Guidewire Software (GWRE) Total Debt (2018 - 2026)
Guidewire Software (GWRE) posted Total Debt of $678.09 million for fiscal Q4 2026 (quarter ended Jul 31, 2026), up 0.5% from $674.57 million a year earlier and up 0.1% from the prior quarter.
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Analysis
Guidewire Software (GWRE) Total Debt (2018 - 2026) Analysis & Trends
Since fiscal Q3 2018, Guidewire Software has reported Total Debt for 34 quarters.
- Annual Total Debt has increased for eight consecutive fiscal years, with a five-year compound annual growth rate of 14.5% (FY2021 to FY2026).
- In prior fiscal years, Guidewire Software's Total Debt was $674.57 million in FY2025 (+69.1%), $398.9 million in FY2024 (+0.4%), $397.17 million in FY2023 (+10.9%) and $358.22 million in FY2022 (+4.2%).
- The fiscal Q4 2026 figure stands as the highest quarterly Total Debt since fiscal Q2 2025.
- On a year-over-year basis, Total Debt increased in six of the last eight quarters, with growth averaging 42.8%.
- The strongest year-over-year quarter for Total Debt in the past five years was fiscal Q1 2025, with growth of 139.0%; the weakest was fiscal Q1 2026, with a decline of 28.9%.
- According to Business Quant data, Total Debt for the three prior fiscal quarters was $677.21 million (Q3 2026), $676.32 million (Q2 2026) and $675.44 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.67 Bn | 7.89 Bn | - | 13.40 Bn |
| 2 | Block | 46.56 Bn | 17.86 Bn | 3.17 Bn | 6.88 Bn |
| 3 | Coinbase Global | 45.63 Bn | 2.44 Bn | - | 6.48 Bn |
| 4 | Corpay | 26.17 Bn | 16.06 Bn | - | 10.62 Bn |
| 5 | Fiserv | 25.31 Bn | 21.98 Bn | 2.90 Bn | 27.89 Bn |
| 6 | Global Payments | 22.57 Bn | 361.32 Mn | 2.03 Bn | 23.56 Bn |
| 7 | Guidewire Software | 14.23 Bn | 10.79 Bn | 269.68 Mn | 678.09 Mn |
| 8 | Bitmine Immersion Technologies | 11.95 Bn | 9.33 Bn | 40.81 Mn | - |
| 9 | Chime Financial | 11.27 Bn | 7.06 Bn | 594.87 Mn | 50.00 Mn |
| 10 | Jack Henry & Associates | 11.02 Bn | 10.92 Bn | 273.85 Mn | 40.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 678.09 Mn |
| Apr 30, 2026 | 677.21 Mn |
| Jan 31, 2026 | 676.32 Mn |
| Oct 31, 2025 | 675.44 Mn |
| Jul 31, 2025 | 674.57 Mn |
| Apr 30, 2025 | 673.70 Mn |
| Jan 31, 2025 | 851.79 Mn |
| Oct 31, 2024 | 950.42 Mn |
| Jul 31, 2024 | 398.90 Mn |
| Apr 30, 2024 | 398.47 Mn |
| Jan 31, 2024 | 398.03 Mn |
| Oct 31, 2023 | 397.60 Mn |
| Jul 31, 2023 | 397.17 Mn |
| Apr 30, 2023 | 396.74 Mn |
| Jan 31, 2023 | 396.32 Mn |
| Oct 31, 2022 | 395.89 Mn |
| Jul 31, 2022 | 358.22 Mn |
| Apr 30, 2022 | 354.54 Mn |
| Jan 31, 2022 | 350.92 Mn |
| Oct 31, 2021 | 347.35 Mn |
API Access
Guidewire Software Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=GWRE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "GWRE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=GWRE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();