Chime Financial (CHYM) Operating Leases (2024 - 2026)
Chime Financial's (CHYM) quarterly Operating Leases came in at $117.8 million in Q2 2026, up 34.12% on a YoY basis from $87.9 million in Q2 2025, and down 2.29% quarter-over-quarter from $120.6 million in Q1 2026.
Analysis
Chime Financial (CHYM) Operating Leases (2024 - 2026) Analysis & Trends
Chime Financial (CHYM) has reported Operating Leases for 3 consecutive years, with $117.8 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Operating Leases rose 34.12% year-over-year to $117.8 million; the trailing twelve-month figure through Jun 2026 stood at $117.8 million (up 34.12% YoY), and the FY2025 full-year result was $123.3 million, up 52.98% from the prior year.
- Operating Leases fell to $117.8 million in Q2 2026 per CHYM's latest filing, from $120.6 million in the prior quarter.
- Across five years, Operating Leases topped out at $137.8 million in Q3 2025 and bottomed at $80.6 million in Q4 2024.
- Historically, Operating Leases has averaged $111.3 million across 3 years, with a median of $119.2 million in 2026.
- The sharpest annual moves came in 2025 and 2026: Operating Leases soared 52.98% in 2025, then jumped 34.12% in 2026.
- Over 3 years, Operating Leases stood at $80.6 million in 2024, then jumped by 52.98% to $123.3 million in 2025, then declined by 4.41% to $117.8 million in 2026.
- According to Business Quant data, Operating Leases over the past three periods registered $117.8 million, $120.6 million, and $123.3 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Chime Financial | 12.78 Bn | 11.72 Bn | 594.87 Mn |
| 2 | Jack Henry & Associates | 11.61 Bn | 11.60 Bn | 273.85 Mn |
| 3 | Dave | 4.36 Bn | 4.10 Bn | 159.27 Mn |
| 4 | Q2 Holdings | 3.87 Bn | 3.77 Bn | 130.20 Mn |
| 5 | nCino | 2.43 Bn | 2.36 Bn | 100.77 Mn |
| 6 | Alkami Technology | 2.11 Bn | 2.02 Bn | 73.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 117.85 Mn |
| Mar 31, 2026 | 120.61 Mn |
| Dec 31, 2025 | 123.28 Mn |
| Sep 30, 2025 | 137.76 Mn |
| Jun 30, 2025 | 87.86 Mn |
| Dec 31, 2024 | 80.59 Mn |