Synchrony Financial (SYF-PB) EBITDA (2013 - 2026)
Synchrony Financial (SYF-PB) reported EBITDA of $2.0 billion for Q1 2026, down 2.66% on a YoY basis from $2.1 billion in Q1 2025, and up 4.68% quarter-over-quarter from $1.9 billion in Q4 2025.
Synchrony Financial (SYF-PB) EBITDA (2013 - 2026) Analysis & Trends
Synchrony Financial has reported EBITDA for 14 years, with the latest figure at $2.0 billion in Q1 2026.
- For the quarter ending Q1 2026, EBITDA fell 2.66% year-over-year to $2.0 billion; the trailing twelve-month figure through Mar 2026 stood at $8.7 billion (up 3.76% YoY), and the FY2025 full-year result was $8.8 billion, down 4.69% from the prior year.
- EBITDA for Q1 2026 stood at $2.0 billion, up from $1.9 billion in the prior quarter.
- The five-year high for EBITDA was $2.9 billion in Q1 2024, with the low at $891.0 million in Q1 2023.
- Historically, EBITDA has averaged $1.8 billion across 5 years, with a median of $2.0 billion in 2026.
- Annual changes were most pronounced in 2022 — EBITDA plunged 42.41% — and 2024, when it surged 222.22%.
- Synchrony Financial's EBITDA stood at $2.0 billion in 2022, then fell by 20.37% to $1.6 billion in 2023, then gained by 28.91% to $2.1 billion in 2024, then declined by 7.94% to $1.9 billion in 2025, then climbed by 4.68% to $2.0 billion in 2026.
- The last three EBITDA figures came in at $2.0 billion (Q1 2026), $1.9 billion (Q4 2025), and $2.4 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 7.23 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 4.91 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 96.25 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 153.01 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 332.00 Mn |
| 10 | Synchrony Financial | - | - | - | 2.02 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.02 Bn |
| Dec 31, 2025 | 1.93 Bn |
| Sep 30, 2025 | 2.44 Bn |
| Jun 30, 2025 | 2.32 Bn |
| Mar 31, 2025 | 2.07 Bn |
| Dec 31, 2024 | 2.09 Bn |
| Sep 30, 2024 | 2.20 Bn |
| Jun 30, 2024 | 2.02 Bn |
| Mar 31, 2024 | 2.87 Bn |
| Dec 31, 2023 | 1.62 Bn |
| Sep 30, 2023 | 1.83 Bn |
| Jun 30, 2023 | 1.64 Bn |
| Mar 31, 2023 | 891.00 Mn |
| Dec 31, 2022 | 2.04 Bn |
| Sep 30, 2022 | 1.00 Bn |
| Jun 30, 2022 | 1.14 Bn |
| Mar 31, 2022 | 1.31 Bn |
| Dec 31, 2021 | 1.12 Bn |
| Sep 30, 2021 | 1.74 Bn |
| Jun 30, 2021 | 1.72 Bn |