Regional Management (RM) Interest Expenses (2011 - 2021)

Regional Management (RM) posted quarterly Interest Expenses of $7.6 million for Q4 2021, down 17.92% YoY from $9.3 million in Q4 2020, and down 13.83% sequentially from $8.8 million in Q3 2021.

Regional Management (RM) Interest Expenses (2011 - 2021) Analysis & Trends

Regional Management has disclosed Interest Expenses across 11 years of filings, most recently posting $7.6 million for Q4 2021.

  • In Q4 2021, Interest Expenses fell 17.92% year-over-year to $7.6 million; the TTM figure through Sep 2022 stood at $7.6 million (down 76.98% YoY), while the FY2021 annual figure was $31.3 million, down 17.18% from the prior year.
  • Interest Expenses fell to $7.6 million in Q4 2021, from $8.8 million in the prior quarter.
  • Over the last five years, Interest Expenses for RM reached as high as $10.3 million in Q3 2019 and fell as low as $5.2 million in Q1 2017.
  • The 5-year median for Interest Expenses is $8.8 million (2018), against an average of $8.3 million.
  • Annual changes were most pronounced in 2018 — Interest Expenses jumped 51.6% — and 2021, when it decreased 29.77%.
  • A 5-year view of Interest Expenses shows it stood at $6.8 million in 2017, then jumped by 41.48% to $9.6 million in 2018, then increased by 6.66% to $10.3 million in 2019, then fell by 10.0% to $9.3 million in 2020, then decreased by 17.92% to $7.6 million in 2021.
  • According to Business Quant data, Interest Expenses over the past three periods registered $7.6 million, $8.8 million, and $7.8 million for Q4 2021, Q3 2021, and Q2 2021 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Int Expense (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 178.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 185.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 113.76 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 308.01 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 1.52 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 113.80 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2021 7.60 Mn
Dec 31, 2021 7.60 Mn
Sep 30, 2021 8.82 Mn
Sep 30, 2021 8.82 Mn
Jun 30, 2021 7.80 Mn
Jun 30, 2021 7.80 Mn
Mar 31, 2021 7.14 Mn
Mar 31, 2021 7.14 Mn
Dec 31, 2020 9.26 Mn
Dec 31, 2020 9.26 Mn
Sep 30, 2020 9.30 Mn
Sep 30, 2020 9.30 Mn
Jun 30, 2020 9.14 Mn
Jun 30, 2020 9.14 Mn
Mar 31, 2020 10.16 Mn
Mar 31, 2020 10.16 Mn
Dec 31, 2019 10.29 Mn
Dec 31, 2019 10.29 Mn
Sep 30, 2019 10.35 Mn
Sep 30, 2019 10.35 Mn