United Bancorp (UBCP) Loans - Loss Allowance (2012 - 2026)
United Bancorp (UBCP) posted quarterly Loans - Loss Allowance of $4.2 million for Q2 2025, up 4.19% year-over-year from $4.0 million in Q2 2024, and up 1.49% quarter-over-quarter from $4.1 million in Q1 2025.
United Bancorp (UBCP) Loans - Loss Allowance (2012 - 2026) Analysis & Trends
United Bancorp (UBCP) has reported Loans - Loss Allowance for 14 consecutive years, with $4.2 million the latest figure, recorded in Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 4.19% year-over-year to $4.2 million; the TTM figure through Jun 2025 stood at $4.2 million (up 4.19% YoY), while the FY2022 annual figure was $2.1 million, down 44.13% from the prior year.
- Loans - Loss Allowance improved to $4.2 million in Q2 2025 per UBCP's latest filing, from $4.1 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $4.8 million in Q1 2021 and bottomed at $2.1 million in Q4 2022.
- Historically, Loans - Loss Allowance has averaged $3.8 million across 5 years, with a median of $4.1 million in 2025.
- Annual changes were most pronounced in 2021 — Loans - Loss Allowance surged 77.51% — and 2022, when it slumped 44.13%.
- United Bancorp's Loans - Loss Allowance stood at $3.7 million in 2021, then slumped by 44.13% to $2.1 million in 2022, then surged by 100.39% to $4.1 million in 2023, then retreated by 2.99% to $4.0 million in 2024, then rose by 4.19% to $4.2 million in 2025.
- Business Quant data shows UBCP's Loans - Loss Allowance at $4.2 million in Q2 2025, $4.1 million in Q1 2025, and $4.0 million in Q2 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | United Bancorp | 88.10 Mn | 42.11 Mn | - | 4.36 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 4.36 Mn |
| Dec 31, 2025 | 4.26 Mn |
| Jun 30, 2025 | 4.16 Mn |
| Mar 31, 2025 | 4.10 Mn |
| Jun 30, 2024 | 3.99 Mn |
| Mar 31, 2024 | 3.87 Mn |
| Sep 30, 2023 | 4.11 Mn |
| Jun 30, 2023 | 4.28 Mn |
| Mar 31, 2023 | 4.45 Mn |
| Dec 31, 2022 | 2.05 Mn |
| Sep 30, 2022 | 2.62 Mn |
| Jun 30, 2022 | 2.65 Mn |
| Mar 31, 2022 | 3.17 Mn |
| Dec 31, 2021 | 3.67 Mn |
| Sep 30, 2021 | 4.12 Mn |
| Jun 30, 2021 | 4.54 Mn |
| Mar 31, 2021 | 4.81 Mn |
| Dec 31, 2020 | 5.11 Mn |
| Sep 30, 2020 | 5.23 Mn |
| Jun 30, 2020 | 4.02 Mn |