Trustco Bank Corp N Y (TRST) Loans - Loss Allowance (2010 - 2026)
Trustco Bank Corp N Y's (TRST) quarterly Loans - Loss Allowance came in at $54.1 million in Q2 2026, up 5.49% on a YoY basis from $51.3 million in Q2 2025, and up 2.05% quarter-over-quarter from $53.0 million in Q1 2026.
Analysis
Trustco Bank Corp N Y (TRST) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Trustco Bank Corp N Y (TRST) has reported Loans - Loss Allowance for 17 consecutive years, with $54.1 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Loans - Loss Allowance rose 5.49% year-over-year to $54.1 million; the trailing twelve-month figure through Jun 2026 stood at $54.1 million (up 5.49% YoY), and the FY2025 full-year result was $52.2 million, up 3.89% from the prior year.
- Loans - Loss Allowance improved to $54.1 million in Q2 2026 per TRST's latest filing, from $53.0 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $54.1 million in Q2 2026 and bottomed at $45.3 million in Q2 2022.
- Historically, Loans - Loss Allowance has averaged $49.1 million across 5 years, with a median of $49.5 million in 2024.
- The sharpest annual moves came in 2022 and 2024: Loans - Loss Allowance decreased 9.71% in 2022, then climbed 6.09% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $46.0 million in 2022, then advanced by 5.53% to $48.6 million in 2023, then climbed by 3.44% to $50.2 million in 2024, then climbed by 3.89% to $52.2 million in 2025, then gained by 3.6% to $54.1 million in 2026.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $54.1 million, $53.0 million, and $52.2 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.76 Bn | 4.26 Bn | - | - |
| 2 | Columbia Financial | 1.17 Bn | 883.50 Mn | - | 68.76 Mn |
| 3 | Capitol Federal Financial | 1.09 Bn | 953.32 Mn | - | - |
| 4 | Trustco Bank Corp N Y | 1.01 Bn | 303.62 Mn | - | 54.08 Mn |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 37.03 Mn |
| 6 | Kearny Financial | 618.92 Mn | 504.09 Mn | - | 45.50 Mn |
| 7 | Greene County Bancorp | 599.05 Mn | 216.18 Mn | - | 21.78 Mn |
| 8 | NorthEast Community Bancorp | 370.64 Mn | 269.90 Mn | - | 4.75 Mn |
| 9 | Western New England Bancorp | 270.02 Mn | 231.69 Mn | - | 20.19 Mn |
| 10 | FB Bancorp | 260.28 Mn | 215.07 Mn | - | 6.81 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.08 Mn |
| Mar 31, 2026 | 52.99 Mn |
| Dec 31, 2025 | 52.21 Mn |
| Sep 30, 2025 | 51.89 Mn |
| Jun 30, 2025 | 51.27 Mn |
| Mar 31, 2025 | 50.61 Mn |
| Dec 31, 2024 | 50.25 Mn |
| Sep 30, 2024 | 49.95 Mn |
| Jun 30, 2024 | 49.77 Mn |
| Mar 31, 2024 | 49.22 Mn |
| Dec 31, 2023 | 48.58 Mn |
| Sep 30, 2023 | 47.23 Mn |
| Jun 30, 2023 | 46.91 Mn |
| Mar 31, 2023 | 46.69 Mn |
| Dec 31, 2022 | 46.03 Mn |
| Sep 30, 2022 | 45.52 Mn |
| Jun 30, 2022 | 45.29 Mn |
| Mar 31, 2022 | 46.18 Mn |
| Dec 31, 2021 | 44.27 Mn |
| Sep 30, 2021 | 47.35 Mn |