Regional Management (RM) EBT Margin (2011 - 2026)
Regional Management's (RM) quarterly EBT Margin came in at 6.29% in Q2 2026, down 228.0% year-over-year from 4.91% in Q2 2025, and down 29.1% quarter-over-quarter from 8.87% in Q1 2026.
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Analysis
Regional Management (RM) EBT Margin (2011 - 2026) Analysis & Trends
Regional Management (RM) has reported EBT Margin for 16 consecutive years, with 6.29% the latest figure, recorded in Q2 2026.
- On a quarterly basis, EBT Margin fell 228.0% year-over-year to 6.29% in Q2 2026; TTM through Jun 2026 was 9.03%, a 158.0% increase from a year earlier, with the FY2025 full-year figure at 8.95%, down 24.0% from the prior year.
- EBT Margin was 6.29% for Q2 2026 at Regional Management, down from 8.87% in the prior quarter.
- Over five years, EBT Margin peaked at 28.92% in Q1 2022 and troughed at 6.73% in Q4 2023.
- A 5-year average of 8.66% and a median of 8.4% in 2024 frame the typical range for EBT Margin.
- Across the five-year window, EBT Margin slumped 2035 bps in 2023 and soared 1497 bps in 2024, its largest moves.
- Over 5 years, EBT Margin stood at 0.93% in 2022, then sank by 821 bps to 6.73% in 2023, then soared by 222 bps to 8.24% in 2024, then increased by 16 bps to 9.52% in 2025, then plunged by 34 bps to 6.29% in 2026.
- The last three EBT Margin figures came in at 6.29% (Q2 2026), 8.87% (Q1 2026), and 9.52% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 24.62% |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 14.50% |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 11.82% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 28.70% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 19.08% |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 15.08% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 19.84% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 19.43% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 12.42% |
| 10 | Regional Management | 292.81 Mn | 171.50 Mn | 163.12 Mn | 6.29% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.29% |
| Mar 31, 2026 | 8.87% |
| Dec 31, 2025 | 9.52% |
| Sep 30, 2025 | 11.47% |
| Jun 30, 2025 | 8.56% |
| Mar 31, 2025 | 5.99% |
| Dec 31, 2024 | 8.24% |
| Sep 30, 2024 | 6.95% |
| Jun 30, 2024 | 7.85% |
| Mar 31, 2024 | 13.81% |
| Dec 31, 2023 | -6.73% |
| Sep 30, 2023 | 7.74% |
| Jun 30, 2023 | 5.85% |
| Mar 31, 2023 | 8.57% |
| Dec 31, 2022 | 0.93% |
| Sep 30, 2022 | 10.16% |
| Jun 30, 2022 | 12.85% |
| Mar 31, 2022 | 28.92% |
| Dec 31, 2021 | 21.21% |
| Sep 30, 2021 | 25.84% |
API Access
Regional Management EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=RM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "RM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=RM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();