Santander Holdings USA, Inc. (SNUS-PH) Loans - Loss Allowance (2010 - 2026)
Santander Holdings USA (SNUS-PH) reported Loans - Loss Allowance of $5.82 billion for Q2 2026, down 8.5% from $6.36 billion a year earlier and down 2.3% from the prior quarter.
Santander Holdings USA, Inc. (SNUS-PH) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Santander Holdings USA posted Loans - Loss Allowance of $6 billion, down 8.6% from FY2024.
- Loans - Loss Allowance has a five-year compound annual growth rate of -3.9% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $6.56 billion in FY2024 (-5.3%), $6.93 billion in FY2023 (+2.2%), $6.78 billion in FY2022 (+4.9%) and $6.46 billion in FY2021 (-12.0%).
- The Q2 2026 figure ranks as the lowest quarterly Loans - Loss Allowance since Q4 2019.
- Year over year, Loans - Loss Allowance has now declined in each of the last ten quarters, with an average decline of 6.5% over the last eight quarters.
- The high point for year-over-year Loans - Loss Allowance in five years was Q1 2023 (growth of 8.0%); the low point was Q4 2021 (a decline of 12.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $5.95 billion (Q1 2026), $6 billion (Q4 2025) and $6.15 billion (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.82 Bn |
| Mar 31, 2026 | 5.95 Bn |
| Dec 31, 2025 | 6.00 Bn |
| Sep 30, 2025 | 6.15 Bn |
| Jun 30, 2025 | 6.36 Bn |
| Mar 31, 2025 | 6.43 Bn |
| Dec 31, 2024 | 6.56 Bn |
| Sep 30, 2024 | 6.56 Bn |
| Jun 30, 2024 | 6.72 Bn |
| Mar 31, 2024 | 6.74 Bn |
| Dec 31, 2023 | 6.93 Bn |
| Sep 30, 2023 | 6.98 Bn |
| Jun 30, 2023 | 6.73 Bn |
| Mar 31, 2023 | 6.92 Bn |
| Dec 31, 2022 | 6.78 Bn |
| Sep 30, 2022 | 6.68 Bn |
| Jun 30, 2022 | 6.56 Bn |
| Mar 31, 2022 | 6.41 Bn |
| Dec 31, 2021 | 6.46 Bn |
| Sep 30, 2021 | 6.72 Bn |
Santander Holdings USA, Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SNUS-PH&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "SNUS-PH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SNUS-PH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();