Regional Management (RM) EBT Margin (2011 - 2026)

Regional Management (RM) reported EBT Margin of 8.87% for Q1 2026, up 288.0% year-over-year from 2.29% in Q1 2025, and down 6.86% quarter-over-quarter from 9.52% in Q4 2025.

Regional Management (RM) EBT Margin (2011 - 2026) Analysis & Trends

Regional Management (RM) has 16 years of EBT Margin data on file, last reported at 8.87% in Q1 2026.

  • EBT Margin for Q1 2026 came in at 8.87%, up 288.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.61% (down 5602.0% YoY), and the FY2025 annual result was 8.95%, down 8540.0% from the prior year.
  • EBT Margin retreated to 8.87% in Q1 2026 per RM's latest filing, from 9.52% in the prior quarter.
  • Over five years, EBT Margin peaked at 28.92% in Q1 2022 and troughed at 6.73% in Q4 2023.
  • A 5-year average of 8.11% and a median of 8.56% in 2025 frame the typical range for EBT Margin.
  • The sharpest annual moves came in 2023 and 2025: EBT Margin sank 2035 bps in 2023, then surged 1291 bps in 2025.
  • A 5-year view of EBT Margin shows it stood at 0.93% in 2022, then plunged by 821 bps to 6.73% in 2023, then surged by 50 bps to 3.39% in 2024, then surged by 381 bps to 9.52% in 2025, then retreated by 7 bps to 8.87% in 2026.
  • Business Quant data shows RM's EBT Margin at 8.87% in Q1 2026, 9.52% in Q4 2025, and 11.47% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 63.88%
2 Mastercard 437.55 Bn 427.34 Bn - 57.30%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 19.98%
4 Capital One Financial 112.47 Bn 35.97 Bn - 17.72%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 16.68%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 21.96%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 32.10%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 18.14%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 19.03%
10 Regional Management 329.23 Mn 324.37 Mn 163.11 Mn 8.87%

Historic Data

Download Data
DateValue
Mar 31, 2026 8.87%
Dec 31, 2025 9.52%
Sep 30, 2025 11.47%
Jun 30, 2025 8.56%
Mar 31, 2025 5.99%
Dec 31, 2024 -3.39%
Sep 30, 2024 6.95%
Jun 30, 2024 7.85%
Mar 31, 2024 13.81%
Dec 31, 2023 -6.73%
Sep 30, 2023 7.74%
Jun 30, 2023 5.85%
Mar 31, 2023 8.57%
Dec 31, 2022 0.93%
Sep 30, 2022 10.16%
Jun 30, 2022 12.85%
Mar 31, 2022 28.92%
Dec 31, 2021 21.21%
Sep 30, 2021 25.84%
Jun 30, 2021 25.02%