Slm SLM
NASDAQ SLM
$26.41 -0.36 (-1.34%)
At close: Aug 28, 2026 · 4:00 PM EDT

Slm (SLM) Interest Coverage Ratio (2009 - 2026)

Slm (SLM) posted quarterly Interest Coverage Ratio of 1.3 for Q2 2026, down 1.08% year-over-year from 1.31 in Q2 2025, and down 45.73% quarter-over-quarter from 2.39 in Q1 2026.

Analysis

Slm (SLM) Interest Coverage Ratio (2009 - 2026) Analysis & Trends

Slm (SLM) has reported Interest Coverage Ratio for 18 consecutive years, with 1.3 the latest figure, recorded in Q2 2026.

  • In Q2 2026, Interest Coverage Ratio fell 1.08% year-over-year to 1.3; the TTM figure through Jun 2026 stood at 1.9 (up 28.69% YoY), while the FY2025 annual figure was 1.88, up 10.6% from the prior year.
  • Interest Coverage Ratio retreated to 1.3 in Q2 2026 per SLM's latest filing, from 2.39 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 4.1 in Q2 2022 and bottomed at 0.51 in Q4 2022.
  • Historically, Interest Coverage Ratio has averaged 1.89 across 5 years, with a median of 1.75 in 2023.
  • Annual changes were most pronounced in 2022 — Interest Coverage Ratio slumped 92.67% — and 2023, when it soared 258.12%.
  • Slm's Interest Coverage Ratio stood at 0.51 in 2022, then jumped by 258.12% to 1.83 in 2023, then decreased by 22.32% to 1.42 in 2024, then jumped by 57.96% to 2.24 in 2025, then sank by 42.14% to 1.3 in 2026.
  • Business Quant data shows SLM's Interest Coverage Ratio at 1.3 in Q2 2026, 2.39 in Q1 2026, and 2.24 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 35.45
2 Mastercard 518.33 Bn 504.84 Bn - 25.63
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 1.79
4 Capital One Financial 132.31 Bn 77.60 Bn - 1.95
5 PayPal Holdings 46.25 Bn 35.00 Bn - -
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.24
7 Synchrony Financial 25.37 Bn 9.17 Bn - 2.22
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 0.05
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.50
10 Slm 4.96 Bn 168.69 Mn - 1.30
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 1.30
Mar 31, 2026 2.46
Dec 31, 2025 2.13
Sep 30, 2025 1.65
Jun 30, 2025 1.31
Mar 31, 2025 2.43
Dec 31, 2024 1.44
Sep 30, 2024 0.80
Jun 30, 2024 2.26
Mar 31, 2024 2.40
Dec 31, 2023 1.80
Sep 30, 2023 1.15
Jun 30, 2023 2.44
Mar 31, 2023 1.67
Dec 31, 2022 1.29
Sep 30, 2022 1.70
Jun 30, 2022 5.55
Mar 31, 2022 2.85
Dec 31, 2021 5.50
Sep 30, 2021 2.02