Regional Management (RM) EBT Margin (2011 - 2026)
Regional Management (RM) posted quarterly EBT Margin of 8.87% for Q1 2026, up 288.0% YoY from 2.29% in Q1 2025, and down 6.86% sequentially from 9.52% in Q4 2025.
Regional Management (RM) EBT Margin (2011 - 2026) Analysis & Trends
Regional Management has disclosed EBT Margin across 16 years of filings, most recently posting 8.87% for Q1 2026.
- In Q1 2026, EBT Margin rose 288.0% year-over-year to 8.87%; the TTM figure through Mar 2026 stood at 9.61% (down 5602.0% YoY), while the FY2025 annual figure was 8.95%, down 8540.0% from the prior year.
- EBT Margin eased to 8.87% in Q1 2026, from 9.52% in the prior quarter.
- Over the last five years, EBT Margin for RM reached as high as 28.92% in Q1 2022 and fell as low as 6.73% in Q4 2023.
- The 5-year median for EBT Margin is 8.56% (2025), against an average of 8.11%.
- Annual changes were most pronounced in 2023 — EBT Margin tumbled 2035 bps — and 2025, when it surged 1291 bps.
- A 5-year view of EBT Margin shows it stood at 0.93% in 2022, then slumped by 821 bps to 6.73% in 2023, then surged by 50 bps to 3.39% in 2024, then surged by 381 bps to 9.52% in 2025, then retreated by 7 bps to 8.87% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 8.87%, 9.52%, and 11.47% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 63.88% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 57.30% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 19.98% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 16.68% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 32.10% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 18.14% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 19.03% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 27.07% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 16.65% |
| 10 | Regional Management | 64.34 Mn | 59.48 Mn | 163.11 Mn | 8.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.87% |
| Dec 31, 2025 | 9.52% |
| Sep 30, 2025 | 11.47% |
| Jun 30, 2025 | 8.56% |
| Mar 31, 2025 | 5.99% |
| Dec 31, 2024 | -3.39% |
| Sep 30, 2024 | 6.95% |
| Jun 30, 2024 | 7.85% |
| Mar 31, 2024 | 13.81% |
| Dec 31, 2023 | -6.73% |
| Sep 30, 2023 | 7.74% |
| Jun 30, 2023 | 5.85% |
| Mar 31, 2023 | 8.57% |
| Dec 31, 2022 | 0.93% |
| Sep 30, 2022 | 10.16% |
| Jun 30, 2022 | 12.85% |
| Mar 31, 2022 | 28.92% |
| Dec 31, 2021 | 21.21% |
| Sep 30, 2021 | 25.84% |
| Jun 30, 2021 | 25.02% |