United Bancorp (UBCP) Loans - Loss Allowance (2012 - 2025)

United Bancorp (UBCP) has 14 years of Loans - Loss Allowance data on file, last reported at $4.2 million in Q2 2025.

• On a quarterly basis, Loans - Loss Allowance rose 4.19% year-over-year to $4.2 million in Q2 2025; TTM through Jun 2025 was $4.2 million, a 4.19% increase from a year earlier, with the FY2022 full-year figure at $2.1 million, down 44.13% from the prior year.
• Loans - Loss Allowance for Q2 2025 stood at $4.2 million, up from $4.1 million in the prior quarter.
• Over the last five years, Loans - Loss Allowance for UBCP reached as high as $4.8 million in Q1 2021 and fell as low as $2.1 million in Q4 2022.
• Historically, Loans - Loss Allowance has averaged $3.8 million across 5 years, with a median of $4.1 million in 2025.
• Across the five-year window, Loans - Loss Allowance soared 77.51% in 2021 and plunged 44.13% in 2022, its largest moves.
• Year by year, Loans - Loss Allowance stood at $3.7 million in 2021, then slumped by 44.13% to $2.1 million in 2022, then jumped by 100.39% to $4.1 million in 2023, then slipped by 2.99% to $4.0 million in 2024, then advanced by 4.19% to $4.2 million in 2025.
• Per Business Quant data, the three most recent Loans - Loss Allowance figures were $4.2 million in Q2 2025, $4.1 million in Q1 2025, and $4.0 million in Q2 2024.