Sound Financial Bancorp, Inc. (SFBC) Loans - Loss Allowance (2011 - 2026)
Sound Financial Bancorp (SFBC) reported Loans - Loss Allowance of $8.42 million for Q2 2026, down 1.4% from $8.54 million a year earlier and down 2.5% from the prior quarter.
Sound Financial Bancorp, Inc. (SFBC) Loans - Loss Allowance (2011 - 2026) Analysis & Trends
At the end of FY2025, Sound Financial Bancorp posted Loans - Loss Allowance of $8.61 million, up 1.2% from FY2024.
- Loans - Loss Allowance has a five-year compound annual growth rate of 7.5% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $8.5 million in FY2024 (-3.0%), $8.76 million in FY2023 (+15.3%), $7.6 million in FY2022 (+20.5%) and $6.31 million in FY2021 (+5.1%).
- The Q2 2026 figure ranks as the lowest quarterly Loans - Loss Allowance since Q1 2025.
- Year over year, Loans - Loss Allowance gained in four of the last eight quarters, with an average decline of 0.1%.
- The high point for year-over-year Loans - Loss Allowance in five years was Q1 2023 (growth of 33.2%); the low point was Q4 2024 (a decline of 3.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $8.64 million (Q1 2026), $8.61 million (Q4 2025) and $8.56 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.42 Mn |
| Mar 31, 2026 | 8.64 Mn |
| Dec 31, 2025 | 8.61 Mn |
| Sep 30, 2025 | 8.56 Mn |
| Jun 30, 2025 | 8.54 Mn |
| Mar 31, 2025 | 8.39 Mn |
| Dec 31, 2024 | 8.50 Mn |
| Sep 30, 2024 | 8.59 Mn |
| Jun 30, 2024 | 8.49 Mn |
| Mar 31, 2024 | 8.60 Mn |
| Dec 31, 2023 | 8.76 Mn |
| Sep 30, 2023 | 8.44 Mn |
| Jun 30, 2023 | 8.22 Mn |
| Mar 31, 2023 | 8.53 Mn |
| Dec 31, 2022 | 7.60 Mn |
| Sep 30, 2022 | 7.49 Mn |
| Jun 30, 2022 | 7.12 Mn |
| Mar 31, 2022 | 6.41 Mn |
| Dec 31, 2021 | 6.31 Mn |
| Sep 30, 2021 | 6.33 Mn |
Sound Financial Bancorp, Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SFBC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "SFBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=SFBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();