Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026)
Smartfinancial's (SMBK) quarterly Loans - Loss Allowance came in at $43.9 million in Q1 2026, up 15.13% year-on-year from $38.2 million in Q1 2025, and up 7.44% quarter-over-quarter from $40.9 million in Q4 2025.
Smartfinancial (SMBK) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Smartfinancial's Loans - Loss Allowance history runs 13 years deep, the most recent figure standing at $43.9 million for Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 15.13% year-over-year to $43.9 million in Q1 2026; TTM through Mar 2026 was $43.9 million, a 15.13% increase from a year earlier, with the FY2025 full-year figure at $40.9 million, up 9.31% from the prior year.
- Loans - Loss Allowance grew to $43.9 million in Q1 2026 per SMBK's latest filing, from $40.9 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $43.9 million in Q1 2026 and bottomed at $20.1 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $34.7 million (2024), against an average of $33.3 million.
- Across the five-year window, Loans - Loss Allowance jumped 60.77% in 2023 and rose 5.71% in 2024, its largest moves.
- Year by year, Loans - Loss Allowance stood at $23.3 million in 2022, then jumped by 50.28% to $35.1 million in 2023, then climbed by 6.72% to $37.4 million in 2024, then gained by 9.31% to $40.9 million in 2025, then advanced by 7.44% to $43.9 million in 2026.
- Per Business Quant, the three latest SMBK Loans - Loss Allowance figures stand at $43.9 million (Q1 2026), $40.9 million (Q4 2025), and $39.1 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Smartfinancial | 838.51 Mn | 384.45 Mn | - | 43.95 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.95 Mn |
| Dec 31, 2025 | 40.91 Mn |
| Sep 30, 2025 | 39.10 Mn |
| Jun 30, 2025 | 39.78 Mn |
| Mar 31, 2025 | 38.18 Mn |
| Dec 31, 2024 | 37.42 Mn |
| Sep 30, 2024 | 35.61 Mn |
| Jun 30, 2024 | 34.69 Mn |
| Mar 31, 2024 | 34.20 Mn |
| Dec 31, 2023 | 35.07 Mn |
| Sep 30, 2023 | 33.69 Mn |
| Jun 30, 2023 | 32.75 Mn |
| Mar 31, 2023 | 32.28 Mn |
| Dec 31, 2022 | 23.33 Mn |
| Sep 30, 2022 | 22.77 Mn |
| Jun 30, 2022 | 21.94 Mn |
| Mar 31, 2022 | 20.08 Mn |
| Dec 31, 2021 | 19.35 Mn |
| Sep 30, 2021 | 19.30 Mn |
| Jun 30, 2021 | 18.31 Mn |