Slm (SLM) Debt Ratio (2009 - 2026)
Slm's (SLM) Debt Ratio came in at 0.22 for Q3 2026, down 6.7% from 0.23 a year earlier but up 5.4% from the prior quarter.
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Analysis
Slm (SLM) Debt Ratio (2009 - 2026) Analysis & Trends
For FY2025, Slm's Debt Ratio stood at 0.20, down 8.0% from FY2024.
- In prior years, Slm's Debt Ratio was 0.21 in FY2024 (+19.5%), 0.18 in FY2023 (-1.4%), 0.18 in FY2022 (-10.5%) and 0.20 in FY2021 (+20.4%).
- Quarterly Debt Ratio has run from a low of 0.18 in Q1 2024 to a high of 0.23 in Q3 2025 over five years.
- On a year-over-year basis, Debt Ratio has declined in each of the last four quarters, with growth averaging 6.1% over the last eight quarters.
- The strongest year-over-year quarter for Debt Ratio in the past five years was Q1 2025, with growth of 20.9%; the weakest was Q4 2022, with a decline of 10.5%.
- According to Business Quant data, Debt Ratio for the three prior quarters was 0.20 (Q2 2026), 0.21 (Q1 2026) and 0.20 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 41.00 Bn | 29.82 Bn | - | 0.59 |
| 2 | Royalty Pharma | 39.88 Bn | 40.21 Bn | - | 0.44 |
| 3 | Orix | 36.75 Bn | 7.39 Bn | 13.83 Bn | 0.39 |
| 4 | Federal National Mortgage Association Fannie Mae | 25.40 Bn | -16,108.71 Bn | - | 0.97 |
| 5 | Royal Gold | 23.20 Bn | 22.41 Bn | 402.46 Mn | 0.02 |
| 6 | Affirm Holdings | 22.35 Bn | 15.40 Bn | - | 0.18 |
| 7 | Synchrony Financial | 22.29 Bn | -45.34 Bn | - | 0.07 |
| 8 | Annaly Capital Management | 14.69 Bn | 5.72 Bn | - | 0.26 |
| 9 | Ares Capital | 14.04 Bn | 11.79 Bn | - | 0.43 |
| 10 | Slm | 3.07 Bn | -13.28 Bn | - | 0.22 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.22 |
| Jun 30, 2026 | 0.20 |
| Mar 31, 2026 | 0.21 |
| Dec 31, 2025 | 0.20 |
| Sep 30, 2025 | 0.23 |
| Jun 30, 2025 | 0.22 |
| Mar 31, 2025 | 0.21 |
| Dec 31, 2024 | 0.21 |
| Sep 30, 2024 | 0.20 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.18 |
| Sep 30, 2023 | 0.19 |
| Jun 30, 2023 | 0.19 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.18 |
| Sep 30, 2022 | 0.19 |
| Jun 30, 2022 | 0.19 |
| Mar 31, 2022 | 0.19 |
| Dec 31, 2021 | 0.20 |
API Access
Slm Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=SLM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "SLM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=SLM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();