Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026)
Smartfinancial (SMBK) posted Loans - Loss Allowance of $45.3 million for Q2 2026, up 3.07% on a QoQ basis from $43.9 million in Q1 2026, and up 13.89% year-over-year from $39.8 million in Q2 2025.
Analysis
Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Smartfinancial has reported Loans - Loss Allowance for 13 years, with the latest figure at $45.3 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance rose 13.89% year-over-year to $45.3 million in Q2 2026; TTM through Jun 2026 was $45.3 million, a 13.89% increase from a year earlier, with the FY2025 full-year figure at $40.9 million, up 9.31% from the prior year.
- Loans - Loss Allowance was $45.3 million for Q2 2026 at Smartfinancial, up from $43.9 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $45.3 million in Q2 2026, with the low at $20.1 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $33.9 million, with a median of $34.9 million recorded in 2023.
- The sharpest annual moves came in 2023 and 2024: Loans - Loss Allowance soared 60.77% in 2023, then increased 5.71% in 2024.
- Over 5 years, Loans - Loss Allowance stood at $23.3 million in 2022, then surged by 50.28% to $35.1 million in 2023, then grew by 6.72% to $37.4 million in 2024, then advanced by 9.31% to $40.9 million in 2025, then gained by 10.74% to $45.3 million in 2026.
- The last three Loans - Loss Allowance figures came in at $45.3 million (Q2 2026), $43.9 million (Q1 2026), and $40.9 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.48 Bn |
| 10 | Smartfinancial | 886.73 Mn | 400.30 Mn | - | 45.30 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.30 Mn |
| Mar 31, 2026 | 43.95 Mn |
| Dec 31, 2025 | 40.91 Mn |
| Sep 30, 2025 | 39.10 Mn |
| Jun 30, 2025 | 39.78 Mn |
| Mar 31, 2025 | 38.18 Mn |
| Dec 31, 2024 | 37.42 Mn |
| Sep 30, 2024 | 35.61 Mn |
| Jun 30, 2024 | 34.69 Mn |
| Mar 31, 2024 | 34.20 Mn |
| Dec 31, 2023 | 35.07 Mn |
| Sep 30, 2023 | 33.69 Mn |
| Jun 30, 2023 | 32.75 Mn |
| Mar 31, 2023 | 32.28 Mn |
| Dec 31, 2022 | 23.33 Mn |
| Sep 30, 2022 | 22.80 Mn |
| Jun 30, 2022 | 21.94 Mn |
| Mar 31, 2022 | 20.08 Mn |
| Dec 31, 2021 | 19.35 Mn |
| Sep 30, 2021 | 19.30 Mn |