Regional Management (RM) EBT Margin (2011 - 2026)

Regional Management (RM) posted quarterly EBT Margin of 8.87% for Q1 2026, up 288.0% YoY from 2.29% in Q1 2025, and down 6.86% sequentially from 9.52% in Q4 2025.

Regional Management (RM) EBT Margin (2011 - 2026) Analysis & Trends

Regional Management has disclosed EBT Margin across 16 years of filings, most recently posting 8.87% for Q1 2026.

  • In Q1 2026, EBT Margin rose 288.0% year-over-year to 8.87%; the TTM figure through Mar 2026 stood at 9.61% (down 5602.0% YoY), while the FY2025 annual figure was 8.95%, down 8540.0% from the prior year.
  • EBT Margin eased to 8.87% in Q1 2026, from 9.52% in the prior quarter.
  • Over the last five years, EBT Margin for RM reached as high as 28.92% in Q1 2022 and fell as low as 6.73% in Q4 2023.
  • The 5-year median for EBT Margin is 8.56% (2025), against an average of 8.11%.
  • Annual changes were most pronounced in 2023 — EBT Margin tumbled 2035 bps — and 2025, when it surged 1291 bps.
  • A 5-year view of EBT Margin shows it stood at 0.93% in 2022, then slumped by 821 bps to 6.73% in 2023, then surged by 50 bps to 3.39% in 2024, then surged by 381 bps to 9.52% in 2025, then retreated by 7 bps to 8.87% in 2026.
  • According to Business Quant data, EBT Margin over the past three periods registered 8.87%, 9.52%, and 11.47% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 63.88%
2 Mastercard 465.55 Bn 455.34 Bn - 57.30%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 19.98%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 16.68%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 32.10%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 18.14%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 19.03%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 27.07%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 16.65%
10 Regional Management 64.34 Mn 59.48 Mn 163.11 Mn 8.87%

Historic Data

Download Data
DateValue
Mar 31, 2026 8.87%
Dec 31, 2025 9.52%
Sep 30, 2025 11.47%
Jun 30, 2025 8.56%
Mar 31, 2025 5.99%
Dec 31, 2024 -3.39%
Sep 30, 2024 6.95%
Jun 30, 2024 7.85%
Mar 31, 2024 13.81%
Dec 31, 2023 -6.73%
Sep 30, 2023 7.74%
Jun 30, 2023 5.85%
Mar 31, 2023 8.57%
Dec 31, 2022 0.93%
Sep 30, 2022 10.16%
Jun 30, 2022 12.85%
Mar 31, 2022 28.92%
Dec 31, 2021 21.21%
Sep 30, 2021 25.84%
Jun 30, 2021 25.02%