Royal Bank Of Canada (RY) Interest income - Loans (2014 - 2025)
Royal Bank Of Canada (RY) recorded quarterly Interest income - Loans of -$13.7 billion in Q3 2025, down 695.54% quarter-over-quarter from -$1.7 billion in Q2 2025, and down 65.5% on a YoY basis from -$39.7 billion in Q3 2024.
Royal Bank Of Canada (RY) Interest income - Loans (2014 - 2025) Analysis & Trends
Royal Bank Of Canada's Interest income - Loans history runs 12 years deep, the most recent figure standing at -$13.7 billion for Q3 2025.
- In Q3 2025, Interest income - Loans fell 65.5% year-over-year to -$13.7 billion; the TTM figure through Jul 2025 stood at -$41.9 billion (down 14.18% YoY), while the FY2021 annual figure was -$43.7 billion, down 26.71% from the prior year.
- Interest income - Loans was -$13.7 billion for Q3 2025 at Royal Bank Of Canada, down from -$1.7 billion in the prior quarter.
- In the past five years, Interest income - Loans ranged from a high of -$480.6 million in Q2 2021 to a low of -$26.9 billion in Q2 2022.
- Historically, Interest income - Loans has averaged -$11.6 billion across 5 years, with a median of -$11.3 billion in 2025.
- The sharpest annual moves came in 2021 and 2022: Interest income - Loans surged 98.57% in 2021, then plunged 5501.56% in 2022.
- A 5-year view of Interest income - Loans shows it stood at -$15.1 billion in 2021, then fell by 12.76% to -$17.1 billion in 2022, then jumped by 79.42% to -$3.5 billion in 2023, then slumped by 135.71% to -$8.3 billion in 2024, then plunged by 65.5% to -$13.7 billion in 2025.
- The last three Interest income - Loans figures came in at -$13.7 billion (Q3 2025), -$1.7 billion (Q2 2025), and -$18.2 billion (Q1 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Canadian Imperial Bank Of Commerce | 1,329,940,501.22 Bn | 1,329,940,501.43 Bn | - | - |
| 2 | Hsbc Holdings | 37,228.00 Bn | 37,228.45 Bn | - | - |
| 3 | Royal Bank Of Canada | 2,913.28 Bn | 2,841.72 Bn | - | - |
| 4 | Toronto Dominion Bank | 959.65 Bn | 952.85 Bn | - | - |
| 5 | Bank Of Montreal | 416.15 Bn | 416.15 Bn | - | - |
| 6 | Bank Of America | 390.60 Bn | -216.10 Bn | 29.24 Bn | 15.48 Bn |
| 7 | Barclays | 379.37 Bn | -269.24 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 271.88 Bn | -414.40 Bn | 3.81 Bn | - |
| 9 | Wells Fargo & Company | 252.38 Bn | 177.30 Bn | - | 13.81 Bn |
| 10 | Citigroup | 242.69 Bn | -1,942.31 Bn | 19.85 Bn | 15.39 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jul 31, 2025 | -13.71 Bn |
| Apr 30, 2025 | -1.72 Bn |
| Jan 31, 2025 | -18.16 Bn |
| Jul 31, 2024 | -8.28 Bn |
| Apr 30, 2024 | -20.56 Bn |
| Jan 31, 2024 | -4.32 Bn |
| Jul 31, 2023 | -3.51 Bn |
| Apr 30, 2023 | -5.71 Bn |
| Jan 31, 2023 | -3.49 Bn |
| Jul 31, 2022 | -17.07 Bn |
| Apr 30, 2022 | -26.92 Bn |
| Jan 31, 2022 | -18.06 Bn |
| Oct 31, 2021 | -15.14 Bn |
| Jul 31, 2021 | -19.51 Bn |
| Apr 30, 2021 | -480.55 Mn |
| Jan 31, 2021 | -8.84 Bn |
| Oct 31, 2020 | -3.91 Bn |
| Jul 31, 2020 | 12.62 Bn |
| Apr 30, 2020 | -33.55 Bn |
| Jan 31, 2020 | -8.84 Bn |