U-Haul Holding (UHAL) Debt Ratio (2013 - 2026)

U-Haul Holding (UHAL) posted Debt Ratio of 0.11 for Q4 2025, down 3.44% sequentially from 0.12 in Q3 2025, and down 9.41% YoY from 0.13 in Q4 2024.

Analysis

U-Haul Holding (UHAL) Debt Ratio (2013 - 2026) Analysis & Trends

U-Haul Holding has reported Debt Ratio for 6 years, with the latest figure at 0.11 in Q4 2025.

Quarterly Debt Ratio fell 9.41% year-over-year to 0.11 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.11 (down 9.41% YoY) and the FY2025 annual result came in at 0.12, down 3.07% from the prior year.
Debt Ratio slipped to 0.11 in Q4 2025 per UHAL's latest filing, from 0.12 in the prior quarter.
Over five years, Debt Ratio peaked at 0.35 in Q1 2022 and troughed at 0.11 in Q4 2025.
A 4-year average of 0.16 and a median of 0.12 in 2024 frame the typical range for Debt Ratio.
The sharpest annual moves came in 2022 and 2025: Debt Ratio grew 9.05% in 2022, then decreased 9.41% in 2025.
Over 4 years, Debt Ratio stood at 0.32 in 2021, then gained by 9.05% to 0.35 in 2022, then plunged by 64.18% to 0.13 in 2024, then dropped by 9.41% to 0.11 in 2025.
According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.12, and 0.12 for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Sunbelt Rentals Holdings	30.34 Bn	30.31 Bn	978.00 Mn	0.37
2	AerCap Holdings	25.16 Bn	25.16 Bn	-	0.60
3	Ryder System	9.39 Bn	9.39 Bn	1.45 Bn	0.46
4	Gatx	6.25 Bn	6.25 Bn	555.30 Mn	-
5	Avis Budget	5.18 Bn	4.62 Bn	-	0.19
6	Herc Holdings	5.08 Bn	5.04 Bn	713.00 Mn	0.58
7	EquipmentShare.com	4.46 Bn	4.02 Bn	411.00 Mn	0.51
8	WillScot Holdings	3.73 Bn	3.73 Bn	306.26 Mn	0.60
9	Mcgrath Rentcorp	2.76 Bn	2.76 Bn	107.91 Mn	0.24
10	U-Haul Holding	1.32 Bn	-2.36 Bn	-	0.11

Historic Data

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