South Plains Financial (SPFI) Loans - Loss Allowance (2018 - 2026)
South Plains Financial (SPFI) recorded Loans - Loss Allowance of $52.77 million in Q3 2026, up 19.6% from $44.13 million a year earlier but down 0.6% from the prior quarter.
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Analysis
South Plains Financial (SPFI) Loans - Loss Allowance (2018 - 2026) Analysis & Trends
At the end of FY2025, South Plains Financial reported Loans - Loss Allowance of $45.13 million, up 4.4% from FY2024.
- Annual Loans - Loss Allowance has increased for three straight years, though with a five-year compound annual growth rate of -0.2% (FY2020 to FY2025).
- Across earlier years, Loans - Loss Allowance came in at $43.24 million in FY2024 (+2.1%), $42.36 million in FY2023 (+7.8%), $39.29 million in FY2022 (-6.7%) and $42.1 million in FY2021 (-7.6%).
- Quarterly Loans - Loss Allowance has ranged from $39.29 million in Q4 2022 to $53.08 million in Q2 2026 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance has increased for 14 consecutive quarters, with growth averaging 7.2% over the last eight quarters.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 19.6% in Q3 2026, against a decline of 11.9% in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $53.08 million (Q2 2026), $44.82 million (Q1 2026) and $45.13 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | - |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | 7.72 Bn |
| 10 | South Plains Financial | 809.93 Mn | -2.03 Bn | - | 52.77 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 52.77 Mn |
| Jun 30, 2026 | 53.08 Mn |
| Mar 31, 2026 | 44.82 Mn |
| Dec 31, 2025 | 45.13 Mn |
| Sep 30, 2025 | 44.13 Mn |
| Jun 30, 2025 | 45.01 Mn |
| Mar 31, 2025 | 42.97 Mn |
| Dec 31, 2024 | 43.24 Mn |
| Sep 30, 2024 | 42.89 Mn |
| Jun 30, 2024 | 43.17 Mn |
| Mar 31, 2024 | 42.17 Mn |
| Dec 31, 2023 | 42.36 Mn |
| Sep 30, 2023 | 42.08 Mn |
| Jun 30, 2023 | 43.14 Mn |
| Mar 31, 2023 | 39.56 Mn |
| Dec 31, 2022 | 39.29 Mn |
| Sep 30, 2022 | 39.66 Mn |
| Jun 30, 2022 | 39.79 Mn |
| Mar 31, 2022 | 39.65 Mn |
| Dec 31, 2021 | 42.10 Mn |
API Access
South Plains Financial Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SPFI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "SPFI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SPFI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();