- The fastest year-over-year change in Interest income - Loans over five years came in fiscal Q2 2023 (growth of 70.3%), and the weakest in fiscal Q3 2025 (a decline of 3.1%).
- Business Quant data shows RY's Interest income - Loans at $9.94 billion (Q2 2026), $10.02 billion (Q1 2026) and $10.23 billion (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 25.86 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 16.49 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 4.03 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 10.17 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 3.76 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 14.67 Bn |
| 10 | American Express | 215.12 Bn | 14.60 Bn | - | 6.39 Bn |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 10.17 Bn |
| Apr 30, 2026 | 9.94 Bn |
| Jan 31, 2026 | 10.02 Bn |
| Oct 31, 2025 | 10.23 Bn |
| Jul 31, 2025 | 10.21 Bn |
| Apr 30, 2025 | 9.48 Bn |
| Jan 31, 2025 | 10.09 Bn |
| Oct 31, 2024 | 10.55 Bn |
| Jul 31, 2024 | 10.54 Bn |
| Apr 30, 2024 | 9.54 Bn |
| Jan 31, 2024 | 9.08 Bn |
| Oct 31, 2023 | 8.75 Bn |
| Jul 31, 2023 | 8.41 Bn |
| Apr 30, 2023 | 7.67 Bn |
| Jan 31, 2023 | 7.41 Bn |
| Oct 31, 2022 | 6.43 Bn |
| Jul 31, 2022 | 5.26 Bn |
| Apr 30, 2022 | 4.51 Bn |
| Jan 31, 2022 | 4.39 Bn |
| Oct 31, 2021 | 4.30 Bn |
Royal Bank Of Canada Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=RY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();