Synchrony Financial (SYF) Long-Term Debt Issuances (2013 - 2026)
Synchrony Financial's (SYF) quarterly Long-Term Debt Issuances came in at $745.0 million in Q1 2026, down 6.41% on a YoY basis from $796.0 million in Q1 2025, and down 35.5% quarter-over-quarter from $1.2 billion in Q3 2025.
Analysis
Synchrony Financial (SYF) Long-Term Debt Issuances (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has reported Long-Term Debt Issuances for 14 consecutive years, with $745.0 million the latest figure, recorded in Q1 2026.
- For the quarter ending Q1 2026, Long-Term Debt Issuances fell 6.41% year-over-year to $745.0 million; the trailing twelve-month figure through Jun 2026 stood at $1.9 billion (down 20.77% YoY), and the FY2025 full-year result was $2.7 billion, up 43.24% from the prior year.
- Long-Term Debt Issuances retreated to $745.0 million in Q1 2026 per SYF's latest filing, from $1.2 billion in the prior quarter.
- Across five years, Long-Term Debt Issuances topped out at $1.5 billion in Q2 2022 and bottomed at $200.0 million in Q2 2024.
- Historically, Long-Term Debt Issuances has averaged $808.8 million across 5 years, with a median of $747.0 million in 2023.
- The sharpest annual moves came in 2022 and 2023: Long-Term Debt Issuances jumped 10663.64% in 2022, then slumped 85.03% in 2023.
- Over 5 years, Long-Term Debt Issuances stood at $1.2 billion in 2022, then slumped by 36.91% to $747.0 million in 2023, then rose by 20.88% to $903.0 million in 2024, then grew by 27.91% to $1.2 billion in 2025, then sank by 35.5% to $745.0 million in 2026.
- According to Business Quant data, Long-Term Debt Issuances over the past three periods registered $745.0 million, $1.2 billion, and $699.0 million for Q1 2026, Q3 2025, and Q2 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt Issuances (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 10.72 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 2.39 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | -204,000.00 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 234.67 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 719.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 1.72 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 745.00 Mn |
| Sep 30, 2025 | 1.16 Bn |
| Jun 30, 2025 | 699.00 Mn |
| Mar 31, 2025 | 796.00 Mn |
| Sep 30, 2024 | 903.00 Mn |
| Jun 30, 2024 | 200.00 Mn |
| Mar 31, 2024 | 747.00 Mn |
| Dec 31, 2023 | 747.00 Mn |
| Sep 30, 2023 | 590.00 Mn |
| Jun 30, 2023 | 217.00 Mn |
| Mar 31, 2023 | 740.00 Mn |
| Dec 31, 2022 | 1.18 Bn |
| Jun 30, 2022 | 1.45 Bn |
| Mar 31, 2022 | 1.15 Bn |
| Dec 31, 2021 | 11.00 Mn |
| Sep 30, 2021 | 1.00 Bn |
| Jun 30, 2021 | 1.01 Bn |
| Mar 31, 2021 | 868.00 Mn |
| Dec 31, 2020 | 1.00 Mn |
| Sep 30, 2020 | 476.00 Mn |