PennyMac Mortgage Investment Trust (PMT) EBT Margin (2012 - 2026)
PennyMac Mortgage Investment Trust's EBT Margin was 23.13% in Q2 2026, down 1.10 percentage points from 24.22% a year earlier and down 9.62 percentage points from the prior quarter.
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Analysis
PennyMac Mortgage Investment Trust (PMT) EBT Margin (2012 - 2026) Analysis & Trends
On a trailing twelve-month basis, PennyMac Mortgage Investment Trust's EBT Margin was 36.48% through Jun 30, 2026, up 6.04 percentage points year-over-year; for FY2025, it was 30.51%, down 12.17 percentage points from FY2024.
- EBT Margin shows a five-year change of +13.53 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 42.68% in FY2024 (-14.28 pp), 56.97% in FY2023 (+36.20 pp), 20.77% in FY2022 (+10.14 pp) and 10.63% in FY2021 (-6.36 pp).
- The Q2 2026 figure marks the lowest quarterly EBT Margin since Q1 2025.
- Compared with a year earlier, EBT Margin was higher in three of the last eight quarters, with an average year-over-year change of -7.75 percentage points.
- The best year-over-year quarter for EBT Margin over five years was Q2 2023 (a gain of 237.43 percentage points); the worst was Q2 2022 (a drop of 196.93 percentage points).
- Per Business Quant data, PMT's EBT Margin in the three quarters before Q2 2026 was 32.75% (Q1 2026), 38.60% (Q4 2025) and 47.36% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 10.09% |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 46.33% |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | 12.09% |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 66.15% |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | 14.50% |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 24.99% |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 65.65% |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | - |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | PennyMac Mortgage Investment Trust | 698.49 Mn | -1.11 Bn | - | 23.13% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.13% |
| Mar 31, 2026 | 32.75% |
| Dec 31, 2025 | 38.60% |
| Sep 30, 2025 | 47.36% |
| Jun 30, 2025 | 24.22% |
| Mar 31, 2025 | -14.17% |
| Dec 31, 2024 | 51.08% |
| Sep 30, 2024 | 32.81% |
| Jun 30, 2024 | 40.18% |
| Mar 31, 2024 | 43.66% |
| Dec 31, 2023 | 47.56% |
| Sep 30, 2023 | 72.46% |
| Jun 30, 2023 | 51.85% |
| Mar 31, 2023 | 42.94% |
| Dec 31, 2022 | -11.17% |
| Sep 30, 2022 | 59.84% |
| Jun 30, 2022 | -185.58% |
| Mar 31, 2022 | 22.12% |
| Dec 31, 2021 | -39.49% |
| Sep 30, 2021 | -85.05% |
API Access
PennyMac Mortgage Investment Trust EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=PMT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "PMT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=PMT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();