Slm (SLM) Interest Coverage Ratio (2009 - 2026)
Slm (SLM) posted quarterly Interest Coverage Ratio of 1.3 for Q2 2026, down 1.08% year-over-year from 1.31 in Q2 2025, and down 45.73% quarter-over-quarter from 2.39 in Q1 2026.
Analysis
Slm (SLM) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Interest Coverage Ratio for 18 consecutive years, with 1.3 the latest figure, recorded in Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 1.08% year-over-year to 1.3; the TTM figure through Jun 2026 stood at 1.9 (up 28.69% YoY), while the FY2025 annual figure was 1.88, up 10.6% from the prior year.
- Interest Coverage Ratio retreated to 1.3 in Q2 2026 per SLM's latest filing, from 2.39 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 4.1 in Q2 2022 and bottomed at 0.51 in Q4 2022.
- Historically, Interest Coverage Ratio has averaged 1.89 across 5 years, with a median of 1.75 in 2023.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 92.67% — and 2023, when it soared 258.12%.
- Slm's Interest Coverage Ratio stood at 0.51 in 2022, then jumped by 258.12% to 1.83 in 2023, then decreased by 22.32% to 1.42 in 2024, then jumped by 57.96% to 2.24 in 2025, then sank by 42.14% to 1.3 in 2026.
- Business Quant data shows SLM's Interest Coverage Ratio at 1.3 in Q2 2026, 2.39 in Q1 2026, and 2.24 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Slm | 4.96 Bn | 168.69 Mn | - | 1.30 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.30 |
| Mar 31, 2026 | 2.46 |
| Dec 31, 2025 | 2.13 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.31 |
| Mar 31, 2025 | 2.43 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 0.80 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 2.40 |
| Dec 31, 2023 | 1.80 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 2.44 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 1.29 |
| Sep 30, 2022 | 1.70 |
| Jun 30, 2022 | 5.55 |
| Mar 31, 2022 | 2.85 |
| Dec 31, 2021 | 5.50 |
| Sep 30, 2021 | 2.02 |