Synchrony Financial (SYF) Long-Term Debt Issuances (2013 - 2026)
Synchrony Financial's (SYF) quarterly Long-Term Debt Issuances came in at $745.0 million in Q1 2026, down 6.41% YoY from $796.0 million in Q1 2025, and down 35.5% on a QoQ basis from $1.2 billion in Q3 2025.
Analysis
Synchrony Financial (SYF) Long-Term Debt Issuances (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF) has 14 years of Long-Term Debt Issuances data on file, last reported at $745.0 million in Q1 2026.
- Quarterly Long-Term Debt Issuances fell 6.41% year-over-year to $745.0 million in Q1 2026, while the trailing twelve-month figure through Jun 2026 was $1.9 billion (down 20.77% YoY) and the FY2025 annual result came in at $2.7 billion, up 43.24% from the prior year.
- Long-Term Debt Issuances eased to $745.0 million in Q1 2026, from $1.2 billion in the prior quarter.
- In the past five years, Long-Term Debt Issuances ranged from a high of $1.5 billion in Q2 2022 to a low of $200.0 million in Q2 2024.
- A 5-year average of $789.2 million and a median of $747.0 million in 2023 frame the typical range for Long-Term Debt Issuances.
- Annual changes were most pronounced in 2022 — Long-Term Debt Issuances plunged 43.67% — and 2025, when it soared 249.5%.
- Tracing SYF's Long-Term Debt Issuances over 5 years: stood at $485.0 million in 2022, then surged by 54.02% to $747.0 million in 2023, then grew by 20.88% to $903.0 million in 2024, then advanced by 27.91% to $1.2 billion in 2025, then tumbled by 35.5% to $745.0 million in 2026.
- The last three Long-Term Debt Issuances figures came in at $745.0 million (Q1 2026), $1.2 billion (Q3 2025), and $699.0 million (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Issuance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 5.60 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 2.61 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 5.87 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 2.58 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 10.72 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | - |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.49 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 550.00 Mn |
| 10 | FirstCash Holdings | 9.51 Bn | 9.34 Bn | 533.67 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 745.00 Mn |
| Mar 31, 2026 | 745.00 Mn |
| Sep 30, 2025 | 1.16 Bn |
| Sep 30, 2025 | 1.16 Bn |
| Jun 30, 2025 | 699.00 Mn |
| Jun 30, 2025 | 699.00 Mn |
| Mar 31, 2025 | 796.00 Mn |
| Mar 31, 2025 | 796.00 Mn |
| Sep 30, 2024 | 903.00 Mn |
| Sep 30, 2024 | 903.00 Mn |
| Jun 30, 2024 | 200.00 Mn |
| Jun 30, 2024 | 200.00 Mn |
| Mar 31, 2024 | 747.00 Mn |
| Mar 31, 2024 | 747.00 Mn |
| Dec 31, 2023 | 747.00 Mn |
| Dec 31, 2023 | 747.00 Mn |
| Sep 30, 2023 | 590.00 Mn |
| Sep 30, 2023 | 590.00 Mn |
| Jun 30, 2023 | 217.00 Mn |
| Jun 30, 2023 | 217.00 Mn |