South Plains Financial (SPFI) Loans - Loss Allowance (2018 - 2026)
South Plains Financial's (SPFI) quarterly Loans - Loss Allowance came in at $44.8 million in Q1 2026, up 4.31% year-on-year from $43.0 million in Q1 2025, and down 0.68% quarter-over-quarter from $45.1 million in Q4 2025.
South Plains Financial (SPFI) Loans - Loss Allowance (2018 - 2026) Analysis & Trends
South Plains Financial's Loans - Loss Allowance history runs 9 years deep, the most recent figure standing at $44.8 million for Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 4.31% year-over-year to $44.8 million in Q1 2026; TTM through Mar 2026 was $44.8 million, a 4.31% increase from a year earlier, with the FY2025 full-year figure at $45.1 million, up 4.38% from the prior year.
- Loans - Loss Allowance eased to $44.8 million in Q1 2026 per SPFI's latest filing, from $45.1 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $45.1 million in Q4 2025 and bottomed at $39.3 million in Q4 2022.
- The 5-year median for Loans - Loss Allowance is $42.9 million (2024), against an average of $42.3 million.
- Across the five-year window, Loans - Loss Allowance slipped 11.93% in 2022 and advanced 8.43% in 2023, its largest moves.
- Year by year, Loans - Loss Allowance stood at $39.3 million in 2022, then increased by 7.81% to $42.4 million in 2023, then gained by 2.08% to $43.2 million in 2024, then advanced by 4.38% to $45.1 million in 2025, then slipped by 0.68% to $44.8 million in 2026.
- Per Business Quant, the three latest SPFI Loans - Loss Allowance figures stand at $44.8 million (Q1 2026), $45.1 million (Q4 2025), and $44.1 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | South Plains Financial | 722.10 Mn | -49.89 Mn | - | 44.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.82 Mn |
| Dec 31, 2025 | 45.13 Mn |
| Sep 30, 2025 | 44.10 Mn |
| Jun 30, 2025 | 45.01 Mn |
| Mar 31, 2025 | 42.97 Mn |
| Dec 31, 2024 | 43.24 Mn |
| Sep 30, 2024 | 42.89 Mn |
| Jun 30, 2024 | 43.17 Mn |
| Mar 31, 2024 | 42.17 Mn |
| Dec 31, 2023 | 42.36 Mn |
| Sep 30, 2023 | 42.08 Mn |
| Jun 30, 2023 | 43.14 Mn |
| Mar 31, 2023 | 39.56 Mn |
| Dec 31, 2022 | 39.29 Mn |
| Sep 30, 2022 | 39.66 Mn |
| Jun 30, 2022 | 39.79 Mn |
| Mar 31, 2022 | 39.65 Mn |
| Dec 31, 2021 | 42.10 Mn |
| Sep 30, 2021 | 42.77 Mn |
| Jun 30, 2021 | 42.96 Mn |