Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026)

Smartfinancial (SMBK) recorded quarterly Loans - Loss Allowance of $43.9 million in Q1 2026, up 7.46% quarter-over-quarter from $40.9 million in Q4 2025, and up 15.13% on a YoY basis from $38.2 million in Q1 2025.

Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026) Analysis & Trends

Smartfinancial's Loans - Loss Allowance history runs 13 years deep, the most recent figure standing at $43.9 million for Q1 2026.

  • In Q1 2026, Loans - Loss Allowance rose 15.13% year-over-year to $43.9 million; the TTM figure through Mar 2026 stood at $43.9 million (up 15.13% YoY), while the FY2025 annual figure was $40.9 million, up 9.29% from the prior year.
  • Loans - Loss Allowance was $43.9 million for Q1 2026 at Smartfinancial, up from $40.9 million in the prior quarter.
  • In the past five years, Loans - Loss Allowance ranged from a high of $43.9 million in Q1 2026 to a low of $20.1 million in Q1 2022.
  • Historically, Loans - Loss Allowance has averaged $33.3 million across 5 years, with a median of $34.7 million in 2024.
  • The sharpest annual moves came in 2023 and 2024: Loans - Loss Allowance surged 60.77% in 2023, then grew 5.71% in 2024.
  • A 5-year view of Loans - Loss Allowance shows it stood at $23.3 million in 2022, then jumped by 50.28% to $35.1 million in 2023, then climbed by 6.72% to $37.4 million in 2024, then rose by 9.29% to $40.9 million in 2025, then climbed by 7.46% to $43.9 million in 2026.
  • The last three Loans - Loss Allowance figures came in at $43.9 million (Q1 2026), $40.9 million (Q4 2025), and $39.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 10.35 Mn
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 12.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -819.67 Mn
10 Smartfinancial 749.73 Mn 303.78 Mn - 43.95 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 43.95 Mn
Dec 31, 2025 40.90 Mn
Sep 30, 2025 39.07 Mn
Jun 30, 2025 39.78 Mn
Mar 31, 2025 38.18 Mn
Dec 31, 2024 37.42 Mn
Sep 30, 2024 35.61 Mn
Jun 30, 2024 34.69 Mn
Mar 31, 2024 34.20 Mn
Dec 31, 2023 35.07 Mn
Sep 30, 2023 33.69 Mn
Jun 30, 2023 32.75 Mn
Mar 31, 2023 32.28 Mn
Dec 31, 2022 23.33 Mn
Sep 30, 2022 22.80 Mn
Jun 30, 2022 21.94 Mn
Mar 31, 2022 20.08 Mn
Dec 31, 2021 19.35 Mn
Sep 30, 2021 19.30 Mn
Jun 30, 2021 18.31 Mn