Synchrony Financial (SYF-PA) Equity Ratio (2013 - 2026)
Synchrony Financial (SYF-PA) reported Equity Ratio of 0.14 for Q1 2026, little changed on a YoY basis from 0.14 in Q1 2025, and down 3.67% quarter-over-quarter from 0.14 in Q4 2025.
Synchrony Financial (SYF-PA) Equity Ratio (2013 - 2026) Analysis & Trends
Synchrony Financial has reported Equity Ratio for 14 years, with the latest figure at 0.14 in Q1 2026.
- For the quarter ending Q1 2026, Equity Ratio changed 0.2% year-over-year to 0.14; the trailing twelve-month figure through Mar 2026 stood at 0.14 (changed 0.2% YoY), and the FY2025 full-year result was 0.14, up 1.43% from the prior year.
- Equity Ratio for Q1 2026 stood at 0.14, down from 0.14 in the prior quarter.
- The five-year high for Equity Ratio was 0.15 in Q3 2025, with the low at 0.12 in Q4 2023.
- Historically, Equity Ratio has averaged 0.13 across 5 years, with a median of 0.13 in 2024.
- Annual changes were most pronounced in 2022 — Equity Ratio retreated 14.81% — and 2024, when it climbed 17.27%.
- Synchrony Financial's Equity Ratio stood at 0.12 in 2022, then decreased by 3.87% to 0.12 in 2023, then advanced by 17.27% to 0.14 in 2024, then rose by 1.43% to 0.14 in 2025, then dropped by 3.67% to 0.14 in 2026.
- The last three Equity Ratio figures came in at 0.14 (Q1 2026), 0.14 (Q4 2025), and 0.15 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Equity Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 0.38 |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 0.13 |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 0.11 |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 0.16 |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 0.25 |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 0.14 |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 0.29 |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 0.20 |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 0.08 |
| 10 | Synchrony Financial | - | - | - | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.15 |
| Jun 30, 2025 | 0.14 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.14 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.12 |
| Jun 30, 2023 | 0.12 |
| Mar 31, 2023 | 0.12 |
| Dec 31, 2022 | 0.12 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.14 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | 0.15 |
| Jun 30, 2021 | 0.15 |