Slm SLM
NASDAQ SLM
$26.41 -0.36 (-1.34%)
At close: Aug 28, 2026 · 4:00 PM EDT

Slm (SLM) Debt Ratio (2009 - 2026)

Slm (SLM) posted quarterly Debt Ratio of 0.2 for Q2 2026, down 5.58% year-over-year from 0.22 in Q2 2025, and down 2.52% quarter-over-quarter from 0.21 in Q1 2026.

Analysis

Slm (SLM) Debt Ratio (2009 - 2026) Analysis & Trends

Slm (SLM) has reported Debt Ratio for 16 consecutive years, with 0.2 the latest figure, recorded in Q2 2026.

  • In Q2 2026, Debt Ratio fell 5.58% year-over-year to 0.2; the TTM figure through Jun 2026 stood at 0.2 (down 5.58% YoY), while the FY2025 annual figure was 0.2, down 8.0% from the prior year.
  • Debt Ratio eased to 0.2 in Q2 2026 per SLM's latest filing, from 0.21 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.23 in Q3 2025 and bottomed at 0.18 in Q1 2024.
  • Historically, Debt Ratio has averaged 0.2 across 5 years, with a median of 0.19 in 2022.
  • Annual changes were most pronounced in 2022 — Debt Ratio declined 10.47% — and 2025, when it rose 20.86%.
  • Slm's Debt Ratio stood at 0.18 in 2022, then dropped by 1.37% to 0.18 in 2023, then gained by 19.5% to 0.21 in 2024, then slipped by 8.0% to 0.2 in 2025, then climbed by 3.78% to 0.2 in 2026.
  • Business Quant data shows SLM's Debt Ratio at 0.2 in Q2 2026, 0.21 in Q1 2026, and 0.2 in Q4 2025.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 0.25
2 Mastercard 518.33 Bn 504.84 Bn - 0.43
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 0.19
4 Capital One Financial 132.31 Bn 77.60 Bn - 0.05
5 PayPal Holdings 46.25 Bn 35.00 Bn - 0.18
6 Affirm Holdings 26.22 Bn 24.59 Bn - 0.21
7 Synchrony Financial 25.37 Bn 9.17 Bn - 0.13
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn -
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 0.11
10 Slm 4.96 Bn 168.69 Mn - 0.20
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.20
Mar 31, 2026 0.21
Dec 31, 2025 0.20
Sep 30, 2025 0.23
Jun 30, 2025 0.22
Mar 31, 2025 0.21
Dec 31, 2024 0.21
Sep 30, 2024 0.20
Jun 30, 2024 0.19
Mar 31, 2024 0.18
Dec 31, 2023 0.18
Sep 30, 2023 0.19
Jun 30, 2023 0.19
Mar 31, 2023 0.19
Dec 31, 2022 0.18
Sep 30, 2022 0.19
Jun 30, 2022 0.19
Mar 31, 2022 0.19
Dec 31, 2021 0.20
Sep 30, 2021 0.19