Sb Financial (SBFG) Interest Coverage Ratio (2010 - 2026)
Sb Financial (SBFG) posted quarterly Interest Coverage Ratio of 1.19 for Q1 2026, down 15.77% year-over-year from 1.41 in Q1 2025, and down 32.33% quarter-over-quarter from 1.76 in Q4 2025.
Sb Financial (SBFG) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Sb Financial (SBFG) has reported Interest Coverage Ratio for 17 consecutive years, with 1.19 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 15.77% year-over-year to 1.19; the TTM figure through Mar 2026 stood at 2.42 (up 55.8% YoY), while the FY2025 annual figure was 1.63, up 19.99% from the prior year.
- Interest Coverage Ratio retreated to 1.19 in Q1 2026 per SBFG's latest filing, from 1.76 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 18.09 in Q4 2023 and bottomed at 1.1 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 2.93 across 5 years, with a median of 1.75 in 2025.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio surged 748.33% — and 2024, when it tumbled 90.27%.
- Sb Financial's Interest Coverage Ratio stood at 2.13 in 2022, then soared by 748.33% to 18.09 in 2023, then sank by 90.27% to 1.76 in 2024, then dropped by 0.07% to 1.76 in 2025, then tumbled by 32.33% to 1.19 in 2026.
- Business Quant data shows SBFG's Interest Coverage Ratio at 1.19 in Q1 2026, 1.76 in Q4 2025, and 1.77 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Sb Financial | 164.74 Mn | 47.18 Mn | - | 1.80 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.20 |
| Mar 31, 2026 | 1.19 |
| Dec 31, 2025 | 1.76 |
| Sep 30, 2025 | 1.77 |
| Jun 30, 2025 | 1.75 |
| Mar 31, 2025 | 1.41 |
| Dec 31, 2024 | 1.76 |
| Sep 30, 2024 | 1.49 |
| Jun 30, 2024 | 1.56 |
| Mar 31, 2024 | 1.47 |
| Dec 31, 2023 | 18.09 |
| Sep 30, 2023 | 5.72 |
| Jun 30, 2023 | 4.44 |
| Mar 31, 2023 | 1.85 |
| Dec 31, 2022 | 2.13 |
| Sep 30, 2022 | 1.10 |
| Jun 30, 2022 | 1.12 |
| Mar 31, 2022 | 1.20 |
| Dec 31, 2021 | 5.43 |
| Sep 30, 2021 | 2.98 |