Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026)

Southern Missouri Bancorp's Loans - Loss Allowance history runs 8 years deep, the most recent figure standing at $55.9 million for Q1 2026.

• Quarterly Loans - Loss Allowance rose 1.81% year-over-year to $55.9 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $55.9 million (up 1.81% YoY) and the FY2025 annual result came in at $51.6 million, down 1.69% from the prior year.
• Loans - Loss Allowance was $55.9 million for Q1 2026 at Southern Missouri Bancorp, up from $54.5 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $55.9 million in Q1 2026 and bottomed at $33.2 million in Q2 2022.
• A 5-year average of $48.0 million and a median of $51.3 million in 2024 frame the typical range for Loans - Loss Allowance.
• Annual changes were most pronounced in 2023 — Loans - Loss Allowance jumped 44.07% — and 2025, when it retreated 4.33%.
• Southern Missouri Bancorp's Loans - Loss Allowance stood at $37.5 million in 2022, then soared by 33.62% to $50.1 million in 2023, then increased by 9.3% to $54.7 million in 2024, then declined by 0.5% to $54.5 million in 2025, then advanced by 2.7% to $55.9 million in 2026.
• Business Quant data shows SMBC's Loans - Loss Allowance at $55.9 million in Q1 2026, $54.5 million in Q4 2025, and $52.1 million in Q3 2025.