Regional Management (RM) Net Margin (2011 - 2026)

Regional Management (RM) reported Net Margin of 6.82% for Q1 2026, up 223.0% year-over-year from 2.11% in Q1 2025, and down 10.41% quarter-over-quarter from 7.61% in Q4 2025.

Regional Management (RM) Net Margin (2011 - 2026) Analysis & Trends

Regional Management (RM) has 16 years of Net Margin data on file, last reported at 6.82% in Q1 2026.

  • Net Margin for Q1 2026 came in at 6.82%, up 223.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.4% (down 4267.0% YoY), and the FY2025 annual result was 6.88%, down 6506.0% from the prior year.
  • Net Margin declined to 6.82% in Q1 2026 per RM's latest filing, from 7.61% in the prior quarter.
  • Over five years, Net Margin peaked at 22.16% in Q1 2022 and troughed at 5.35% in Q4 2023.
  • A 5-year average of 6.47% and a median of 6.42% in 2023 frame the typical range for Net Margin.
  • The sharpest annual moves came in 2023 and 2025: Net Margin tumbled 1574 bps in 2023, then jumped 1024 bps in 2025.
  • A 5-year view of Net Margin shows it stood at 5.42% in 2022, then sank by 199 bps to 5.35% in 2023, then soared by 51 bps to 2.63% in 2024, then jumped by 389 bps to 7.61% in 2025, then retreated by 10 bps to 6.82% in 2026.
  • Business Quant data shows RM's Net Margin at 6.82% in Q1 2026, 7.61% in Q4 2025, and 8.68% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 53.62%
2 Mastercard 437.55 Bn 427.34 Bn - 46.23%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 15.71%
4 Capital One Financial 112.47 Bn 35.97 Bn - 13.66%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 13.32%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 16.44%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 30.76%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 15.15%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 13.84%
10 Regional Management 329.23 Mn 324.37 Mn 163.11 Mn 6.82%

Historic Data

Download Data
DateValue
Mar 31, 2026 6.82%
Dec 31, 2025 7.61%
Sep 30, 2025 8.68%
Jun 30, 2025 6.44%
Mar 31, 2025 4.58%
Dec 31, 2024 -2.63%
Sep 30, 2024 5.24%
Jun 30, 2024 5.90%
Mar 31, 2024 10.54%
Dec 31, 2023 -5.35%
Sep 30, 2023 6.26%
Jun 30, 2023 4.51%
Mar 31, 2023 6.42%
Dec 31, 2022 5.42%
Sep 30, 2022 7.66%
Jun 30, 2022 9.75%
Mar 31, 2022 22.16%
Dec 31, 2021 17.39%
Sep 30, 2021 19.94%
Jun 30, 2021 20.23%