Slm (SLM) Loans - Loss Allowance (2013 - 2025)
Slm (SLM) posted quarterly Loans - Loss Allowance of $1.5 billion for Q2 2025, up 15.74% YoY from $1.3 billion in Q2 2024, and up 1.79% sequentially from $1.4 billion in Q1 2025.
Slm (SLM) Loans - Loss Allowance (2013 - 2025) Analysis & Trends
Slm has disclosed Loans - Loss Allowance across 13 years of filings, most recently posting $1.5 billion for Q2 2025.
- In Q2 2025, Loans - Loss Allowance rose 15.74% year-over-year to $1.5 billion; the TTM figure through Jun 2025 stood at $1.5 billion (up 15.74% YoY), while the FY2024 annual figure was $1.4 billion, up 7.18% from the prior year.
- Loans - Loss Allowance rose to $1.5 billion in Q2 2025, from $1.4 billion in the prior quarter.
- Over the last five years, Loans - Loss Allowance for SLM reached as high as $1.5 billion in Q1 2023 and fell as low as $1.0 billion in Q4 2021.
- The 5-year median for Loans - Loss Allowance is $1.3 billion (2023), against an average of $1.3 billion.
- Annual changes were most pronounced in 2021 — Loans - Loss Allowance sank 39.86% — and 2022, when it surged 30.72%.
- A 5-year view of Loans - Loss Allowance shows it stood at $1.0 billion in 2021, then jumped by 30.72% to $1.4 billion in 2022, then decreased by 1.28% to $1.3 billion in 2023, then gained by 7.18% to $1.4 billion in 2024, then advanced by 2.34% to $1.5 billion in 2025.
- According to Business Quant data, Loans - Loss Allowance over the past three periods registered $1.5 billion, $1.4 billion, and $1.4 billion for Q2 2025, Q1 2025, and Q4 2024 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 512.31 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | - |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 3.54 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Slm | 5.02 Bn | -185.81 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2025 | 1.47 Bn |
| Mar 31, 2025 | 1.44 Bn |
| Dec 31, 2024 | 1.44 Bn |
| Jun 30, 2024 | 1.27 Bn |
| Mar 31, 2024 | 1.35 Bn |
| Dec 31, 2023 | 1.34 Bn |
| Jun 30, 2023 | 1.36 Bn |
| Mar 31, 2023 | 1.48 Bn |
| Dec 31, 2022 | 1.36 Bn |
| Jun 30, 2022 | 1.08 Bn |
| Mar 31, 2022 | 1.23 Bn |
| Dec 31, 2021 | 1.04 Bn |
| Jun 30, 2021 | 1.16 Bn |
| Mar 31, 2021 | 1.18 Bn |
| Dec 31, 2020 | 1.36 Bn |
| Jun 30, 2020 | 1.93 Bn |
| Mar 31, 2020 | 1.67 Bn |
| Dec 31, 2019 | 441.91 Mn |
| Jun 30, 2019 | 384.00 Mn |
| Mar 31, 2019 | 358.33 Mn |