Regional Management (RM) Times Interest Earned (2011 - 2026)
Regional Management's (RM) quarterly Times Interest Earned came in at 6.52 in Q2 2026, down 2.12% year-over-year from 6.66 in Q2 2025, and down 2.09% quarter-over-quarter from 6.66 in Q1 2026.
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Analysis
Regional Management (RM) Times Interest Earned (2011 - 2026) Analysis & Trends
Regional Management (RM) has reported Times Interest Earned for 16 consecutive years, with 6.52 the latest figure, recorded in Q2 2026.
- On a quarterly basis, Times Interest Earned fell 2.12% year-over-year to 6.52 in Q2 2026; TTM through Jun 2026 was 6.8, a 10.56% increase from a year earlier, with the FY2025 full-year figure at 6.67, up 10.57% from the prior year.
- Times Interest Earned was 6.52 for Q2 2026 at Regional Management, down from 6.66 in the prior quarter.
- Over five years, Times Interest Earned peaked at 7.22 in Q4 2025 and troughed at 5.39 in Q1 2022.
- A 5-year average of 6.16 and a median of 6.07 in 2024 frame the typical range for Times Interest Earned.
- Across the five-year window, Times Interest Earned declined 15.56% in 2023 and climbed 18.38% in 2025, its largest moves.
- Over 5 years, Times Interest Earned stood at 6.51 in 2022, then retreated by 15.56% to 5.5 in 2023, then climbed by 13.84% to 6.26 in 2024, then climbed by 15.45% to 7.22 in 2025, then declined by 9.75% to 6.52 in 2026.
- The last three Times Interest Earned figures came in at 6.52 (Q2 2026), 6.66 (Q1 2026), and 7.22 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Affirm Holdings | 24.20 Bn | 22.57 Bn | - | 1.24 |
| 2 | Synchrony Financial | 23.63 Bn | 7.43 Bn | - | 2.22 |
| 3 | FirstCash Holdings | 9.58 Bn | 9.41 Bn | 533.67 Mn | 3.56 |
| 4 | Credit Acceptance | 5.83 Bn | 5.34 Bn | 569.30 Mn | 1.40 |
| 5 | Slm | 4.56 Bn | -237.27 Mn | - | 1.30 |
| 6 | Enova International | 4.20 Bn | 4.08 Bn | 568.07 Mn | 2.42 |
| 7 | Bread Financial Holdings | 3.98 Bn | -16.10 Bn | 957.00 Mn | 2.43 |
| 8 | StoneCo | 3.10 Bn | 1.48 Bn | 308.97 Mn | 1.64 |
| 9 | Ezcorp | 1.89 Bn | 1.58 Bn | 246.19 Mn | 6.56 |
| 10 | Regional Management | 292.53 Mn | 171.22 Mn | 163.12 Mn | 6.52 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.52 |
| Mar 31, 2026 | 6.66 |
| Dec 31, 2025 | 7.22 |
| Sep 30, 2025 | 6.83 |
| Jun 30, 2025 | 6.66 |
| Mar 31, 2025 | 5.93 |
| Dec 31, 2024 | 6.26 |
| Sep 30, 2024 | 5.77 |
| Jun 30, 2024 | 5.97 |
| Mar 31, 2024 | 6.13 |
| Dec 31, 2023 | 5.50 |
| Sep 30, 2023 | 5.76 |
| Jun 30, 2023 | 6.36 |
| Mar 31, 2023 | 6.00 |
| Dec 31, 2022 | 6.51 |
| Sep 30, 2022 | 5.57 |
| Jun 30, 2022 | 5.90 |
| Mar 31, 2022 | 5.39 |
| Dec 31, 2021 | 6.98 |
| Sep 30, 2021 | 5.56 |
API Access
Regional Management Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=RM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();