Regional Management (RM) EBT Margin (2011 - 2026)
Regional Management (RM) reported EBT Margin of 8.87% for Q1 2026, up 288.0% year-over-year from 2.29% in Q1 2025, and down 6.86% quarter-over-quarter from 9.52% in Q4 2025.
Regional Management (RM) EBT Margin (2011 - 2026) Analysis & Trends
Regional Management (RM) has 16 years of EBT Margin data on file, last reported at 8.87% in Q1 2026.
- EBT Margin for Q1 2026 came in at 8.87%, up 288.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.61% (down 5602.0% YoY), and the FY2025 annual result was 8.95%, down 8540.0% from the prior year.
- EBT Margin retreated to 8.87% in Q1 2026 per RM's latest filing, from 9.52% in the prior quarter.
- Over five years, EBT Margin peaked at 28.92% in Q1 2022 and troughed at 6.73% in Q4 2023.
- A 5-year average of 8.11% and a median of 8.56% in 2025 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2023 and 2025: EBT Margin sank 2035 bps in 2023, then surged 1291 bps in 2025.
- A 5-year view of EBT Margin shows it stood at 0.93% in 2022, then plunged by 821 bps to 6.73% in 2023, then surged by 50 bps to 3.39% in 2024, then surged by 381 bps to 9.52% in 2025, then retreated by 7 bps to 8.87% in 2026.
- Business Quant data shows RM's EBT Margin at 8.87% in Q1 2026, 9.52% in Q4 2025, and 11.47% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 63.88% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 57.30% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 19.98% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 17.72% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 16.68% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 21.96% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 32.10% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 18.14% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 19.03% |
| 10 | Regional Management | 329.23 Mn | 324.37 Mn | 163.11 Mn | 8.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.87% |
| Dec 31, 2025 | 9.52% |
| Sep 30, 2025 | 11.47% |
| Jun 30, 2025 | 8.56% |
| Mar 31, 2025 | 5.99% |
| Dec 31, 2024 | -3.39% |
| Sep 30, 2024 | 6.95% |
| Jun 30, 2024 | 7.85% |
| Mar 31, 2024 | 13.81% |
| Dec 31, 2023 | -6.73% |
| Sep 30, 2023 | 7.74% |
| Jun 30, 2023 | 5.85% |
| Mar 31, 2023 | 8.57% |
| Dec 31, 2022 | 0.93% |
| Sep 30, 2022 | 10.16% |
| Jun 30, 2022 | 12.85% |
| Mar 31, 2022 | 28.92% |
| Dec 31, 2021 | 21.21% |
| Sep 30, 2021 | 25.84% |
| Jun 30, 2021 | 25.02% |