Synchrony Financial (SYF-PB) EBT (2013 - 2026)

Synchrony Financial (SYF-PB) posted EBT of $1.0 billion for Q1 2026, up 9.98% quarter-over-quarter from $952.0 million in Q4 2025, and up 6.4% year-on-year from $984.0 million in Q1 2025.

Synchrony Financial (SYF-PB) EBT (2013 - 2026) Analysis & Trends

Synchrony Financial (SYF-PB) has reported EBT for 14 consecutive years, with $1.0 billion the latest figure, recorded in Q1 2026.

  • EBT for Q1 2026 came in at $1.0 billion, up 6.4% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.7 billion (up 22.33% YoY), and the FY2025 annual result was $4.6 billion, up 1.49% from the prior year.
  • EBT was $1.0 billion for Q1 2026 at Synchrony Financial, up from $952.0 million in the prior quarter.
  • Over five years, EBT peaked at $1.7 billion in Q1 2024 and troughed at $539.0 million in Q4 2023.
  • Average EBT over 5 years is $1.0 billion, with a median of $973.0 million recorded in 2024.
  • Year-over-year, EBT soared 116.2% in 2024 and slumped 42.39% in 2025.
  • Over 5 years, EBT stood at $741.0 million in 2022, then decreased by 27.26% to $539.0 million in 2023, then jumped by 80.52% to $973.0 million in 2024, then declined by 2.16% to $952.0 million in 2025, then gained by 9.98% to $1.0 billion in 2026.
  • Per Business Quant data, the three most recent EBT figures were $1.0 billion in Q1 2026, $952.0 million in Q4 2025, and $1.4 billion in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Synchrony Financial - - - 1.05 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.05 Bn
Dec 31, 2025 952.00 Mn
Sep 30, 2025 1.43 Bn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 984.00 Mn
Dec 31, 2024 973.00 Mn
Sep 30, 2024 1.03 Bn
Jun 30, 2024 844.00 Mn
Mar 31, 2024 1.71 Bn
Dec 31, 2023 539.00 Mn
Sep 30, 2023 833.00 Mn
Jun 30, 2023 742.00 Mn
Mar 31, 2023 790.00 Mn
Dec 31, 2022 741.00 Mn
Sep 30, 2022 922.00 Mn
Jun 30, 2022 1.07 Bn
Mar 31, 2022 1.23 Bn
Dec 31, 2021 1.05 Bn
Sep 30, 2021 1.50 Bn
Jun 30, 2021 1.64 Bn