Smartfinancial Inc. (SMBK) Loans - Loss Allowance (2010 - 2026)
Smartfinancial's Loans - Loss Allowance was $45.3 million in Q2 2026, up 13.9% from $39.78 million a year earlier and up 3.1% from the prior quarter.
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Analysis
Smartfinancial Inc. (SMBK) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, Loans - Loss Allowance at Smartfinancial came in at $40.91 million, up 9.3% from FY2024.
- Loans - Loss Allowance has now increased for eight consecutive years, with a five-year compound annual growth rate of 17.4% (FY2020 to FY2025).
- In earlier years, Loans - Loss Allowance was $37.42 million in FY2024 (+6.7%), $35.07 million in FY2023 (+50.3%), $23.33 million in FY2022 (+20.6%) and $19.35 million in FY2021 (+5.5%).
- The Q2 2026 figure marks the highest quarterly Loans - Loss Allowance in data going back to Q4 2010.
- Compared with a year earlier, Loans - Loss Allowance has increased for 27 straight quarters, with growth averaging 10.9% over the last eight quarters.
- Over the past five years, the year-over-year growth in Loans - Loss Allowance ranged from 2.6% (Q3 2021) to 60.8% (Q1 2023).
- Per Business Quant data, SMBK's Loans - Loss Allowance in the three quarters before Q2 2026 was $43.95 million (Q1 2026), $40.91 million (Q4 2025) and $39.1 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.30 Mn |
| Mar 31, 2026 | 43.95 Mn |
| Dec 31, 2025 | 40.91 Mn |
| Sep 30, 2025 | 39.10 Mn |
| Jun 30, 2025 | 39.78 Mn |
| Mar 31, 2025 | 38.18 Mn |
| Dec 31, 2024 | 37.42 Mn |
| Sep 30, 2024 | 35.61 Mn |
| Jun 30, 2024 | 34.69 Mn |
| Mar 31, 2024 | 34.20 Mn |
| Dec 31, 2023 | 35.07 Mn |
| Sep 30, 2023 | 33.69 Mn |
| Jun 30, 2023 | 32.75 Mn |
| Mar 31, 2023 | 32.28 Mn |
| Dec 31, 2022 | 23.33 Mn |
| Sep 30, 2022 | 22.80 Mn |
| Jun 30, 2022 | 21.94 Mn |
| Mar 31, 2022 | 20.08 Mn |
| Dec 31, 2021 | 19.35 Mn |
| Sep 30, 2021 | 19.30 Mn |
API Access
Smartfinancial Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SMBK&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "SMBK", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SMBK&period=max&api_key=YOUR_API_KEY");
const data = await res.json();