Qfin Holdings (QFNHF) Equity Ratio (2017 - 2025)

Qfin Holdings' (QFNHF) quarterly Equity Ratio came in at 0.42 in Q4 2025, down 15.74% year-on-year from 0.5 in Q4 2024, and down 15.74% quarter-over-quarter from 0.5 in Q4 2024.

Qfin Holdings (QFNHF) Equity Ratio (2017 - 2025) Analysis & Trends

Qfin Holdings has disclosed Equity Ratio across 9 years of filings, most recently posting 0.42 for Q4 2025.

  • Equity Ratio for Q4 2025 came in at 0.42, down 15.74% year-over-year; the trailing twelve-month figure through Dec 2025 was 0.42 (down 15.74% YoY), and the FY2025 annual result was 0.42, down 15.79% from the prior year.
  • Equity Ratio came in at 0.42 for Q4 2025 at Qfin Holdings, down from 0.5 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.5 in Q4 2024 to a low of 0.42 in Q4 2025.
  • The 5-year median for Equity Ratio is 0.47 (2022), against an average of 0.47.
  • Across the five-year window, Equity Ratio climbed 16.82% in 2021 and slipped 15.74% in 2025, its largest moves.
  • Qfin Holdings' Equity Ratio stood at 0.45 in 2021, then climbed by 3.32% to 0.47 in 2022, then climbed by 2.37% to 0.48 in 2023, then grew by 4.62% to 0.5 in 2024, then retreated by 15.74% to 0.42 in 2025.
  • The last three Equity Ratio figures came in at 0.42 (Q4 2025), 0.5 (Q4 2024), and 0.48 (Q4 2023), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 0.38
2 Mastercard 437.55 Bn 427.34 Bn - 0.13
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 0.11
4 Capital One Financial 112.47 Bn 35.97 Bn - 0.16
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 0.25
6 Synchrony Financial 24.26 Bn 3.70 Bn - 0.14
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 0.29
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 0.20
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 0.08
10 Qfin Holdings - - 498.57 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 0.42
Dec 31, 2024 0.50
Dec 31, 2023 0.48
Dec 31, 2022 0.47
Dec 31, 2021 0.45
Dec 31, 2020 0.39
Dec 31, 2019 0.35
Dec 31, 2018 0.60
Dec 31, 2017 0.24