Regional Management (RM) Interest Expenses (2011 - 2021)
Regional Management (RM) posted quarterly Interest Expenses of $7.6 million for Q4 2021, down 17.92% YoY from $9.3 million in Q4 2020, and down 13.83% sequentially from $8.8 million in Q3 2021.
Regional Management (RM) Interest Expenses (2011 - 2021) Analysis & Trends
Regional Management has disclosed Interest Expenses across 11 years of filings, most recently posting $7.6 million for Q4 2021.
- In Q4 2021, Interest Expenses fell 17.92% year-over-year to $7.6 million; the TTM figure through Sep 2022 stood at $7.6 million (down 76.98% YoY), while the FY2021 annual figure was $31.3 million, down 17.18% from the prior year.
- Interest Expenses fell to $7.6 million in Q4 2021, from $8.8 million in the prior quarter.
- Over the last five years, Interest Expenses for RM reached as high as $10.3 million in Q3 2019 and fell as low as $5.2 million in Q1 2017.
- The 5-year median for Interest Expenses is $8.8 million (2018), against an average of $8.3 million.
- Annual changes were most pronounced in 2018 — Interest Expenses jumped 51.6% — and 2021, when it decreased 29.77%.
- A 5-year view of Interest Expenses shows it stood at $6.8 million in 2017, then jumped by 41.48% to $9.6 million in 2018, then increased by 6.66% to $10.3 million in 2019, then fell by 10.0% to $9.3 million in 2020, then decreased by 17.92% to $7.6 million in 2021.
- According to Business Quant data, Interest Expenses over the past three periods registered $7.6 million, $8.8 million, and $7.8 million for Q4 2021, Q3 2021, and Q2 2021 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 178.00 Mn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 185.00 Mn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.97 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 113.76 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 308.01 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.52 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 113.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2021 | 7.60 Mn |
| Dec 31, 2021 | 7.60 Mn |
| Sep 30, 2021 | 8.82 Mn |
| Sep 30, 2021 | 8.82 Mn |
| Jun 30, 2021 | 7.80 Mn |
| Jun 30, 2021 | 7.80 Mn |
| Mar 31, 2021 | 7.14 Mn |
| Mar 31, 2021 | 7.14 Mn |
| Dec 31, 2020 | 9.26 Mn |
| Dec 31, 2020 | 9.26 Mn |
| Sep 30, 2020 | 9.30 Mn |
| Sep 30, 2020 | 9.30 Mn |
| Jun 30, 2020 | 9.14 Mn |
| Jun 30, 2020 | 9.14 Mn |
| Mar 31, 2020 | 10.16 Mn |
| Mar 31, 2020 | 10.16 Mn |
| Dec 31, 2019 | 10.29 Mn |
| Dec 31, 2019 | 10.29 Mn |
| Sep 30, 2019 | 10.35 Mn |
| Sep 30, 2019 | 10.35 Mn |