Qfin Holdings (QFNHF) Operating Margin (2017 - 2026)

Qfin Holdings' (QFNHF) quarterly Operating Margin came in at 25.04% in Q1 2026, down 1706.0% year-on-year from 1.56% in Q1 2025, and up 18.14% quarter-over-quarter from 21.19% in Q4 2025.

Qfin Holdings (QFNHF) Operating Margin (2017 - 2026) Analysis & Trends

Qfin Holdings has disclosed Operating Margin across 10 years of filings, most recently posting 25.04% for Q1 2026.

  • Operating Margin for Q1 2026 came in at 25.04%, down 1706.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 30.75% (down 1529.0% YoY), and the FY2025 annual result was 34.77%, down 908.0% from the prior year.
  • Operating Margin came in at 25.04% for Q1 2026 at Qfin Holdings, up from 21.19% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 52.38% in Q3 2024 to a low of 21.19% in Q4 2025.
  • The 5-year median for Operating Margin is 31.46% (2022), against an average of 33.17%.
  • Across the five-year window, Operating Margin tumbled 2215 bps in 2022 and surged 1994 bps in 2024, its largest moves.
  • Qfin Holdings' Operating Margin stood at 24.16% in 2022, then grew by 18 bps to 28.46% in 2023, then soared by 48 bps to 42.17% in 2024, then tumbled by 50 bps to 21.19% in 2025, then advanced by 18 bps to 25.04% in 2026.
  • The last three Operating Margin figures came in at 25.04% (Q1 2026), 21.19% (Q4 2025), and 32.66% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 64.42%
2 Mastercard 437.55 Bn 427.34 Bn - 58.43%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 18.77%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 17.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 26.44%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 3.39%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 35.49%
10 Qfin Holdings - - 498.57 Mn 25.04%

Historic Data

Download Data
DateValue
Mar 31, 2026 25.04%
Dec 31, 2025 21.19%
Sep 30, 2025 32.66%
Jun 30, 2025 40.96%
Mar 31, 2025 42.10%
Dec 31, 2024 42.17%
Sep 30, 2024 52.38%
Jun 30, 2024 47.72%
Mar 31, 2024 32.84%
Dec 31, 2023 28.46%
Sep 30, 2023 32.44%
Jun 30, 2023 30.18%
Mar 31, 2023 27.98%
Dec 31, 2022 24.16%
Sep 30, 2022 27.95%
Jun 30, 2022 24.16%
Mar 31, 2022 31.46%
Dec 31, 2021 33.50%
Sep 30, 2021 41.05%
Jun 30, 2021 46.31%