Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026)
Southern Missouri Bancorp (SMBC) recorded Loans - Loss Allowance of $54.91 million in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 6.4% from $51.63 million a year earlier but down 1.8% from the prior quarter.
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Analysis
Southern Missouri Bancorp (SMBC) Loans - Loss Allowance (2019 - 2026) Analysis & Trends
Starting with fiscal Q4 2019, Southern Missouri Bancorp's Loans - Loss Allowance history includes 23 quarters.
- Annual Loans - Loss Allowance has a five-year compound annual growth rate of 10.6% (FY2021 to FY2026).
- Across earlier fiscal years, Loans - Loss Allowance came in at $51.63 million in FY2025 (-1.7%), $52.52 million in FY2024 (+9.8%), $47.82 million in FY2023 (+44.1%) and $33.19 million in FY2022 (-0.1%).
- Quarterly Loans - Loss Allowance has ranged from $32.53 million in fiscal Q2 2022 to $55.94 million in fiscal Q3 2026 over the past five years.
- On a year-over-year basis, Loans - Loss Allowance rose in five of the last eight quarters, with growth averaging 3.6%.
- Peak year-over-year performance for Loans - Loss Allowance in the last five years was growth of 44.1% in fiscal Q4 2023, against a decline of 4.3% in fiscal Q1 2026 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $55.94 million (Q3 2026), $54.47 million (Q2 2026) and $52.08 million (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 26.15 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 347,603.00 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 13.11 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | -5.33 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | -331.64 Mn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 13.91 Bn |
| 10 | Southern Missouri Bancorp | 780.84 Mn | 338.67 Mn | - | 54.91 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 54.91 Mn |
| Mar 31, 2026 | 55.94 Mn |
| Dec 31, 2025 | 54.47 Mn |
| Sep 30, 2025 | 52.08 Mn |
| Jun 30, 2025 | 51.63 Mn |
| Mar 31, 2025 | 54.94 Mn |
| Dec 31, 2024 | 54.74 Mn |
| Sep 30, 2024 | 54.44 Mn |
| Jun 30, 2024 | 52.52 Mn |
| Mar 31, 2024 | 51.34 Mn |
| Dec 31, 2023 | 50.08 Mn |
| Sep 30, 2023 | 49.12 Mn |
| Jun 30, 2023 | 47.82 Mn |
| Mar 31, 2023 | 45.69 Mn |
| Dec 31, 2022 | 37.48 Mn |
| Sep 30, 2022 | 37.42 Mn |
| Jun 30, 2022 | 33.19 Mn |
| Mar 31, 2022 | 33.64 Mn |
| Dec 31, 2021 | 32.53 Mn |
| Sep 30, 2021 | 32.54 Mn |
API Access
Southern Missouri Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SMBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "SMBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SMBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();