Rhinebeck Bancorp RBKB Insider Ownership

NASDAQ RBKB

$12.74 +0.05 (+0.39%)

At close: Oct 20, 2026 · 4:00 PM EDT

Insider Holdings by Owner

465.48K Shares

Insider Ownership Statistics

as of 30 Sep, 2026

Insider Ownership

3.14%

▲+0.292% pp QoQ

Shares Held by Insiders

490.43K

filed for Sep 2026

▲+54.20% QoQ

Shares Outstanding

15.64Mn

15,635,966 shares

Direct Holdings

446.11K

Indirect: 44.32K

Net Shares Traded (QoQ)

+172.39K

net buying in Sep 2026

Insiders Holding Shares

with Form 4 holdings on file

Shares Owned by Insiders

Shares held % of outstanding

Latest —

Average ownership —

Peak ownership —

Shares Purchased/Sold by Insiders

Bought Sold

Latest quarter —

Net over range —

Buying quarters —

Insider Ownership Summary

Updated Oct 10, 2026

Across the past 12 months, open-market trades by Rhinebeck Bancorp insiders totaled $725,778 in purchases (60.76K shares) and $122,158 in sales (9.21K shares).

By number of insiders, Rhinebeck Bancorp saw 5 insiders buy and one insider sell on the open market over the past 12 months.
Among RBKB's insiders, Nancy Koskey Patzwahl (Director) was the top open-market buyer in the past 12 months, with $298,500 of stock purchased (25K shares) and the latest purchase on July 22, 2026.
Conversely, Philip J. Bronzi (1St SVP, Com MKT President) was RBKB's largest open-market seller in the past 12 months, with $122,158 of sales (9.21K shares); the latest was on May 19, 2026.
The latest open-market trade on record is a purchase of 4.83K shares for $59,700 by Michael Vitale (EVP, Head of Comm Banking) on August 6, 2026.
Beyond open-market trades, insiders at Rhinebeck Bancorp received 77.45K shares in stock awards, acquired 7.5K shares through option exercises and conversions and gave up 4.31K shares to cover taxes or exercise prices in the last 12 months.
Per Business Quant, RBKB insiders together hold 490.43K shares based on their latest Form 4 filings.
Indirect holdings, through trusts, partnerships, family members and other entities, make up 9.04% (44.32K shares) of Rhinebeck Bancorp's insider total, with the other 90.96% (446.11K shares) held directly.
Per Business Quant, 17 insiders of RBKB hold shares, counting officers, directors and 10% owners who have filed a Form 4 in the past two years.
RBKB's three largest insider shareholders, per their latest Form 4 filings, are Michael J. Quinn (President & CEO, 91.17K shares), William C. Irwin (Director, 50.94K shares) and Suzanne Loughlin (Director, 46.83K shares).
Michael J. Quinn alone accounts for 18.59% of the shares held by Rhinebeck Bancorp insiders.
Institutions accounted for 19.88% of RBKB's outstanding shares in Q2 2026, insiders about 3.14% per their latest Form 4 filings, and other investors, including the public, about 76.98%.
Over the past 12 months, 16 insiders reported transactions in Rhinebeck Bancorp stock in 33 Form 4 filings.
This summary of Rhinebeck Bancorp insider activity covers Form 4 filings through August 6, 2026.

