Synchrony Financial (SYF-PB) EBT (2013 - 2026)
Synchrony Financial (SYF-PB) reported EBT of $1.0 billion for Q1 2026, up 6.4% on a YoY basis from $984.0 million in Q1 2025, and up 9.98% quarter-over-quarter from $952.0 million in Q4 2025.
Synchrony Financial (SYF-PB) EBT (2013 - 2026) Analysis & Trends
Synchrony Financial has reported EBT for 14 years, with the latest figure at $1.0 billion in Q1 2026.
- For the quarter ending Q1 2026, EBT rose 6.4% year-over-year to $1.0 billion; the trailing twelve-month figure through Mar 2026 stood at $4.7 billion (up 22.33% YoY), and the FY2025 full-year result was $4.6 billion, up 1.49% from the prior year.
- EBT for Q1 2026 stood at $1.0 billion, up from $952.0 million in the prior quarter.
- The five-year high for EBT was $1.7 billion in Q1 2024, with the low at $539.0 million in Q4 2023.
- Historically, EBT has averaged $1.0 billion across 5 years, with a median of $973.0 million in 2024.
- Annual changes were most pronounced in 2024 — EBT jumped 116.2% — and 2025, when it plunged 42.39%.
- Synchrony Financial's EBT stood at $741.0 million in 2022, then declined by 27.26% to $539.0 million in 2023, then jumped by 80.52% to $973.0 million in 2024, then decreased by 2.16% to $952.0 million in 2025, then grew by 9.98% to $1.0 billion in 2026.
- The last three EBT figures came in at $1.0 billion (Q1 2026), $952.0 million (Q4 2025), and $1.4 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.17 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.81 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Synchrony Financial | - | - | - | 1.05 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.05 Bn |
| Dec 31, 2025 | 952.00 Mn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | 984.00 Mn |
| Dec 31, 2024 | 973.00 Mn |
| Sep 30, 2024 | 1.03 Bn |
| Jun 30, 2024 | 844.00 Mn |
| Mar 31, 2024 | 1.71 Bn |
| Dec 31, 2023 | 539.00 Mn |
| Sep 30, 2023 | 833.00 Mn |
| Jun 30, 2023 | 742.00 Mn |
| Mar 31, 2023 | 790.00 Mn |
| Dec 31, 2022 | 741.00 Mn |
| Sep 30, 2022 | 922.00 Mn |
| Jun 30, 2022 | 1.07 Bn |
| Mar 31, 2022 | 1.23 Bn |
| Dec 31, 2021 | 1.05 Bn |
| Sep 30, 2021 | 1.50 Bn |
| Jun 30, 2021 | 1.64 Bn |