Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026)
Smartfinancial (SMBK) recorded quarterly Loans - Loss Allowance of $43.9 million in Q1 2026, up 7.46% quarter-over-quarter from $40.9 million in Q4 2025, and up 15.13% on a YoY basis from $38.2 million in Q1 2025.
Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Smartfinancial's Loans - Loss Allowance history runs 13 years deep, the most recent figure standing at $43.9 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 15.13% year-over-year to $43.9 million; the TTM figure through Mar 2026 stood at $43.9 million (up 15.13% YoY), while the FY2025 annual figure was $40.9 million, up 9.29% from the prior year.
- Loans - Loss Allowance was $43.9 million for Q1 2026 at Smartfinancial, up from $40.9 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $43.9 million in Q1 2026 to a low of $20.1 million in Q1 2022.
- Historically, Loans - Loss Allowance has averaged $33.3 million across 5 years, with a median of $34.7 million in 2024.
- The sharpest annual moves came in 2023 and 2024: Loans - Loss Allowance surged 60.77% in 2023, then grew 5.71% in 2024.
- A 5-year view of Loans - Loss Allowance shows it stood at $23.3 million in 2022, then jumped by 50.28% to $35.1 million in 2023, then climbed by 6.72% to $37.4 million in 2024, then rose by 9.29% to $40.9 million in 2025, then climbed by 7.46% to $43.9 million in 2026.
- The last three Loans - Loss Allowance figures came in at $43.9 million (Q1 2026), $40.9 million (Q4 2025), and $39.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | - |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 10.35 Mn |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 12.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -819.67 Mn |
| 10 | Smartfinancial | 749.73 Mn | 303.78 Mn | - | 43.95 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.95 Mn |
| Dec 31, 2025 | 40.90 Mn |
| Sep 30, 2025 | 39.07 Mn |
| Jun 30, 2025 | 39.78 Mn |
| Mar 31, 2025 | 38.18 Mn |
| Dec 31, 2024 | 37.42 Mn |
| Sep 30, 2024 | 35.61 Mn |
| Jun 30, 2024 | 34.69 Mn |
| Mar 31, 2024 | 34.20 Mn |
| Dec 31, 2023 | 35.07 Mn |
| Sep 30, 2023 | 33.69 Mn |
| Jun 30, 2023 | 32.75 Mn |
| Mar 31, 2023 | 32.28 Mn |
| Dec 31, 2022 | 23.33 Mn |
| Sep 30, 2022 | 22.80 Mn |
| Jun 30, 2022 | 21.94 Mn |
| Mar 31, 2022 | 20.08 Mn |
| Dec 31, 2021 | 19.35 Mn |
| Sep 30, 2021 | 19.30 Mn |
| Jun 30, 2021 | 18.31 Mn |