Form 4 Holdings

Insiders Holding RBKB

Insiders 19

Shares held 465.48K

Of outstanding 2.98%

#	Insider	Position	Direct	Indirect	Total	Share of Insiders	Last Filed
1	Michael J. Quinn	President Ceo	80,073	0	80,073	17.2%	11 Sep, 2025
2	William C. Irwin	Director	50,937	0	50,937	10.9%	21 Jul, 2026
3	Suzanne Loughlin	Director	46,828	0	46,828	10.1%	23 Jul, 2026
4	Christopher W. Chestney	Director	40,940	0	40,940	8.8%	21 Jul, 2026
5	Matthew James Smith	President Ceo	36,251	0	36,251	7.8%	23 Jul, 2026
6	Shannon Martin Lafrance	Director	35,341	0	35,341	7.6%	21 Jul, 2026
7	Louis Jr. Tumolo	Director	30,128	0	30,128	6.5%	04 Dec, 2023
8	Nancy Koskey Patzwahl	Director	27,270	0	27,270	5.9%	23 Jul, 2026
9	Kevin M Nihill	Cfo And Treasurer	23,696	0	23,696	5.1%	10 Jul, 2026
10	Michael Vitale	Evp, Head Of Comm Banking	22,414	0	22,414	4.8%	06 Aug, 2026
11	James T. Iii Mccardle	Chief Credit Risk Officer	0	16,279	16,279	3.5%	21 Jul, 2026
12	Phillip Lekanides	Svp, Chief Accounting Officer	8,487	6,626	15,113	3.2%	21 Jul, 2026
13	Francis X. Dwyer	President Of Subsidiary	10,079	0	10,079	2.2%	08 Dec, 2024
14	Michael J. Mcdermott	Chief Financial Officer	8,500	0	8,500	1.8%	29 Aug, 2023
15	Freddimir Garcia	Director	7,206	0	7,206	1.5%	21 Jul, 2026
16	Steven E Howell	Director	6,624	0	6,624	1.4%	28 May, 2026
17	Donald E. Jr. Beeler	Director	3,211	0	3,211	0.7%	28 May, 2026
18	Jamie J. Bloom	Chief Operating Officer	0	2,970	2,970	0.6%	21 Jul, 2026
19	Sharon Mcginnis	Director	1,624	0	1,624	0.3%	28 May, 2026

Each row is that insider’s most recently reported position, from Form 4 filings over the last 60 months — which is why this total does not tie to the quarterly series above, where a quarter counts only the insiders who filed in it. Shares held through a fund or institutional portfolio are counted on the institutional ownership page instead.

Form 4 Filings

197 Insider Transactions

Source SEC Form 4

Latest quarter Sep 2026

Date	Insider	Position	Transaction	Shares	Price	Value	Shares Held After	Ownership
06 Aug, 2026	Michael Vitale	Evp, Head Of Comm Banking	Acquired P	4,834	$12.35	$59.70K	22,414	Direct
22 Jul, 2026	Michael Vitale	Evp, Head Of Comm Banking	Acquired P	5,000	$11.94	$59.70K	17,580	Direct
22 Jul, 2026	Suzanne Loughlin	Director	Acquired P	500	$11.92	$5.96K	34,828	Direct
22 Jul, 2026	Nancy Koskey Patzwahl	Director	Acquired P	25,000	$11.94	$298.50K	27,270	Direct
22 Jul, 2026	Matthew James Smith	President Ceo	Acquired P	2,300	$12.00	$27.59K	26,126	Direct
22 Jul, 2026	Matthew James Smith	President Ceo	Acquired P	10,125	$12.00	$121.50K	36,251	Direct
22 Jul, 2026	Suzanne Loughlin	Director	Acquired P	12,000	$11.93	$143.16K	46,828	Direct
21 Jul, 2026	Freddimir Garcia	Director	Acquired A	500	$10.00	$5.00K	7,206	Direct
21 Jul, 2026	Shannon Martin Lafrance	Director	Acquired A	2,700	$10.00	$27.00K	35,341	Direct
21 Jul, 2026	William C. Irwin	Director	Acquired A	10,000	$10.00	$100.00K	50,937	Direct
21 Jul, 2026	Christopher W. Chestney	Director	Acquired A	10,000	$10.00	$100.00K	40,940	Direct
21 Jul, 2026	Jamie J. Bloom	Chief Operating Officer	Acquired A	1,000	$10.00	$10.00K	2,970	Indirect
21 Jul, 2026	James T. Iii Mccardle	Chief Credit Risk Officer	Acquired A	2,500	$10.00	$25.00K	16,279	Indirect
21 Jul, 2026	Phillip Lekanides	Svp, Chief Accounting Officer	Acquired A	500	$10.00	$5.00K	8,487	Direct
21 Jul, 2026	Phillip Lekanides	Svp, Chief Accounting Officer	Acquired A	1,368	$10.00	$13.68K	6,626	Indirect
09 Jul, 2026	Kevin M Nihill	Cfo And Treasurer	Disposed F	1,468	$17.08	$25.07K	23,696	Direct
26 May, 2026	Shannon Martin Lafrance	Director	Acquired A	1,624	$0.00	$0	23,352	Direct
26 May, 2026	Sharon Mcginnis	Director	Acquired A	1,624	$0.00	$0	1,624	Direct
26 May, 2026	Freddimir Garcia	Director	Acquired A	1,624	$0.00	$0	4,798	Direct
26 May, 2026	Steven E Howell	Director	Acquired A	1,624	$0.00	$0	6,624	Direct

Showing 1 to 20 of 197 transactions