Shore Bancshares (SHBI) FCF Payout Ratio (2012 - 2026)

Shore Bancshares' (SHBI) quarterly FCF Payout Ratio came in at 0.13 in Q1 2026, down 38.5% year-on-year from 0.21 in Q1 2025, and down 74.23% quarter-over-quarter from 0.51 in Q4 2025.

Shore Bancshares (SHBI) FCF Payout Ratio (2012 - 2026) Analysis & Trends

Shore Bancshares' FCF Payout Ratio history runs 13 years deep, the most recent figure standing at 0.13 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 38.5% year-over-year to 0.13 in Q1 2026; TTM through Mar 2026 was 0.23, a 15.54% decrease from a year earlier, with the FY2025 full-year figure at 0.27, down 29.29% from the prior year.
  • FCF Payout Ratio slipped to 0.13 in Q1 2026 per SHBI's latest filing, from 0.51 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 6.49 in Q1 2024 and bottomed at 1.39 in Q2 2023.
  • The 5-year median for FCF Payout Ratio is 0.14 (2022), against an average of 0.63.
  • Across the five-year window, FCF Payout Ratio plunged 1098.04% in 2023 and surged 2780.47% in 2024, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.98 in 2022, then plunged by 87.91% to 0.12 in 2023, then increased by 8.87% to 0.13 in 2024, then soared by 299.69% to 0.51 in 2025, then plunged by 74.23% to 0.13 in 2026.
  • Per Business Quant, the three latest SHBI FCF Payout Ratio figures stand at 0.13 (Q1 2026), 0.51 (Q4 2025), and 0.1 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Shore Bancshares 766.03 Mn 425.21 Mn - 0.13

Historic Data

Download Data
DateValue
Mar 31, 2026 0.13
Dec 31, 2025 0.51
Sep 30, 2025 0.10
Jun 30, 2025 -0.43
Mar 31, 2025 0.21
Dec 31, 2024 0.13
Sep 30, 2024 0.48
Jun 30, 2024 2.77
Mar 31, 2024 6.49
Dec 31, 2023 0.12
Sep 30, 2023 -0.15
Jun 30, 2023 -1.39
Mar 31, 2023 0.23
Dec 31, 2022 0.98
Sep 30, 2022 0.37
Jun 30, 2022 0.14
Mar 31, 2022 0.10
Dec 31, 2021 -1.07
Sep 30, 2021 0.47
Jun 30, 2021 0.22