Regional Management (RM) Net Margin (2011 - 2026)
Regional Management (RM) reported Net Margin of 6.82% for Q1 2026, up 223.0% year-over-year from 2.11% in Q1 2025, and down 10.41% quarter-over-quarter from 7.61% in Q4 2025.
Regional Management (RM) Net Margin (2011 - 2026) Analysis & Trends
Regional Management (RM) has 16 years of Net Margin data on file, last reported at 6.82% in Q1 2026.
- Net Margin for Q1 2026 came in at 6.82%, up 223.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.4% (down 4267.0% YoY), and the FY2025 annual result was 6.88%, down 6506.0% from the prior year.
- Net Margin declined to 6.82% in Q1 2026 per RM's latest filing, from 7.61% in the prior quarter.
- Over five years, Net Margin peaked at 22.16% in Q1 2022 and troughed at 5.35% in Q4 2023.
- A 5-year average of 6.47% and a median of 6.42% in 2023 frame the typical range for Net Margin.
- The sharpest annual moves came in 2023 and 2025: Net Margin tumbled 1574 bps in 2023, then jumped 1024 bps in 2025.
- A 5-year view of Net Margin shows it stood at 5.42% in 2022, then sank by 199 bps to 5.35% in 2023, then soared by 51 bps to 2.63% in 2024, then jumped by 389 bps to 7.61% in 2025, then retreated by 10 bps to 6.82% in 2026.
- Business Quant data shows RM's Net Margin at 6.82% in Q1 2026, 7.61% in Q4 2025, and 8.68% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 53.62% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 46.23% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 15.71% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 13.66% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 13.32% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 16.44% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 30.76% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 15.15% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 13.84% |
| 10 | Regional Management | 329.23 Mn | 324.37 Mn | 163.11 Mn | 6.82% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.82% |
| Dec 31, 2025 | 7.61% |
| Sep 30, 2025 | 8.68% |
| Jun 30, 2025 | 6.44% |
| Mar 31, 2025 | 4.58% |
| Dec 31, 2024 | -2.63% |
| Sep 30, 2024 | 5.24% |
| Jun 30, 2024 | 5.90% |
| Mar 31, 2024 | 10.54% |
| Dec 31, 2023 | -5.35% |
| Sep 30, 2023 | 6.26% |
| Jun 30, 2023 | 4.51% |
| Mar 31, 2023 | 6.42% |
| Dec 31, 2022 | 5.42% |
| Sep 30, 2022 | 7.66% |
| Jun 30, 2022 | 9.75% |
| Mar 31, 2022 | 22.16% |
| Dec 31, 2021 | 17.39% |
| Sep 30, 2021 | 19.94% |
| Jun 30, 2021 | 20.23% |