Slm (SLM) Interest Coverage Ratio (2009 - 2026)
Slm's (SLM) quarterly Interest Coverage Ratio came in at 1.3 in Q2 2026, down 1.08% year-over-year from 1.31 in Q2 2025, and down 47.24% quarter-over-quarter from 2.46 in Q1 2026.
Analysis
Slm (SLM) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Slm (SLM) has reported Interest Coverage Ratio for 18 consecutive years, with 1.3 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 1.08% year-over-year to 1.3 in Q2 2026; TTM through Jun 2026 was 1.89, a 26.8% increase from a year earlier, with the FY2025 full-year figure at 1.88, up 10.6% from the prior year.
- Interest Coverage Ratio was 1.3 for Q2 2026 at Slm, down from 2.46 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 5.55 in Q2 2022 and troughed at 0.52 in Q4 2022.
- A 5-year average of 1.99 and a median of 1.75 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio slumped 90.5% in 2022 and jumped 243.92% in 2023, its largest moves.
- Over 5 years, Interest Coverage Ratio stood at 0.52 in 2022, then surged by 243.92% to 1.8 in 2023, then slipped by 19.77% to 1.44 in 2024, then surged by 47.7% to 2.13 in 2025, then plunged by 39.01% to 1.3 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.3 (Q2 2026), 2.46 (Q1 2026), and 2.13 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.22 |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 1.24 |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 3.56 |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 1.40 |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 1.30 |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 2.42 |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 2.43 |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 1.64 |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 6.56 |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 1.07 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.30 |
| Mar 31, 2026 | 2.46 |
| Dec 31, 2025 | 2.13 |
| Sep 30, 2025 | 1.65 |
| Jun 30, 2025 | 1.31 |
| Mar 31, 2025 | 2.43 |
| Dec 31, 2024 | 1.44 |
| Sep 30, 2024 | 0.80 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 2.40 |
| Dec 31, 2023 | 1.80 |
| Sep 30, 2023 | 1.15 |
| Jun 30, 2023 | 2.44 |
| Mar 31, 2023 | 1.67 |
| Dec 31, 2022 | 0.52 |
| Sep 30, 2022 | 1.70 |
| Jun 30, 2022 | 5.55 |
| Mar 31, 2022 | 2.85 |
| Dec 31, 2021 | 5.50 |
| Sep 30, 2021 | 2.02 |