Banco Santander (SAN) Interest Coverage Ratio (2013 - 2026)
Banco Santander (SAN) posted Interest Coverage Ratio of 1.17 for Q2 2026, up 16.76% sequentially from 1.41 in Q1 2026, and down 7.64% YoY from 1.27 in Q2 2025.
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Banco Santander (SAN) Interest Coverage Ratio (2013 - 2026) Analysis & Trends
Banco Santander has reported Interest Coverage Ratio for 14 years, with the latest figure at 1.17 in Q2 2026.
- Quarterly Interest Coverage Ratio fell 7.64% year-over-year to 1.17 in Q2 2026, while the trailing twelve-month figure through Jun 2026 was 8.1 (down 850.82% YoY) and the FY2025 annual result came in at 1.11, down 209.16% from the prior year.
- Interest Coverage Ratio rose to 1.17 in Q2 2026 per SAN's latest filing, from 1.41 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 0.92 in Q4 2025 and troughed at 3.3 in Q1 2022.
- A 5-year average of 1.26 and a median of 1.22 in 2023 frame the typical range for Interest Coverage Ratio.
- The widest YoY moves for Interest Coverage Ratio: up 263.61% in 2025, down 81.39% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 2.19 in 2022, then surged by 42.19% to 1.27 in 2023, then surged by 55.59% to 0.56 in 2024, then jumped by 263.61% to 0.92 in 2025, then plunged by 227.54% to 1.17 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.17, 1.41, and 0.92 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of America | 450.74 Bn | -137.75 Bn | 30.39 Bn | 0.66 |
| 2 | Hsbc Holdings | 369.91 Bn | 369.91 Bn | - | - |
| 3 | Royal Bank Of Canada | 298.67 Bn | 71.78 Bn | - | 1.43 |
| 4 | Mitsubishi Ufj Financial | 274.95 Bn | -118.67 Bn | 10.89 Bn | - |
| 5 | Wells Fargo & Company | 271.39 Bn | 67.42 Bn | - | 1.73 |
| 6 | Citigroup | 234.45 Bn | -2,067.85 Bn | 24.75 Bn | 0.51 |
| 7 | Banco Santander | 222.46 Bn | 35.19 Bn | 18.23 Bn | -0.75 |
| 8 | Toronto Dominion Bank | 213.42 Bn | 52.09 Bn | - | 0.09 |
| 9 | UBS Group AG | 174.32 Bn | -60.20 Bn | - | - |
| 10 | Banco Bilbao Vizcaya Argentaria | 170.03 Bn | -112.97 Bn | 12.21 Bn | -0.55 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -0.75 |
| Mar 31, 2026 | -1.49 |
| Dec 31, 2025 | -1.26 |
| Sep 30, 2025 | -1.11 |
| Jun 30, 2025 | -0.68 |
| Mar 31, 2025 | -1.36 |
| Dec 31, 2024 | -2.05 |
| Sep 30, 2024 | -1.01 |
| Jun 30, 2024 | -0.67 |
| Mar 31, 2024 | -1.25 |
| Dec 31, 2023 | -2.47 |
| Jun 30, 2023 | -1.32 |
| Mar 31, 2023 | -1.49 |
| Dec 31, 2022 | -1.14 |
| Jun 30, 2022 | -2.55 |
| Mar 31, 2022 | -3.49 |
| Dec 31, 2021 | -7.82 |
| Jun 30, 2021 | -5.63 |
| Mar 31, 2021 | -5.90 |
| Dec 31, 2020 | -6.36 |