UWM Holdings (UWMC) Interest Coverage Ratio (2020 - 2026)
UWM Holdings' (UWMC) Interest Coverage Ratio was -1.98 for Q2 2026, compared with 3.47 a year earlier.
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Analysis
UWM Holdings (UWMC) Interest Coverage Ratio (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, UWM Holdings' Interest Coverage Ratio came in at 0.80, down 36.5% year-over-year; for FY2025, it came in at 1.47, down 12.6% from FY2024.
- By year, Interest Coverage Ratio came in at 1.68 in FY2024 (+121.1%), 0.76 in FY2023 (-81.2%), 4.05 in FY2022 (-34.4%) and 6.18 in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly Interest Coverage Ratio since Q4 2023.
- Year over year, Interest Coverage Ratio gained in two of the last four quarters, with growth averaging 22.1%.
- The high point for year-over-year Interest Coverage Ratio in five years was Q2 2025 (growth of 102.9%); the low point was Q4 2022 (a decline of 89.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 2.26 (Q1 2026), 2.17 (Q4 2025) and 1.10 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 1.75 |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 2.98 |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 1.42 |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 1.24 |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 1.15 |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 2.21 |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 1.63 |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | UWM Holdings | 2.33 Bn | 880.96 Mn | - | -1.98 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.98 |
| Mar 31, 2026 | 2.26 |
| Dec 31, 2025 | 2.17 |
| Sep 30, 2025 | 1.10 |
| Jun 30, 2025 | 3.47 |
| Mar 31, 2025 | -1.17 |
| Dec 31, 2024 | 1.30 |
| Sep 30, 2024 | 1.23 |
| Jun 30, 2024 | 1.71 |
| Mar 31, 2024 | 2.87 |
| Dec 31, 2023 | -4.80 |
| Sep 30, 2023 | 4.22 |
| Jun 30, 2023 | 3.79 |
| Mar 31, 2023 | -1.21 |
| Dec 31, 2022 | 0.40 |
| Sep 30, 2022 | 5.52 |
| Jun 30, 2022 | 4.76 |
| Mar 31, 2022 | 8.57 |
| Dec 31, 2021 | 3.61 |
| Sep 30, 2021 | 4.69 |
API Access
UWM Holdings Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UWMC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "UWMC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=UWMC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();