Royal Bank Of Canada (RY) Debt Ratio (2009 - 2026)
Royal Bank Of Canada's Debt Ratio came in at 0.01 for fiscal Q3 2026 (quarter ended Jul 31, 2026), down 12.6% from 0.01 a year earlier and down 3.5% from the prior quarter.
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Analysis
Royal Bank Of Canada (RY) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025 (ended Oct 31, 2025), Royal Bank Of Canada's Debt Ratio was 0.66.
- Going back by fiscal year, Debt Ratio was 0.01 in FY2024 (-66.7%), 0.02 in FY2023 (-4.1%), 0.02 in FY2022 (+13.3%) and 0.02 in FY2021 (-1.5%).
- The five-year range for quarterly Debt Ratio is 0.01 (fiscal Q1 2026) to 0.66 (fiscal Q4 2025).
- Year-over-year, Debt Ratio has declined for three consecutive quarters, with an average decline of 30.9% over the last seven quarters.
- The fastest year-over-year change in Debt Ratio over five years came in fiscal Q4 2022 (growth of 13.3%), and the weakest in fiscal Q4 2024 (a decline of 66.7%).
- Business Quant data shows RY's Debt Ratio at 0.01 (Q2 2026), 0.01 (Q1 2026) and 0.66 (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 0.70 |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 0.63 |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.11 |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 0.23 |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 0.01 |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 0.50 |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 0.72 |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 0.04 |
| 10 | American Express | 217.14 Bn | 16.62 Bn | - | 0.19 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 0.01 |
| Apr 30, 2026 | 0.01 |
| Jan 31, 2026 | 0.01 |
| Oct 31, 2025 | 0.01 |
| Jul 31, 2025 | 0.01 |
| Apr 30, 2025 | 0.01 |
| Jan 31, 2025 | 0.01 |
| Oct 31, 2024 | 0.01 |
| Jul 31, 2024 | 0.01 |
| Apr 30, 2024 | 0.01 |
| Jan 31, 2024 | 0.01 |
| Oct 31, 2023 | 0.02 |
| Jul 31, 2023 | 0.02 |
| Apr 30, 2023 | 0.02 |
| Jan 31, 2023 | 0.02 |
| Oct 31, 2022 | 0.02 |
| Jul 31, 2022 | 0.01 |
| Apr 30, 2022 | 0.01 |
| Jan 31, 2022 | 0.02 |
| Oct 31, 2021 | 0.02 |
API Access
Royal Bank Of Canada Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=RY&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "RY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=RY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();