Shore Bancshares (SHBI) Interest Coverage Ratio (2010 - 2026)
Shore Bancshares' (SHBI) Interest Coverage Ratio was 2.03 for Q2 2026, up 19.0% from 1.70 a year earlier and up 8.0% from the prior quarter.
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Analysis
Shore Bancshares (SHBI) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Shore Bancshares' Interest Coverage Ratio came in at 1.81, up 14.0% year-over-year; for FY2025, it was 1.67, up 13.5% from FY2024.
- By year, Interest Coverage Ratio came in at 1.47 in FY2024 (+24.6%), 1.18 in FY2023 (-72.9%), 4.36 in FY2022 (-3.3%) and 4.51 in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Interest Coverage Ratio since Q4 2022.
- Year over year, Interest Coverage Ratio has now increased in each of the last nine quarters, with growth averaging 42.9% over the last eight quarters.
- The high point for year-over-year Interest Coverage Ratio in five years was Q3 2024 (growth of 247.1%); the low point was Q3 2023 (a decline of 91.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 1.88 (Q1 2026), 1.70 (Q4 2025) and 1.67 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | -2.12 |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 1.73 |
| 10 | Shore Bancshares | 748.19 Mn | -622.38 Mn | - | 2.03 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.03 |
| Mar 31, 2026 | 1.88 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.67 |
| Jun 30, 2025 | 1.70 |
| Mar 31, 2025 | 1.61 |
| Dec 31, 2024 | 1.56 |
| Sep 30, 2024 | 1.48 |
| Jun 30, 2024 | 1.48 |
| Mar 31, 2024 | 1.35 |
| Dec 31, 2023 | 1.49 |
| Sep 30, 2023 | 0.43 |
| Jun 30, 2023 | 1.39 |
| Mar 31, 2023 | 1.95 |
| Dec 31, 2022 | 3.13 |
| Sep 30, 2022 | 5.01 |
| Jun 30, 2022 | 5.95 |
| Mar 31, 2022 | 4.98 |
| Dec 31, 2021 | 3.27 |
| Sep 30, 2021 | 5.79 |
API Access
Shore Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SHBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "SHBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=SHBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();