Regional Management (RM) Net Margin (2011 - 2026)
Regional Management (RM) posted quarterly Net Margin of 6.82% for Q1 2026, up 223.0% YoY from 2.11% in Q1 2025, and down 10.41% sequentially from 7.61% in Q4 2025.
Regional Management (RM) Net Margin (2011 - 2026) Analysis & Trends
Regional Management has disclosed Net Margin across 16 years of filings, most recently posting 6.82% for Q1 2026.
- In Q1 2026, Net Margin rose 223.0% year-over-year to 6.82%; the TTM figure through Mar 2026 stood at 7.4% (down 4267.0% YoY), while the FY2025 annual figure was 6.88%, down 6506.0% from the prior year.
- Net Margin retreated to 6.82% in Q1 2026, from 7.61% in the prior quarter.
- Over the last five years, Net Margin for RM reached as high as 22.16% in Q1 2022 and fell as low as 5.35% in Q4 2023.
- The 5-year median for Net Margin is 6.42% (2023), against an average of 6.47%.
- Annual changes were most pronounced in 2023 — Net Margin sank 1574 bps — and 2025, when it jumped 1024 bps.
- A 5-year view of Net Margin shows it stood at 5.42% in 2022, then tumbled by 199 bps to 5.35% in 2023, then soared by 51 bps to 2.63% in 2024, then jumped by 389 bps to 7.61% in 2025, then retreated by 10 bps to 6.82% in 2026.
- According to Business Quant data, Net Margin over the past three periods registered 6.82%, 7.61%, and 8.68% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 53.62% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 46.23% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 15.71% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 13.32% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 30.76% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 15.15% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 13.84% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 21.04% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 14.05% |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | 6.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.82% |
| Dec 31, 2025 | 7.61% |
| Sep 30, 2025 | 8.68% |
| Jun 30, 2025 | 6.44% |
| Mar 31, 2025 | 4.58% |
| Dec 31, 2024 | -2.63% |
| Sep 30, 2024 | 5.24% |
| Jun 30, 2024 | 5.90% |
| Mar 31, 2024 | 10.54% |
| Dec 31, 2023 | -5.35% |
| Sep 30, 2023 | 6.26% |
| Jun 30, 2023 | 4.51% |
| Mar 31, 2023 | 6.42% |
| Dec 31, 2022 | 5.42% |
| Sep 30, 2022 | 7.66% |
| Jun 30, 2022 | 9.75% |
| Mar 31, 2022 | 22.16% |
| Dec 31, 2021 | 17.39% |
| Sep 30, 2021 | 19.94% |
| Jun 30, 2021 | 20.23% |