Regional Management (RM) Net Margin (2011 - 2026)
Regional Management's (RM) quarterly Net Margin came in at 4.85% in Q2 2026, down 159.0% year-over-year from 8.23% in Q2 2025, and down 28.79% quarter-over-quarter from 6.82% in Q1 2026.
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Analysis
Regional Management (RM) Net Margin (2011 - 2026) Analysis & Trends
Regional Management (RM) has reported Net Margin for 16 consecutive years, with 4.85% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Net Margin fell 159.0% year-over-year to 4.85% in Q2 2026; TTM through Jun 2026 was 6.98%, a 131.0% increase from a year earlier, with the FY2025 full-year figure at 6.88%, down 13.0% from the prior year.
- Net Margin was 4.85% for Q2 2026 at Regional Management, down from 6.82% in the prior quarter.
- Over five years, Net Margin peaked at 22.16% in Q1 2022 and troughed at 5.35% in Q4 2023.
- A 5-year average of 6.68% and a median of 6.41% in 2023 frame the typical range for Net Margin.
- Across the five-year window, Net Margin plunged 1574 bps in 2023 and surged 1175 bps in 2024, its largest moves.
- Over 5 years, Net Margin stood at 1.81% in 2022, then tumbled by 395 bps to 5.35% in 2023, then surged by 220 bps to 6.4% in 2024, then increased by 19 bps to 7.61% in 2025, then slumped by 36 bps to 4.85% in 2026.
- The last three Net Margin figures came in at 4.85% (Q2 2026), 6.82% (Q1 2026), and 7.61% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 17.93% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 138.65% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 8.70% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 23.14% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 13.03% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 11.31% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 14.50% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 0.00% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 9.19% |
| 10 | Regional Management | 292.81 Mn | 171.50 Mn | 163.12 Mn | 4.85% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.85% |
| Mar 31, 2026 | 6.82% |
| Dec 31, 2025 | 7.61% |
| Sep 30, 2025 | 8.68% |
| Jun 30, 2025 | 6.44% |
| Mar 31, 2025 | 4.58% |
| Dec 31, 2024 | 6.40% |
| Sep 30, 2024 | 5.24% |
| Jun 30, 2024 | 5.90% |
| Mar 31, 2024 | 10.54% |
| Dec 31, 2023 | -5.35% |
| Sep 30, 2023 | 6.26% |
| Jun 30, 2023 | 4.51% |
| Mar 31, 2023 | 6.42% |
| Dec 31, 2022 | 1.81% |
| Sep 30, 2022 | 7.66% |
| Jun 30, 2022 | 9.75% |
| Mar 31, 2022 | 22.16% |
| Dec 31, 2021 | 17.39% |
| Sep 30, 2021 | 19.94% |
API Access
Regional Management Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=RM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();