Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026)

Southern Missouri Bancorp has reported Loans - Loss Allowance for 8 years, with the latest figure at $55.9 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance rose 1.81% year-over-year to $55.9 million; the trailing twelve-month figure through Mar 2026 stood at $55.9 million (up 1.81% YoY), and the FY2025 full-year result was $51.6 million, down 1.69% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $55.9 million, up from $54.5 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $55.9 million in Q1 2026, with the low at $33.2 million in Q2 2022.
• Historically, Loans - Loss Allowance has averaged $48.0 million across 5 years, with a median of $51.3 million in 2024.
• Annual changes were most pronounced in 2023 — Loans - Loss Allowance jumped 44.07% — and 2025, when it dropped 4.33%.
• Southern Missouri Bancorp's Loans - Loss Allowance stood at $37.5 million in 2022, then jumped by 33.62% to $50.1 million in 2023, then climbed by 9.3% to $54.7 million in 2024, then slipped by 0.5% to $54.5 million in 2025, then rose by 2.7% to $55.9 million in 2026.
• The last three Loans - Loss Allowance figures came in at $55.9 million (Q1 2026), $54.5 million (Q4 2025), and $52.1 million (Q3 2025), per Business Quant data.