Shore Bancshares (SHBI) Interest Coverage Ratio (2010 - 2026)

Shore Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.88 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 16.74% year-over-year to 1.88; the TTM figure through Mar 2026 stood at 1.73 (up 13.08% YoY), while the FY2025 annual figure was 1.67, up 13.47% from the prior year.
• Interest Coverage Ratio was 1.88 for Q1 2026 at Shore Bancshares, up from 1.7 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 5.95 in Q2 2022 to a low of 0.43 in Q3 2023.
• Historically, Interest Coverage Ratio has averaged 2.28 across 5 years, with a median of 1.67 in 2025.
• The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 91.52% in 2023, then soared 247.13% in 2024.
• A 5-year view of Interest Coverage Ratio shows it stood at 3.13 in 2022, then tumbled by 52.37% to 1.49 in 2023, then climbed by 4.71% to 1.56 in 2024, then climbed by 8.93% to 1.7 in 2025, then rose by 10.45% to 1.88 in 2026.
• The last three Interest Coverage Ratio figures came in at 1.88 (Q1 2026), 1.7 (Q4 2025), and 1.67 (Q3 2025), per Business Quant data.