Guidewire Software (GWRE) Net Margin (2011 - 2026)
Guidewire Software (GWRE) recorded Net Margin of 7.64% in fiscal Q4 2026 (quarter ended Jul 31, 2026), down 6.93 percentage points from 14.57% a year earlier but up 3.22 percentage points from the prior quarter.
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Analysis
Guidewire Software (GWRE) Net Margin (2011 - 2026) Analysis & Trends
For FY2026 (ended Jul 31, 2026), Guidewire Software reported Net Margin of 9.44%, up 3.64 percentage points from FY2025.
- Annual Net Margin has increased for four straight fiscal years, with a five-year change of +18.39 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, Net Margin came in at 5.81% in FY2025 (+6.43 pp), -0.62% in FY2024 (+11.73 pp), -12.36% in FY2023 (+9.85 pp) and -22.20% in FY2022 (-13.26 pp).
- Quarterly Net Margin has ranged from -35.50% in fiscal Q1 2023 to 16.74% in fiscal Q2 2026 over the past five years.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +6.45 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 29.62 percentage points in fiscal Q2 2026, against a drop of 19.01 percentage points in fiscal Q1 2022 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 4.42% (Q3 2026), 16.74% (Q2 2026) and 9.41% (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Block | 51.56 Bn | 23.34 Bn | 3.24 Bn | 8.42% |
| 2 | PayPal Holdings | 50.29 Bn | 8.99 Bn | - | 12.50% |
| 3 | Coinbase Global | 35.53 Bn | -4.11 Bn | - | 59.36% |
| 4 | Fiserv | 33.43 Bn | 30.64 Bn | 2.76 Bn | -114.34% |
| 5 | Corpay | 29.86 Bn | 18.68 Bn | - | 27.38% |
| 6 | Global Payments | 25.78 Bn | 604.58 Mn | 2.01 Bn | 8.50% |
| 7 | Guidewire Software | 13.57 Bn | 10.14 Bn | 269.68 Mn | 7.64% |
| 8 | Jack Henry & Associates | 12.44 Bn | 12.35 Bn | 273.85 Mn | 17.27% |
| 9 | Chime Financial | 11.95 Bn | 7.64 Bn | 646.07 Mn | 6.09% |
| 10 | Bitmine Immersion Technologies | 10.38 Bn | 7.76 Bn | 40.81 Mn | -179.60% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.64% |
| Apr 30, 2026 | 4.42% |
| Jan 31, 2026 | 16.74% |
| Oct 31, 2025 | 9.41% |
| Jul 31, 2025 | 14.57% |
| Apr 30, 2025 | 15.67% |
| Jan 31, 2025 | -12.88% |
| Oct 31, 2024 | 3.48% |
| Jul 31, 2024 | -2.09% |
| Apr 30, 2024 | -2.28% |
| Jan 31, 2024 | 4.02% |
| Oct 31, 2023 | -13.05% |
| Jul 31, 2023 | 4.53% |
| Apr 30, 2023 | -21.96% |
| Jan 31, 2023 | -3.95% |
| Oct 31, 2022 | -35.50% |
| Jul 31, 2022 | -12.69% |
| Apr 30, 2022 | -35.11% |
| Jan 31, 2022 | -19.88% |
| Oct 31, 2021 | -30.90% |
API Access
Guidewire Software Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=GWRE&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "GWRE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=GWRE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();