Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026)

Southern Missouri Bancorp (SMBC) has 8 years of Loans - Loss Allowance data on file, last reported at $55.9 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance rose 1.81% year-over-year to $55.9 million; the trailing twelve-month figure through Mar 2026 stood at $55.9 million (up 1.81% YoY), and the FY2025 full-year result was $51.6 million, down 1.69% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $55.9 million, up from $54.5 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $55.9 million in Q1 2026 and bottomed at $33.2 million in Q2 2022.
• The 5-year median for Loans - Loss Allowance is $51.3 million (2024), against an average of $48.0 million.
• The widest annual swing landed in 2023, when Loans - Loss Allowance jumped 44.07%; it then dropped 4.33% in 2025.
• A 5-year view of Loans - Loss Allowance shows it stood at $37.5 million in 2022, then surged by 33.62% to $50.1 million in 2023, then grew by 9.3% to $54.7 million in 2024, then dropped by 0.5% to $54.5 million in 2025, then gained by 2.7% to $55.9 million in 2026.
• The last three Loans - Loss Allowance figures came in at $55.9 million (Q1 2026), $54.5 million (Q4 2025), and $52.1 million (Q3 2025), per Business Quant data.

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