Slm (SLM) Interest Coverage Ratio (2009 - 2026)

Slm (SLM) reported Interest Coverage Ratio of 2.46 for Q1 2026, up 1.14% year-over-year from 2.43 in Q1 2025, and up 15.6% quarter-over-quarter from 2.13 in Q4 2025.

Slm (SLM) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Slm (SLM) has 18 years of Interest Coverage Ratio data on file, last reported at 2.46 in Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 2.46, up 1.14% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.89 (up 10.08% YoY), and the FY2025 annual result was 1.88, up 10.6% from the prior year.
  • Interest Coverage Ratio climbed to 2.46 in Q1 2026 per SLM's latest filing, from 2.13 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 5.55 in Q2 2022 and troughed at 0.52 in Q4 2022.
  • A 5-year average of 2.03 and a median of 1.8 in 2023 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio sank 90.5% in 2022, then surged 243.92% in 2023.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.52 in 2022, then soared by 243.92% to 1.8 in 2023, then dropped by 19.77% to 1.44 in 2024, then soared by 47.7% to 2.13 in 2025, then climbed by 15.6% to 2.46 in 2026.
  • Business Quant data shows SLM's Interest Coverage Ratio at 2.46 in Q1 2026, 2.13 in Q4 2025, and 1.65 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 40.64
2 Mastercard 437.55 Bn 427.34 Bn - 26.52
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.80
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.66
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 2.08
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.78
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.12
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.49
10 Slm 4.38 Bn -826.92 Mn - 2.46

Historic Data

Download Data
DateValue
Mar 31, 2026 2.46
Dec 31, 2025 2.13
Sep 30, 2025 1.65
Jun 30, 2025 1.31
Mar 31, 2025 2.43
Dec 31, 2024 1.44
Sep 30, 2024 0.80
Jun 30, 2024 2.26
Mar 31, 2024 2.40
Dec 31, 2023 1.80
Sep 30, 2023 1.15
Jun 30, 2023 2.44
Mar 31, 2023 1.67
Dec 31, 2022 0.52
Sep 30, 2022 1.70
Jun 30, 2022 5.55
Mar 31, 2022 2.85
Dec 31, 2021 5.50
Sep 30, 2021 2.02
Jun 30, 2021 3.02