Regional Management (RM) Net Margin (2011 - 2026)
Regional Management (RM) posted quarterly Net Margin of 4.85% for Q2 2026, down 159.0% year-over-year from 8.23% in Q2 2025, and down 28.79% on a QoQ basis from 6.82% in Q1 2026.
Analysis
Regional Management (RM) Net Margin (2011 - 2026) Analysis & Trends
Regional Management has reported Net Margin for 16 years, with the latest figure at 4.85% in Q2 2026.
- Net Margin for Q2 2026 came in at 4.85%, down 159.0% year-over-year; the trailing twelve-month figure through Jun 2026 was 6.98% (up 131.0% YoY), and the FY2025 annual result was 6.88%, down 13.0% from the prior year.
- Net Margin fell to 4.85% in Q2 2026, from 6.82% in the prior quarter.
- Over five years, Net Margin peaked at 22.16% in Q1 2022 and troughed at 5.35% in Q4 2023.
- A 5-year average of 6.68% and a median of 6.41% in 2023 frame the typical range for Net Margin.
- The widest annual swing landed in 2023, when Net Margin tumbled 1574 bps; it then jumped 1175 bps in 2024.
- A 5-year view of Net Margin shows it stood at 1.81% in 2022, then sank by 395 bps to 5.35% in 2023, then jumped by 220 bps to 6.4% in 2024, then gained by 19 bps to 7.61% in 2025, then plunged by 36 bps to 4.85% in 2026.
- Per Business Quant data, the three most recent Net Margin figures were 4.85% in Q2 2026, 6.82% in Q1 2026, and 7.61% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 48.38% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 47.30% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 15.84% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 18.52% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 12.72% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 138.65% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 17.93% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 12.85% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 16.05% |
| 10 | Regional Management | 304.02 Mn | 182.71 Mn | 163.12 Mn | 4.85% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.85% |
| Mar 31, 2026 | 6.82% |
| Dec 31, 2025 | 7.61% |
| Sep 30, 2025 | 8.68% |
| Jun 30, 2025 | 6.44% |
| Mar 31, 2025 | 4.58% |
| Dec 31, 2024 | 6.40% |
| Sep 30, 2024 | 5.24% |
| Jun 30, 2024 | 5.90% |
| Mar 31, 2024 | 10.54% |
| Dec 31, 2023 | -5.35% |
| Sep 30, 2023 | 6.26% |
| Jun 30, 2023 | 4.51% |
| Mar 31, 2023 | 6.42% |
| Dec 31, 2022 | 1.81% |
| Sep 30, 2022 | 7.66% |
| Jun 30, 2022 | 9.75% |
| Mar 31, 2022 | 22.16% |
| Dec 31, 2021 | 17.39% |
| Sep 30, 2021 | 19.94% |