Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026)
Southern Missouri Bancorp's (SMBC) quarterly Loans - Loss Allowance came in at $55.9 million in Q1 2026, up 1.81% YoY from $54.9 million in Q1 2025, and up 2.7% on a QoQ basis from $54.5 million in Q4 2025.
Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Southern Missouri Bancorp (SMBC) has 8 years of Loans - Loss Allowance data on file, last reported at $55.9 million in Q1 2026.
- Quarterly Loans - Loss Allowance rose 1.81% year-over-year to $55.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $55.9 million (up 1.81% YoY) and the FY2025 annual result came in at $51.6 million, down 1.69% from the prior year.
- Loans - Loss Allowance climbed to $55.9 million in Q1 2026, from $54.5 million in the prior quarter.
- In the past five years, Loans - Loss Allowance ranged from a high of $55.9 million in Q1 2026 to a low of $33.2 million in Q2 2022.
- A 5-year average of $48.0 million and a median of $51.3 million in 2024 frame the typical range for Loans - Loss Allowance.
- Annual changes were most pronounced in 2023 — Loans - Loss Allowance jumped 44.07% — and 2025, when it dropped 4.33%.
- Tracing SMBC's Loans - Loss Allowance over 5 years: stood at $37.5 million in 2022, then jumped by 33.62% to $50.1 million in 2023, then climbed by 9.3% to $54.7 million in 2024, then slipped by 0.5% to $54.5 million in 2025, then rose by 2.7% to $55.9 million in 2026.
- The last three Loans - Loss Allowance figures came in at $55.9 million (Q1 2026), $54.5 million (Q4 2025), and $52.1 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Southern Missouri Bancorp | 820.45 Mn | 632.27 Mn | - | 55.94 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 55.94 Mn |
| Dec 31, 2025 | 54.47 Mn |
| Sep 30, 2025 | 52.08 Mn |
| Jun 30, 2025 | 51.63 Mn |
| Mar 31, 2025 | 54.94 Mn |
| Dec 31, 2024 | 54.74 Mn |
| Sep 30, 2024 | 54.44 Mn |
| Jun 30, 2024 | 52.52 Mn |
| Mar 31, 2024 | 51.34 Mn |
| Dec 31, 2023 | 50.08 Mn |
| Sep 30, 2023 | 49.12 Mn |
| Jun 30, 2023 | 47.82 Mn |
| Mar 31, 2023 | 45.69 Mn |
| Dec 31, 2022 | 37.48 Mn |
| Sep 30, 2022 | 37.42 Mn |
| Jun 30, 2022 | 33.19 Mn |
| Mar 31, 2022 | 33.64 Mn |
| Dec 31, 2021 | 32.53 Mn |
| Sep 30, 2021 | 32.54 Mn |
| Jun 30, 2021 | 33.22 Mn |