Qfin Holdings (QFNHF) Operating Margin (2017 - 2026)
Qfin Holdings' (QFNHF) quarterly Operating Margin came in at 25.04% in Q1 2026, down 1706.0% year-on-year from 1.56% in Q1 2025, and up 18.14% quarter-over-quarter from 21.19% in Q4 2025.
Qfin Holdings (QFNHF) Operating Margin (2017 - 2026) Analysis & Trends
Qfin Holdings has disclosed Operating Margin across 10 years of filings, most recently posting 25.04% for Q1 2026.
- Operating Margin for Q1 2026 came in at 25.04%, down 1706.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.75% (down 1529.0% YoY), and the FY2025 annual result was 34.77%, down 908.0% from the prior year.
- Operating Margin came in at 25.04% for Q1 2026 at Qfin Holdings, up from 21.19% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 52.38% in Q3 2024 to a low of 21.19% in Q4 2025.
- The 5-year median for Operating Margin is 31.46% (2022), against an average of 33.17%.
- Across the five-year window, Operating Margin tumbled 2215 bps in 2022 and surged 1994 bps in 2024, its largest moves.
- Qfin Holdings' Operating Margin stood at 24.16% in 2022, then grew by 18 bps to 28.46% in 2023, then soared by 48 bps to 42.17% in 2024, then tumbled by 50 bps to 21.19% in 2025, then advanced by 18 bps to 25.04% in 2026.
- The last three Operating Margin figures came in at 25.04% (Q1 2026), 21.19% (Q4 2025), and 32.66% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Qfin Holdings | - | - | 498.57 Mn | 25.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.04% |
| Dec 31, 2025 | 21.19% |
| Sep 30, 2025 | 32.66% |
| Jun 30, 2025 | 40.96% |
| Mar 31, 2025 | 42.10% |
| Dec 31, 2024 | 42.17% |
| Sep 30, 2024 | 52.38% |
| Jun 30, 2024 | 47.72% |
| Mar 31, 2024 | 32.84% |
| Dec 31, 2023 | 28.46% |
| Sep 30, 2023 | 32.44% |
| Jun 30, 2023 | 30.18% |
| Mar 31, 2023 | 27.98% |
| Dec 31, 2022 | 24.16% |
| Sep 30, 2022 | 27.95% |
| Jun 30, 2022 | 24.16% |
| Mar 31, 2022 | 31.46% |
| Dec 31, 2021 | 33.50% |
| Sep 30, 2021 | 41.05% |
| Jun 30, 2021 | 46.31% |