Synchrony Financial (SYF-PB) EBT (2013 - 2026)
Synchrony Financial (SYF-PB) posted EBT of $1.0 billion for Q1 2026, up 9.98% quarter-over-quarter from $952.0 million in Q4 2025, and up 6.4% year-on-year from $984.0 million in Q1 2025.
Synchrony Financial (SYF-PB) EBT (2013 - 2026) Analysis & Trends
Synchrony Financial (SYF-PB) has reported EBT for 14 consecutive years, with $1.0 billion the latest figure, recorded in Q1 2026.
- EBT for Q1 2026 came in at $1.0 billion, up 6.4% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.7 billion (up 22.33% YoY), and the FY2025 annual result was $4.6 billion, up 1.49% from the prior year.
- EBT was $1.0 billion for Q1 2026 at Synchrony Financial, up from $952.0 million in the prior quarter.
- Over five years, EBT peaked at $1.7 billion in Q1 2024 and troughed at $539.0 million in Q4 2023.
- Average EBT over 5 years is $1.0 billion, with a median of $973.0 million recorded in 2024.
- Year-over-year, EBT soared 116.2% in 2024 and slumped 42.39% in 2025.
- Over 5 years, EBT stood at $741.0 million in 2022, then decreased by 27.26% to $539.0 million in 2023, then jumped by 80.52% to $973.0 million in 2024, then declined by 2.16% to $952.0 million in 2025, then gained by 9.98% to $1.0 billion in 2026.
- Per Business Quant data, the three most recent EBT figures were $1.0 billion in Q1 2026, $952.0 million in Q4 2025, and $1.4 billion in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Synchrony Financial | - | - | - | 1.05 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.05 Bn |
| Dec 31, 2025 | 952.00 Mn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | 984.00 Mn |
| Dec 31, 2024 | 973.00 Mn |
| Sep 30, 2024 | 1.03 Bn |
| Jun 30, 2024 | 844.00 Mn |
| Mar 31, 2024 | 1.71 Bn |
| Dec 31, 2023 | 539.00 Mn |
| Sep 30, 2023 | 833.00 Mn |
| Jun 30, 2023 | 742.00 Mn |
| Mar 31, 2023 | 790.00 Mn |
| Dec 31, 2022 | 741.00 Mn |
| Sep 30, 2022 | 922.00 Mn |
| Jun 30, 2022 | 1.07 Bn |
| Mar 31, 2022 | 1.23 Bn |
| Dec 31, 2021 | 1.05 Bn |
| Sep 30, 2021 | 1.50 Bn |
| Jun 30, 2021 | 1.64 Bn |